Vital (NZSE:VTL) Effective Interest Rate on Debt %: 3.76% (As of Jun. 2025)

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What is Vital Effective Interest Rate on Debt %?

Vital NZSE:VTL Effective Interest Rate on Debt % is 3.76% as of Jun. 2025. The stock has 7 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Vital's annualized positive value of Interest Expense for the quarter that ended in Jun. 2025 was NZ$1.18 Mil. Vital's average total debt for the quarter that ended in Jun. 2025 was NZ$31.26 Mil. Therefore, Vital's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2025 was 3.76%.


Vital  (NZSE:VTL) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Vital Effective Interest Rate on Debt % Related Terms


Vital Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Vital's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Vital Effective Interest Rate on Debt % Chart

Vital Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.71 2.36 3.62 4.42 4.24

Vital Semi-Annual Data
Dec15 Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.03 4.31 4.55 4.64 3.76

NZSE:VTL vs TMUS, T, VZ: Effective Interest Rate on Debt % Comparison

For the Telecom Services subindustry, Vital's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Vital Effective Interest Rate on Debt % vs Telecommunication Services Industry

For the Telecommunication Services industry and Communication Services sector, Vital's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Vital's Effective Interest Rate on Debt % falls into.



Vital Effective Interest Rate on Debt % Calculation

Vital's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jun. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jun. 2024 )+Total Debt  (A: Jun. 2025 ))/ count )
=-1  *  -1.314/( (31.056+30.924)/ 2 )
=-1  *  -1.314/30.99
=4.24 %

where

Total Debt  (A: Jun. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=27.733 + 3.323
=31.056

Total Debt  (A: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=26.546 + 4.378
=30.924

Vital's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2024 )+Total Debt  (Q: Jun. 2025 ))/ count )
=-1  *  -1.176/( (31.587+30.924)/ 2 )
=-1  *  -1.176/31.2555
=3.76 %

where

Total Debt  (Q: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=26.998 + 4.589
=31.587

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=26.546 + 4.378
=30.924

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Jun. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 3.76% mean?
Vital (NZSE:VTL) has a Effective Interest Rate on Debt % of 3.76% as of Jun. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Vital and its competitors.
Is Vital's Effective Interest Rate on Debt % too high?
Vital's current Effective Interest Rate on Debt % is 3.76%.
How does Vital's Effective Interest Rate on Debt % compare to TMUS and T?
Vital's Effective Interest Rate on Debt % of 3.76% can be compared against companies in the Telecommunication Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Telecommunication Services company?
A good Effective Interest Rate on Debt % depends on the Telecommunication Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Vital and its competitors. Vital's current Effective Interest Rate on Debt % is 3.76%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vital stock overvalued right now?
Vital (NZSE:VTL) has a current Effective Interest Rate on Debt % of 3.76%. The stock's GF Value™ is NZ$0.24, compared to a current price of NZ$0.44 — trading 83.3% above its estimated fair value. The current Effective Interest Rate on Debt % is 3.76%. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Vital (NZSE:VTL), the current Effective Interest Rate on Debt % is 3.76% as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Vital Business Description

Address Cambridge Terrace, Te Aro, Level 6, No.25-27, Te Aro, Wellington, NTL, NZL, 6011
Vital Ltd provides communication services in New Zealand. The company operates through segments: Wireless Networks, Wired Networks and others, The majority of the revenue comes from the Wireless Networks that include traditional mobile radio business along with it is associated with finance leasing, data, and GPS tracking products, and the wireless broadband business. The Wired Networks segment includes the wired broadband business and provides broadband connectivity and ancillary-related services to a range of wholesale customers and end-users.