OCFT (OneConnect Financial Technology Co) Effective Interest Rate on Debt %: 26.46% (As of Jun. 2025)

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OCFT OneConnect Financial Technology Co Ltd OCFT
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What is OneConnect Financial Technology Co Effective Interest Rate on Debt %?

OneConnect Financial Technology Co OCFT 9 Effective Interest Rate on Debt % is 26.46% as of Jun. 2025. GuruFocus rates OCFT with a GF Score™ of 9/100.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. OneConnect Financial Technology Co's annualized positive value of Interest Expense for the quarter that ended in Jun. 2025 was $0.7 Mil. OneConnect Financial Technology Co's average total debt for the quarter that ended in Jun. 2025 was $2.8 Mil. Therefore, OneConnect Financial Technology Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2025 was 26.46%.


OneConnect Financial Technology Co  (NYSE:OCFT) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


OneConnect Financial Technology Co Effective Interest Rate on Debt % Related Terms


OneConnect Financial Technology Co Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for OneConnect Financial Technology Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

OneConnect Financial Technology Co Effective Interest Rate on Debt % Chart

OneConnect Financial Technology Co Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 5.35 4.50 4.55 4.55 6.09

OneConnect Financial Technology Co Quarterly Data
Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.47 13.73 4.05 21.90 26.46

OCFT vs OOMA, PLTS, AZ: Effective Interest Rate on Debt % Comparison

For the Software - Application subindustry, OneConnect Financial Technology Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


OneConnect Financial Technology Co Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, OneConnect Financial Technology Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where OneConnect Financial Technology Co's Effective Interest Rate on Debt % falls into.


OCFT
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OneConnect Financial Technology Co Ltd OCFT
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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OneConnect Financial Technology Co Effective Interest Rate on Debt % Calculation

OneConnect Financial Technology Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2024 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2023 )+Total Debt  (A: Dec. 2024 ))/ count )
=-1  *  -1.706/( (50.045+5.984)/ 2 )
=-1  *  -1.706/28.0145
=6.09 %

where

Total Debt  (A: Dec. 2023 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3.961 + 46.084
=50.045

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.466 + 4.518
=5.984

OneConnect Financial Technology Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2025 )+Total Debt  (Q: Jun. 2025 ))/ count )
=-1  *  -0.744/( (2.746+2.877)/ 2 )
=-1  *  -0.744/2.8115
=26.46 %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Jun. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 26.46% mean?
OneConnect Financial Technology Co (OCFT) has a Effective Interest Rate on Debt % of 26.46% as of Jun. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on OneConnect Financial Technology Co and its competitors.
Is OneConnect Financial Technology Co's Effective Interest Rate on Debt % too high?
OneConnect Financial Technology Co's current Effective Interest Rate on Debt % is 26.46%. Overall, OneConnect Financial Technology Co has a GF Score™ of 9/100, reflecting its overall financial health beyond just this single metric.
How does OneConnect Financial Technology Co's Effective Interest Rate on Debt % compare to OOMA and PLTS?
OneConnect Financial Technology Co's Effective Interest Rate on Debt % of 26.46% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on OneConnect Financial Technology Co and its competitors. OneConnect Financial Technology Co's current Effective Interest Rate on Debt % is 26.46%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OneConnect Financial Technology Co stock overvalued right now?
OneConnect Financial Technology Co (OCFT) has a current Effective Interest Rate on Debt % of 26.46%. The current Effective Interest Rate on Debt % is 26.46%. OneConnect Financial Technology Co's overall GF Score™ is 9/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For OneConnect Financial Technology Co (OCFT), the current Effective Interest Rate on Debt % is 26.46% as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

OneConnect Financial Technology Co Business Description

Address No. 5033 Yitian Road, Floor 21/24, Ping An Financial Center, Futian District, Guangdong, Shenzhen, CHN
OneConnect Financial Technology Co Ltd is a technology-as-a-service provider for the financial services industry. It integrates extensive expertise in the industry with market technology to provide technology applications and technology-enabled business services to financial institutions. The integrated solutions and platforms it provides include digital banking solutions, digital insurance solutions, and the Gamma Platform, a technology infrastructure platform for financial institutions. Geographically, the company generates substantially all of its revenue from its business in the People's Republic of China (PRC).
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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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