OCFT (OneConnect Financial Technology Co) Interest Coverage: 0 (At Loss) (As of Jun. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

OCFT OneConnect Financial Technology Co Ltd OCFT
9 GF Score
Price $7.89
View Full Analysis

What is OneConnect Financial Technology Co Interest Coverage?

OneConnect Financial Technology Co OCFT 9 Interest Coverage is 0 (At Loss) as of Jun. 2025. GuruFocus rates OCFT with a GF Score™ of 9/100.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. OneConnect Financial Technology Co's Operating Income for the three months ended in Jun. 2025 was $-6.2 Mil. OneConnect Financial Technology Co's Interest Expense for the three months ended in Jun. 2025 was $-0.2 Mil. did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for OneConnect Financial Technology Co's Interest Coverage or its related term are showing as below:


OCFT's Interest Coverage is not ranked *
in the Software industry.
Industry Median: 24.62
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


OneConnect Financial Technology Co  (NYSE:OCFT) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


OneConnect Financial Technology Co Interest Coverage Related Terms


OneConnect Financial Technology Co Interest Coverage Historical Data

* Premium members only.

The historical data trend for OneConnect Financial Technology Co's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

OneConnect Financial Technology Co Interest Coverage Chart

OneConnect Financial Technology Co Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Interest Coverage
Get a 7-Day Free Trial 0.00 0.00 0.00 0.00 0.00

OneConnect Financial Technology Co Quarterly Data
Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

OCFT vs OOMA, PLTS, AZ: Interest Coverage Comparison

For the Software - Application subindustry, OneConnect Financial Technology Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


OneConnect Financial Technology Co Interest Coverage vs Software Industry

For the Software industry and Technology sector, OneConnect Financial Technology Co's Interest Coverage distribution charts can be found below:

* The bar in red indicates where OneConnect Financial Technology Co's Interest Coverage falls into.


OCFT
9GF Score
OneConnect Financial Technology Co Ltd OCFT
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

OneConnect Financial Technology Co Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

OneConnect Financial Technology Co's Interest Coverage for the fiscal year that ended in Dec. 2024 is calculated as

Here, for the fiscal year that ended in Dec. 2024, OneConnect Financial Technology Co's Interest Expense was $-1.7 Mil. Its Operating Income was $-24.0 Mil. And its Long-Term Debt & Capital Lease Obligation was $1.5 Mil.

OneConnect Financial Technology Co did not have earnings to cover the interest expense.

OneConnect Financial Technology Co's Interest Coverage for the quarter that ended in Jun. 2025 is calculated as

Here, for the three months ended in Jun. 2025, OneConnect Financial Technology Co's Interest Expense was $-0.2 Mil. Its Operating Income was $-6.2 Mil. And its Long-Term Debt & Capital Lease Obligation was $0.0 Mil.

OneConnect Financial Technology Co did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0 (At Loss) mean?
OneConnect Financial Technology Co (OCFT) has a Interest Coverage of 0 (At Loss) as of Jun. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on OneConnect Financial Technology Co and its competitors.
Is OneConnect Financial Technology Co's Interest Coverage too high?
OneConnect Financial Technology Co's current Interest Coverage is 0 (At Loss). Overall, OneConnect Financial Technology Co has a GF Score™ of 9/100, reflecting its overall financial health beyond just this single metric.
How does OneConnect Financial Technology Co's Interest Coverage compare to OOMA and PLTS?
OneConnect Financial Technology Co's Interest Coverage of 0 (At Loss) can be compared against companies in the Software industry. The industry median Interest Coverage is 24.62. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.62, based on 1,713 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on OneConnect Financial Technology Co and its competitors. For the Software industry, the median Interest Coverage is 24.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. OneConnect Financial Technology Co's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OneConnect Financial Technology Co stock overvalued right now?
OneConnect Financial Technology Co (OCFT) has a current Interest Coverage of 0 (At Loss). The current Interest Coverage is 0 (At Loss). OneConnect Financial Technology Co's overall GF Score™ is 9/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For OneConnect Financial Technology Co (OCFT), the current Interest Coverage is 0 (At Loss) as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

OneConnect Financial Technology Co Business Description

Address No. 5033 Yitian Road, Floor 21/24, Ping An Financial Center, Futian District, Guangdong, Shenzhen, CHN
OneConnect Financial Technology Co Ltd is a technology-as-a-service provider for the financial services industry. It integrates extensive expertise in the industry with market technology to provide technology applications and technology-enabled business services to financial institutions. The integrated solutions and platforms it provides include digital banking solutions, digital insurance solutions, and the Gamma Platform, a technology infrastructure platform for financial institutions. Geographically, the company generates substantially all of its revenue from its business in the People's Republic of China (PRC).
9GF Score

Get the complete analysis for OCFT

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$7.89
Price