OCFT (OneConnect Financial Technology Co) Retained Earnings: $-1,171.5 Mil (As of Jun. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

OCFT OneConnect Financial Technology Co Ltd OCFT
9 GF Score
Price $7.89
View Full Analysis

What is OneConnect Financial Technology Co Retained Earnings?

OneConnect Financial Technology Co OCFT 9 Retained Earnings is $-1,171.5 Mil as of Jun. 2025. GuruFocus rates OCFT with a GF Score™ of 9/100.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. OneConnect Financial Technology Co's retained earnings for the quarter that ended in Jun. 2025 was $-1,171.5 Mil.

OneConnect Financial Technology Co's quarterly retained earnings declined from Dec. 2024 ($-1,144.6 Mil) to Mar. 2025 ($-1,154.8 Mil) and declined from Mar. 2025 ($-1,154.8 Mil) to Jun. 2025 ($-1,171.5 Mil).

OneConnect Financial Technology Co's annual retained earnings declined from Dec. 2022 ($-1,077.3 Mil) to Dec. 2023 ($-1,102.7 Mil) and declined from Dec. 2023 ($-1,102.7 Mil) to Dec. 2024 ($-1,144.6 Mil).


OneConnect Financial Technology Co  (NYSE:OCFT) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


OneConnect Financial Technology Co Retained Earnings Historical Data

* Premium members only.

The historical data trend for OneConnect Financial Technology Co's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

OneConnect Financial Technology Co Retained Earnings Chart

OneConnect Financial Technology Co Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Retained Earnings
Get a 7-Day Free Trial -819.19 -1,042.29 -1,077.34 -1,102.72 -1,144.57

OneConnect Financial Technology Co Quarterly Data
Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1,066.15 -1,097.25 -1,144.57 -1,154.82 -1,171.49
OCFT
9GF Score
OneConnect Financial Technology Co Ltd OCFT
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

OneConnect Financial Technology Co Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of $-1,171.5 Mil mean?
OneConnect Financial Technology Co (OCFT) has a Retained Earnings of $-1,171.5 Mil as of Jun. 2025. Retained earnings is the amount of net income not issued to shareholders. View historical data on OneConnect Financial Technology Co and its competitors.
Is OneConnect Financial Technology Co's Retained Earnings too high?
OneConnect Financial Technology Co's current Retained Earnings is $-1,171.5 Mil. Overall, OneConnect Financial Technology Co has a GF Score™ of 9/100, reflecting its overall financial health beyond just this single metric.
How does OneConnect Financial Technology Co's Retained Earnings compare to OOMA and PLTS?
OneConnect Financial Technology Co's Retained Earnings of $-1,171.5 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Software company?
A good Retained Earnings depends on the Software industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on OneConnect Financial Technology Co and its competitors. OneConnect Financial Technology Co's current Retained Earnings is $-1,171.5 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OneConnect Financial Technology Co stock overvalued right now?
OneConnect Financial Technology Co (OCFT) has a current Retained Earnings of $-1,171.5 Mil. The current Retained Earnings is $-1,171.5 Mil. OneConnect Financial Technology Co's overall GF Score™ is 9/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For OneConnect Financial Technology Co (OCFT), the current Retained Earnings is $-1,171.5 Mil as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

OneConnect Financial Technology Co Business Description

Address No. 5033 Yitian Road, Floor 21/24, Ping An Financial Center, Futian District, Guangdong, Shenzhen, CHN
OneConnect Financial Technology Co Ltd is a technology-as-a-service provider for the financial services industry. It integrates extensive expertise in the industry with market technology to provide technology applications and technology-enabled business services to financial institutions. The integrated solutions and platforms it provides include digital banking solutions, digital insurance solutions, and the Gamma Platform, a technology infrastructure platform for financial institutions. Geographically, the company generates substantially all of its revenue from its business in the People's Republic of China (PRC).
9GF Score

Get the complete analysis for OCFT

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$7.89
Price