Siminn hf (OISE:SIMINN) Effective Interest Rate on Debt %: 8.48% (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

OISE:SIMINN Siminn hf OISE:SIMINN
94 GF Score
Price kr12.50
GF Value kr15.24
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is Siminn hf Effective Interest Rate on Debt %?

Siminn hf OISE:SIMINN +0.40% 94 Effective Interest Rate on Debt % is 8.48% as of Mar. 2026. GuruFocus rates OISE:SIMINN with a GF Score™ of 94/100 and a GF Value™ of kr15.24 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Siminn hf's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was kr1,788 Mil. Siminn hf's average total debt for the quarter that ended in Mar. 2026 was kr21,086 Mil. Therefore, Siminn hf's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 8.48%.


Siminn hf  (OISE:SIMINN) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Siminn hf Effective Interest Rate on Debt % Related Terms


Siminn hf Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Siminn hf's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Siminn hf Effective Interest Rate on Debt % Chart

Siminn hf Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.26 5.55 9.74 11.56 9.89

Siminn hf Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.74 10.64 10.22 9.38 8.48

OISE:SIMINN vs TMUS, VZ, T: Effective Interest Rate on Debt % Comparison

For the Telecom Services subindustry, Siminn hf's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Siminn hf Effective Interest Rate on Debt % vs Telecommunication Services Industry

For the Telecommunication Services industry and Communication Services sector, Siminn hf's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Siminn hf's Effective Interest Rate on Debt % falls into.


OISE:SIMINN
94GF Score
Siminn hf OISE:SIMINN
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Siminn hf Effective Interest Rate on Debt % Calculation

Siminn hf's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -1813/( (17168+19497)/ 2 )
=-1  *  -1813/18332.5
=9.89 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=14304 + 2864
=17168

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=14700 + 4797
=19497

Siminn hf's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -1788/( (19497+22675)/ 2 )
=-1  *  -1788/21086
=8.48 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=14700 + 4797
=19497

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=19216 + 3459
=22675

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 8.48% mean?
Siminn hf (OISE:SIMINN) has a Effective Interest Rate on Debt % of 8.48% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Siminn hf and its competitors.
Is Siminn hf's Effective Interest Rate on Debt % too high?
Siminn hf's current Effective Interest Rate on Debt % is 8.48%. Overall, Siminn hf has a GF Score™ of 94/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Siminn hf's Effective Interest Rate on Debt % compare to TMUS and VZ?
Siminn hf's Effective Interest Rate on Debt % of 8.48% can be compared against companies in the Telecommunication Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Telecommunication Services company?
A good Effective Interest Rate on Debt % depends on the Telecommunication Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Siminn hf and its competitors. Siminn hf's current Effective Interest Rate on Debt % is 8.48%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Siminn hf stock overvalued right now?
Based on GuruFocus' analysis, Siminn hf (OISE:SIMINN) is currently considered Modestly Undervalued. The stock's GF Value™ is kr15.24, compared to a current price of kr12.50 — trading 18% below its estimated fair value. The current Effective Interest Rate on Debt % is 8.48%. Siminn hf's overall GF Score™ is 94/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Siminn hf (OISE:SIMINN), the current Effective Interest Rate on Debt % is 8.48% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Siminn hf (OISE:SIMINN) Overvalued in 2026?

Based on GuruFocus' analysis, Siminn hf stock appears to be undervalued. The current stock price of kr12.50 is trading 18% below its estimated GF Value™ of kr15.24. GuruFocus considers Siminn hf to be Modestly Undervalued.

Key valuation signals for OISE:SIMINN:

  • Effective Interest Rate on Debt %: 8.48%
  • GF Value™: kr15.24 vs. price of kr12.50 (18% below fair value)
  • GF Score™: 94/100 with 3 warning signs

No single metric tells the full story. See the OISE:SIMINN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Siminn hf Business Description

Address Armula 25, Reykjavik, ISL, 108
Siminn hf is an Iceland-based telecommunications company engaged in offering communication services. The operating segments of the company are Mobile, Internet, and Network; TV; Equipment sales; and Others. It derives a majority of the revenue from the Internet and Network segment, which involves revenue from data service, including xDSL service, GPON, Internet, IP net, core network, local loop, and access network. The Mobile segment involves revenue from mobile services in Iceland and abroad, whether traditional GSM service, satellite service, wholesale mobile service, or other mobile services.
94GF Score

Get the complete analysis for OISE:SIMINN

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr12.50
Price
kr15.24
GF Value