PCCOF (Paltac) Effective Interest Rate on Debt %: 1.74% (As of Mar. 2026)


PCCOF Paltac Corp PCCOF
81 GF Score
Price $42.00
GF Value $30.75
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Paltac Effective Interest Rate on Debt %?

Paltac PCCOF +39.77% 81 Effective Interest Rate on Debt % is 1.74% as of Mar. 2026. GuruFocus rates PCCOF with a GF Score™ of 81/100 and a GF Value™ of $30.75 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Paltac's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $0 Mil. Paltac's average total debt for the quarter that ended in Mar. 2026 was $3 Mil. Therefore, Paltac's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 1.74%.


Paltac  (OTCPK:PCCOF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Paltac Effective Interest Rate on Debt % Related Terms


Paltac Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Paltac's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Paltac Effective Interest Rate on Debt % Chart

Paltac Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.30 1.65 1.88 1.99 1.65

Paltac Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.22 1.20 0.00 0.00 1.74

PCCOF vs PG, CL, KVUE: Effective Interest Rate on Debt % Comparison

For the Household & Personal Products subindustry, Paltac's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Paltac Effective Interest Rate on Debt % vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Paltac's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Paltac's Effective Interest Rate on Debt % falls into.


PCCOF
81GF Score
Paltac Corp PCCOF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Paltac Effective Interest Rate on Debt % Calculation

Paltac's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -0.044/( (2.341+2.993)/ 2 )
=-1  *  -0.044/2.667
=1.65 %

where

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.556 + 0.785
=2.341

Total Debt  (A: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.928 + 1.065
=2.993

Paltac's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -0.052/( (0+2.993)/ 1 )
=-1  *  -0.052/2.993
=1.74 %

where

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.928 + 1.065
=2.993

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 1.74% mean?
Paltac (PCCOF) has a Effective Interest Rate on Debt % of 1.74% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Paltac and its competitors.
Is Paltac's Effective Interest Rate on Debt % too high?
Paltac's current Effective Interest Rate on Debt % is 1.74%. Overall, Paltac has a GF Score™ of 81/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Paltac's Effective Interest Rate on Debt % compare to PG and CL?
Paltac's Effective Interest Rate on Debt % of 1.74% can be compared against companies in the Consumer Packaged Goods industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Consumer Packaged Goods company?
A good Effective Interest Rate on Debt % depends on the Consumer Packaged Goods industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Paltac and its competitors. Paltac's current Effective Interest Rate on Debt % is 1.74%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Paltac stock overvalued right now?
Based on GuruFocus' analysis, Paltac (PCCOF) is currently considered Significantly Overvalued. The stock's GF Value™ is $30.75, compared to a current price of $42.00 — trading 36.6% above its estimated fair value. The current Effective Interest Rate on Debt % is 1.74%. Paltac's overall GF Score™ is 81/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Paltac (PCCOF), the current Effective Interest Rate on Debt % is 1.74% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Paltac (PCCOF) Overvalued in 2026?

Based on GuruFocus' analysis, Paltac stock appears to be overvalued. The current stock price of $42.00 is trading 36.6% above its estimated GF Value™ of $30.75. GuruFocus considers Paltac to be Significantly Overvalued.

Key valuation signals for PCCOF:

  • Effective Interest Rate on Debt %: 1.74%
  • GF Value™: $30.75 vs. price of $42.00 (36.6% above fair value)
  • GF Score™: 81/100 with 7 warning signs

No single metric tells the full story. See the PCCOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Paltac Business Description

Other Exchanges 8283:Japan
Address 5-9, Minamikyuhoji-Machi, 1-Chome, Chou-Ku, Osaka, JPN
Paltac Corp is engaged in the wholesale business of cosmetics, daily goods, and general-purpose pharmaceuticals.
81GF Score

Get the complete analysis for PCCOF

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$42.00
Price
$30.75
GF Value