Philippine Racing Club (PHS:PRC) Effective Interest Rate on Debt %: 2.04% (As of Mar. 2026)


PHS:PRC Philippine Racing Club Inc PHS:PRC
67 GF Score
Price ₱5.00
GF Value ₱5.30
Valuation Fairly Valued
! 2 Warning Signs
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What is Philippine Racing Club Effective Interest Rate on Debt %?

Philippine Racing Club PHS:PRC 67 Effective Interest Rate on Debt % is 2.04% as of Mar. 2026. GuruFocus rates PHS:PRC with a GF Score™ of 67/100 and a GF Value™ of ₱5.30 (Fairly Valued). The stock has 2 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Philippine Racing Club's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was ₱14.6 Mil. Philippine Racing Club's average total debt for the quarter that ended in Mar. 2026 was ₱714.2 Mil. Therefore, Philippine Racing Club's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 2.04%.


Philippine Racing Club  (PHS:PRC) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Philippine Racing Club Effective Interest Rate on Debt % Related Terms


Philippine Racing Club Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Philippine Racing Club's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Philippine Racing Club Effective Interest Rate on Debt % Chart

Philippine Racing Club Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.73 4.38 3.23 2.94 2.88

Philippine Racing Club Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.62 3.64 3.62 0.50 2.04

Philippine Racing Club Effective Interest Rate on Debt % Competitor Comparison

For the Real Estate - Development subindustry, Philippine Racing Club's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Philippine Racing Club Effective Interest Rate on Debt % vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Philippine Racing Club's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Philippine Racing Club's Effective Interest Rate on Debt % falls into.


PHS:PRC
67GF Score
Philippine Racing Club Inc PHS:PRC
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Philippine Racing Club Effective Interest Rate on Debt % Calculation

Philippine Racing Club's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -20.908/( (741.339+712.501)/ 2 )
=-1  *  -20.908/726.92
=2.88 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=409.617 + 331.722
=741.339

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=409.964 + 302.537
=712.501

Philippine Racing Club's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -14.584/( (712.501+715.956)/ 2 )
=-1  *  -14.584/714.2285
=2.04 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=409.964 + 302.537
=712.501

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=410.231 + 305.725
=715.956

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 2.04% mean?
Philippine Racing Club (PHS:PRC) has a Effective Interest Rate on Debt % of 2.04% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Philippine Racing Club and its competitors.
Is Philippine Racing Club's Effective Interest Rate on Debt % too high?
Philippine Racing Club's current Effective Interest Rate on Debt % is 2.04%. Overall, Philippine Racing Club has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Philippine Racing Club's Effective Interest Rate on Debt % compare to competitors?
Philippine Racing Club's Effective Interest Rate on Debt % of 2.04% can be compared against companies in the Real Estate industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Real Estate company?
A good Effective Interest Rate on Debt % depends on the Real Estate industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Philippine Racing Club and its competitors. Philippine Racing Club's current Effective Interest Rate on Debt % is 2.04%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Philippine Racing Club stock overvalued right now?
Based on GuruFocus' analysis, Philippine Racing Club (PHS:PRC) is currently considered Fairly Valued. The stock's GF Value™ is ₱5.30, compared to a current price of ₱5.00 — trading 5.7% below its estimated fair value. The current Effective Interest Rate on Debt % is 2.04%. Philippine Racing Club's overall GF Score™ is 67/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Philippine Racing Club (PHS:PRC), the current Effective Interest Rate on Debt % is 2.04% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Philippine Racing Club (PHS:PRC) Overvalued in 2026?

Based on GuruFocus' analysis, Philippine Racing Club stock appears to be undervalued. The current stock price of ₱5.00 is trading 5.7% below its estimated GF Value™ of ₱5.30. GuruFocus considers Philippine Racing Club to be Fairly Valued.

Key valuation signals for PHS:PRC:

  • Effective Interest Rate on Debt %: 2.04%
  • GF Value™: ₱5.30 vs. price of ₱5.00 (5.7% below fair value)
  • GF Score™: 67/100 with 2 warning signs

No single metric tells the full story. See the PHS:PRC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Philippine Racing Club Business Description

Address Saddle and Clubs Leisure Park, Barangay Sabang, Cavite, Naic, PHL, 4110
Philippine Racing Club Inc is involved in the business of operating and maintaining a racetrack covered by its franchise and managing betting stations. It is also engaged in acquiring and developing real properties including but not limited to leisure, recreational, and memorial parks, and owning, operating, managing, and/or selling real estate. The company's reportable segment involves Real Estate Operations, Leasing, and Sale of Food, beverages and Services. It derives key revenue from the real estate sales activity.
67GF Score

Get the complete analysis for PHS:PRC

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱5.00
Price
₱5.30
GF Value