Philippine Racing Club (PHS:PRC) Interest Coverage: 5.43 (As of Mar. 2026) — 108% Above Median


PHS:PRC Philippine Racing Club Inc PHS:PRC
70 GF Score
Price ₱5.00
GF Value ₱5.32
Valuation Fairly Valued
! 2 Warning Signs
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What is Philippine Racing Club Interest Coverage?

Philippine Racing Club PHS:PRC 70 Interest Coverage is 5.43 as of Mar. 2026, which is 108% above its 10-year median of 2.61. GuruFocus rates PHS:PRC with a GF Score™ of 70/100 and a GF Value™ of ₱5.32 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,296 Real Estate companies, Philippine Racing Club ranks worse than 77160.42% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Philippine Racing Club's Operating Income for the three months ended in Mar. 2026 was ₱19.8 Mil. Philippine Racing Club's Interest Expense for the three months ended in Mar. 2026 was ₱-3.6 Mil. Philippine Racing Club's interest coverage for the quarter that ended in Mar. 2026 was 5.43. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Philippine Racing Club's Interest Coverage or its related term are showing as below:


PHS:PRC's Interest Coverage is not ranked *
in the Real Estate industry.
Industry Median: 4.245
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Philippine Racing Club  (PHS:PRC) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Philippine Racing Club Interest Coverage Related Terms


Philippine Racing Club Interest Coverage Historical Data

* Premium members only.

The historical data trend for Philippine Racing Club's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Philippine Racing Club Interest Coverage Chart

Philippine Racing Club Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.93 2.15 6.64 0.00 0.00

Philippine Racing Club Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 5.43

Philippine Racing Club Interest Coverage Competitor Comparison

For the Real Estate - Development subindustry, Philippine Racing Club's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Philippine Racing Club Interest Coverage vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Philippine Racing Club's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Philippine Racing Club's Interest Coverage falls into.


PHS:PRC
70GF Score
Philippine Racing Club Inc PHS:PRC
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Philippine Racing Club Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Philippine Racing Club's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Philippine Racing Club's Interest Expense was ₱-20.9 Mil. Its Operating Income was ₱-33.8 Mil. And its Long-Term Debt & Capital Lease Obligation was ₱410.0 Mil.

Philippine Racing Club did not have earnings to cover the interest expense.

Philippine Racing Club's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Philippine Racing Club's Interest Expense was ₱-3.6 Mil. Its Operating Income was ₱19.8 Mil. And its Long-Term Debt & Capital Lease Obligation was ₱410.2 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*19.813/-3.646
=5.43

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 5.43 mean?
Philippine Racing Club (PHS:PRC) has a Interest Coverage of 5.43 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Philippine Racing Club and its competitors. This is 108% above median its historical median of 2.61. According to the industry distribution chart, Philippine Racing Club ranks #999999 out of 1296 companies in the Real Estate industry.
Is Philippine Racing Club's Interest Coverage too high?
Philippine Racing Club's current Interest Coverage of 5.43 is 108% above median its 10-year median of 2.61. The Real Estate industry median Interest Coverage is 4.25. Philippine Racing Club's value of 5.43 is 27.9% above this industry median. Based on the distribution chart, Philippine Racing Club ranks #999999 out of 1296 companies in the Real Estate industry, which is in the bottom quartile relative to peers. Overall, Philippine Racing Club has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Philippine Racing Club's Interest Coverage compare to competitors?
According to the Real Estate industry distribution chart, Philippine Racing Club ranks #999999 out of 1296 companies for Interest Coverage. This places Philippine Racing Club in the lower half of its industry. The industry median Interest Coverage is 4.25. Philippine Racing Club's value of 5.43 is 27.9% above this benchmark. While the company's 10-year median is 2.61 vs. the industry median of 4.25, Philippine Racing Club has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Real Estate company?
The median Interest Coverage among Real Estate companies is 4.25, based on 1,296 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Philippine Racing Club's current Interest Coverage of 5.43 is 27.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Philippine Racing Club and its competitors. For the Real Estate industry, the median Interest Coverage is 4.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Philippine Racing Club's current Interest Coverage is 5.43, which is 108% above median its own 10-year median of 2.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Philippine Racing Club stock overvalued right now?
Based on GuruFocus' analysis, Philippine Racing Club (PHS:PRC) is currently considered Fairly Valued. The stock's GF Value™ is ₱5.32, compared to a current price of ₱5.00 — trading 6% below its estimated fair value. The current Interest Coverage is 5.43, which is 108% above median its 10-year median of 2.61 and 27.9% above the Real Estate industry median of 4.25. Philippine Racing Club's overall GF Score™ is 70/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Philippine Racing Club (PHS:PRC), the current Interest Coverage is 5.43 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Philippine Racing Club (PHS:PRC) Overvalued in 2026?

Based on GuruFocus' analysis, Philippine Racing Club stock appears to be undervalued. The current stock price of ₱5.00 is trading 6% below its estimated GF Value™ of ₱5.32. GuruFocus considers Philippine Racing Club to be Fairly Valued.

Key valuation signals for PHS:PRC:

  • Interest Coverage: 5.43 (108% above median its 10-year median of 2.61)
  • GF Value™: ₱5.32 vs. price of ₱5.00 (6% below fair value)
  • GF Score™: 70/100 with 2 warning signs
  • Industry Position: 27.9% above the Real Estate median (#999999 of 1296)

No single metric tells the full story. See the PHS:PRC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Philippine Racing Club Business Description

Address Saddle and Clubs Leisure Park, Barangay Sabang, Cavite, Naic, PHL, 4110
Philippine Racing Club Inc is involved in the business of operating and maintaining a racetrack covered by its franchise and managing betting stations. It is also engaged in acquiring and developing real properties including but not limited to leisure, recreational, and memorial parks, and owning, operating, managing, and/or selling real estate. The company's reportable segment involves Real Estate Operations, Leasing, and Sale of Food, beverages and Services. It derives key revenue from the real estate sales activity.
70GF Score

Get the complete analysis for PHS:PRC

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱5.00
Price
₱5.32
GF Value