PLUT (Plutus Financial Group) Effective Interest Rate on Debt %: 0.00% (As of Dec. 2025)


PLUT Plutus Financial Group Ltd PLUT
19 GF Score
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What is Plutus Financial Group Effective Interest Rate on Debt %?

Plutus Financial Group PLUT 19 Effective Interest Rate on Debt % is 0.00% as of Dec. 2025. GuruFocus rates PLUT with a GF Score™ of 19/100. The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Plutus Financial Group's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was $0.00 Mil. Plutus Financial Group's average total debt for the quarter that ended in Dec. 2025 was $0.17 Mil. Therefore, Plutus Financial Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 0.00%.


Plutus Financial Group  (NAS:PLUT) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Plutus Financial Group Effective Interest Rate on Debt % Related Terms


Plutus Financial Group Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Plutus Financial Group's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Plutus Financial Group Effective Interest Rate on Debt % Chart

Plutus Financial Group Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 0.00 0.00 0.00 0.00 0.00

Plutus Financial Group Semi-Annual Data
Dec20 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

PLUT vs FLD, MATH, HGBL: Effective Interest Rate on Debt % Comparison

For the Capital Markets subindustry, Plutus Financial Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Plutus Financial Group Effective Interest Rate on Debt % vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Plutus Financial Group's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Plutus Financial Group's Effective Interest Rate on Debt % falls into.


PLUT
19GF Score
Plutus Financial Group Ltd PLUT
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Plutus Financial Group Effective Interest Rate on Debt % Calculation

Plutus Financial Group's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  0/( (0.274+0.129)/ 2 )
=-1  *  0/0.2015
=0.00 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.128 + 0.146
=0.274

Plutus Financial Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  0/( (0.203+0.129)/ 2 )
=-1  *  0/0.166
=0.00 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.051 + 0.152
=0.203

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.00% mean?
Plutus Financial Group (PLUT) has a Effective Interest Rate on Debt % of 0.00% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Plutus Financial Group and its competitors.
Is Plutus Financial Group's Effective Interest Rate on Debt % too high?
Plutus Financial Group's current Effective Interest Rate on Debt % is 0.00%. Overall, Plutus Financial Group has a GF Score™ of 19/100, reflecting its overall financial health beyond just this single metric.
How does Plutus Financial Group's Effective Interest Rate on Debt % compare to FLD and MATH?
Plutus Financial Group's Effective Interest Rate on Debt % of 0.00% can be compared against companies in the Capital Markets industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Capital Markets company?
A good Effective Interest Rate on Debt % depends on the Capital Markets industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Plutus Financial Group and its competitors. Plutus Financial Group's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Plutus Financial Group stock overvalued right now?
Plutus Financial Group (PLUT) has a current Effective Interest Rate on Debt % of 0.00%. The current Effective Interest Rate on Debt % is 0.00%. Plutus Financial Group's overall GF Score™ is 19/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Plutus Financial Group (PLUT), the current Effective Interest Rate on Debt % is 0.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Plutus Financial Group Business Description

Address 80 Gloucester Road, 8th Floor, Wan Chai, Hong Kong, HKG
Plutus Financial Group Ltd provides financial services. The company has three reportable segments: securities-related services, asset management services, and money lending services. The securities-related services segment generated commission by offering securities dealing and brokerage services, securities underwriting and placing services, and other financing services. The asset management services segment generated asset management fees by providing asset management services and investment advisory services. Money lending services generated interest income by lending money to corporations and individuals.
19GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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