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Plutus Financial Group has the Financial Strength Rank of 8. It shows strong financial strength and is unlikely to fall into distressed situations.
Good Sign:
Plutus Financial Group Ltd shows strong financial strength.
GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:
1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.
A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.
Plutus Financial Group has no long-term debt (1).
Plutus Financial Group's debt to revenue ratio for the quarter that ended in Dec. 2025 was 0.08.
As of today, Plutus Financial Group's Altman Z-Score is 5.97.
(1) Note: An indication of "no long-term debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Plutus Financial Group (NAS:PLUT) Financial Strength Explanation
The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.
Plutus Financial Group has the Financial Strength Rank of 8. It shows strong financial strength and is unlikely to fall into distressed situations.
Plutus Financial Group Financial Strength Related Terms
PLUT vs BGDE, HGBL, MATH: Financial Strength Comparison
For the Capital Markets subindustry, Plutus Financial Group's Financial Strength, along with its competitors' market caps and Financial Strength data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Plutus Financial Group Financial Strength vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Plutus Financial Group's Financial Strength distribution charts can be found below:
* The bar in red indicates where Plutus Financial Group's Financial Strength falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
Ben Graham prefers companies' interest coverage to be at least 5. Plutus Financial Group Ltd has enough cash to cover all of its debt. Its financial situation is stable.
2. Debt to revenue ratio. The lower, the better.
Plutus Financial Group's Debt to Revenue Ratio for the quarter that ended in Dec. 2025 is
Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
The zones of discrimination were as such:
When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.
Plutus Financial Group has a Z-score of 5.97, indicating it is in Safe Zones. This implies the Z-Score is strong.
Good Sign:
Altman Z-score of 5.97 is strong.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Plutus Financial Group (PLUT) has a Financial Strength of 8 as of Dec. 2025. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Plutus Financial Group and its competitors. This is near median its historical median of 8.00. Over the past decade, Plutus Financial Group's Financial Strength has ranged from 7.00 to 10.00.
Is Plutus Financial Group's Financial Strength too high?
Plutus Financial Group's current Financial Strength of 8 is near median its 10-year median of 8.00. Over the past 10 years, this metric has ranged from a low of 7.00 to a high of 10.00. Overall, Plutus Financial Group has a GF Score™ of 19/100, reflecting its overall financial health beyond just this single metric.
How does Plutus Financial Group's Financial Strength compare to BGDE and HGBL?
Plutus Financial Group's Financial Strength of 8 can be compared against companies in the Capital Markets industry. Historically, Plutus Financial Group's own Financial Strength has ranged from 7.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a Capital Markets company?
A good Financial Strength depends on the Capital Markets industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Plutus Financial Group and its competitors. Plutus Financial Group's current Financial Strength is 8, which is near median its own 10-year median of 8.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Plutus Financial Group stock overvalued right now?
Plutus Financial Group (PLUT) has a current Financial Strength of 8. The current Financial Strength is 8, which is near median its 10-year median of 8.00. Plutus Financial Group's overall GF Score™ is 19/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For Plutus Financial Group (PLUT), the current Financial Strength is 8 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Plutus Financial Group Ltd provides financial services. The company has three reportable segments: securities-related services, asset management services, and money lending services. The securities-related services segment generated commission by offering securities dealing and brokerage services, securities underwriting and placing services, and other financing services. The asset management services segment generated asset management fees by providing asset management services and investment advisory services. Money lending services generated interest income by lending money to corporations and individuals.
19GF Score
Get the complete analysis for PLUT
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