Plutus Financial GroupPLUT -0.33%19 Net-Net Working Capital is $-0.16 as of Dec. 2025. GuruFocus rates PLUT with a GF Score™ of 19/100. The stock has 6 warning signs investors should review. Among 292 Capital Markets companies, Plutus Financial Group ranks worse than 342465.41% on this metric.
In calculating the Net-Net Working Capital (NNWC), Benjamin Graham assumed that a company's accounts receivable is only worth 75% its value, its inventory is only worth 50% of its value, but its liabilities have to be paid in full. In addition, Graham believed that preferred stock belongs on the liability side of the balance sheet, not as part of capital and surplus. This is a conservative way of estimating the company's value.
Plutus Financial Group's Net-Net Working Capital for the quarter that ended in Dec. 2025 was $-0.16.
The industry rank for Plutus Financial Group's Net-Net Working Capital or its related term are showing as below:
PLUT's Price-to-Net-Net-Working-Capital is not ranked *
in the Capital Markets industry.
Industry Median: 5.105 * Ranked among companies with meaningful Price-to-Net-Net-Working-Capital only.
Plutus Financial Group (NAS:PLUT) Net-Net Working Capital Explanation
One research study, covering the years 1970 through 1983 showed that portfolios picked at the beginning of each year, and held for one year, returned 29.4 percent, on average, over the 13-year period, compared to 11.5 percent for the S&P 500 Index. Other studies of Graham's strategy produced similar results.
Benjamin Graham looked for companies whose market values were less than two-thirds of their net-net value. They are collected under our Net-Net screener.
Plutus Financial Group Net-Net Working Capital Related Terms
Plutus Financial Group Net-Net Working Capital Historical Data
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The historical data trend for Plutus Financial Group's Net-Net Working Capital can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Plutus Financial Group Net-Net Working Capital Chart
PLUT vs BGDE, HGBL, MATH: Net-Net Working Capital Comparison
For the Capital Markets subindustry, Plutus Financial Group's Price-to-Net-Net-Working-Capital, along with its competitors' market caps and Price-to-Net-Net-Working-Capital data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Plutus Financial Group Price-to-Net-Net-Working-Capital vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Plutus Financial Group's Price-to-Net-Net-Working-Capital distribution charts can be found below:
* The bar in red indicates where Plutus Financial Group's Price-to-Net-Net-Working-Capital falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In calculating the Net-Net Working Capital (NNWC), Benjamin Graham assumed that a company's accounts receivable is only worth 75% its value, its inventory is only worth 50% of its value, but its liabilities have to be paid in full.
In addition, Graham believed that preferred stock belongs on the liability side of the balance sheet, not as part of capital and surplus. In "Security Analysis", preferred stock is dubbed "an imperfect creditorship position" that is best placed on the balance sheet alongside funded debt.
This is a conservative way of estimating the company's value.
What does a Net-Net Working Capital of $-0.16 mean?
Plutus Financial Group (PLUT) has a Net-Net Working Capital of $-0.16 as of Dec. 2025. Ben Graham defined net-net working capital as the per-share sum of cash, 75% of receivables and 50% of inventory less total liabilities. View historical data on Plutus Financial Group According to the industry distribution chart, Plutus Financial Group ranks #999999 out of 292 companies in the Capital Markets industry.
Is Plutus Financial Group's Net-Net Working Capital too high?
Plutus Financial Group's current Net-Net Working Capital is $-0.16. Based on the distribution chart, Plutus Financial Group ranks #999999 out of 292 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, Plutus Financial Group has a GF Score™ of 19/100, reflecting its overall financial health beyond just this single metric.
How does Plutus Financial Group's Net-Net Working Capital compare to BGDE and HGBL?
According to the Capital Markets industry distribution chart, Plutus Financial Group ranks #999999 out of 292 companies for Net-Net Working Capital. This places Plutus Financial Group in the lower half of its industry. The industry median Net-Net Working Capital is 5.11. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net-Net Working Capital for a Capital Markets company?
The median Net-Net Working Capital among Capital Markets companies is 5.11, based on 292 companies in the industry. Companies in the top quartile (top 25%) have a Net-Net Working Capital significantly above this median, while those in the bottom quartile fall well below. However, Net-Net Working Capital should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net-Net Working Capital mean?
A high Net-Net Working Capital can signal that a stock is expensive relative to its fundamentals. Ben Graham defined net-net working capital as the per-share sum of cash, 75% of receivables and 50% of inventory less total liabilities. View historical data on Plutus Financial Group For the Capital Markets industry, the median Net-Net Working Capital is 5.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Plutus Financial Group's current Net-Net Working Capital is $-0.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Plutus Financial Group stock overvalued right now?
Plutus Financial Group (PLUT) has a current Net-Net Working Capital of $-0.16. The current Net-Net Working Capital is $-0.16. Plutus Financial Group's overall GF Score™ is 19/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net-Net Working Capital calculated?
Net-Net Working Capital is calculated from a company's financial statements. For Plutus Financial Group (PLUT), the current Net-Net Working Capital is $-0.16 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Plutus Financial Group Ltd provides financial services. The company has three reportable segments: securities-related services, asset management services, and money lending services. The securities-related services segment generated commission by offering securities dealing and brokerage services, securities underwriting and placing services, and other financing services. The asset management services segment generated asset management fees by providing asset management services and investment advisory services. Money lending services generated interest income by lending money to corporations and individuals.
19GF Score
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