Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Pinnacle Financial Partners Effective Interest Rate on Debt % Related Terms
Pinnacle Financial Partners Effective Interest Rate on Debt % Historical Data
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The historical data trend for Pinnacle Financial Partners's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pinnacle Financial Partners Effective Interest Rate on Debt % Chart
PNFPPC.PFD vs EWBC, WBS, FHN: Effective Interest Rate on Debt % Comparison
For the Banks - Regional subindustry, Pinnacle Financial Partners's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pinnacle Financial Partners Effective Interest Rate on Debt % vs Banks Industry
For the Banks industry and Financial Services sector, Pinnacle Financial Partners's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Pinnacle Financial Partners's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 58.49% mean?
Pinnacle Financial Partners (PNFPPC.PFD) has a Effective Interest Rate on Debt % of 58.49% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Pinnacle Financial Partners and its competitors.
Is Pinnacle Financial Partners' Effective Interest Rate on Debt % too high?
Pinnacle Financial Partners' current Effective Interest Rate on Debt % is 58.49%. Overall, Pinnacle Financial Partners has a GF Score™ of 68/100, reflecting its overall financial health beyond just this single metric.
How does Pinnacle Financial Partners' Effective Interest Rate on Debt % compare to EWBC and WBS?
Pinnacle Financial Partners' Effective Interest Rate on Debt % of 58.49% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Banks company?
A good Effective Interest Rate on Debt % depends on the Banks industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Pinnacle Financial Partners and its competitors. Pinnacle Financial Partners's current Effective Interest Rate on Debt % is 58.49%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pinnacle Financial Partners stock overvalued right now?
Pinnacle Financial Partners (PNFPPC.PFD) has a current Effective Interest Rate on Debt % of 58.49%. The current Effective Interest Rate on Debt % is 58.49%. Pinnacle Financial Partners' overall GF Score™ is 68/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Pinnacle Financial Partners (PNFPPC.PFD), the current Effective Interest Rate on Debt % is 58.49% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Pinnacle Financial Partners Inc is a financial holding company. The company operates through its wholly-owned subsidiary, Pinnacle Bank. The bank provides a full range of lending products, including commercial, real estate, and consumer loans to individuals and small to medium-sized businesses. It operates as a community bank mainly in the urban markets of Nashville, Knoxville, Memphis, and Chattanooga, Tennessee, as well as surrounding counties. It relies heavily on mergers and acquisitions. A majority of its loan portfolio is in commercial loans, mainly real estate, as well as industrial loans. The bank generates a majority of its net revenue through net interest income.
68GF Score
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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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