PSQH (PSQ Holdings) Effective Interest Rate on Debt %: 10.56% (As of Mar. 2026)

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PSQH PSQ Holdings Inc PSQH
17 GF Score
Price $3.01
GF Value $56.91
Valuation Possible Value Trap
! 4 Warning Signs
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What is PSQ Holdings Effective Interest Rate on Debt %?

PSQ Holdings PSQH -6.52% 17 Effective Interest Rate on Debt % is 10.56% as of Mar. 2026. GuruFocus rates PSQH with a GF Score™ of 17/100 and a GF Value™ of $56.91 (Possible Value Trap). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. PSQ Holdings's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $3.79 Mil. PSQ Holdings's average total debt for the quarter that ended in Mar. 2026 was $35.88 Mil. Therefore, PSQ Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 10.56%.


PSQ Holdings  (NYSE:PSQH) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


PSQ Holdings Effective Interest Rate on Debt % Related Terms


PSQ Holdings Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for PSQ Holdings's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PSQ Holdings Effective Interest Rate on Debt % Chart

PSQ Holdings Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
0.00 0.00 56.55 14.03 10.35

PSQ Holdings Quarterly Data
Dec21 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.70 10.57 10.38 10.46 10.56

PSQH vs INUV, PAYD, YAAS: Effective Interest Rate on Debt % Comparison

For the Software - Application subindustry, PSQ Holdings's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PSQ Holdings Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, PSQ Holdings's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where PSQ Holdings's Effective Interest Rate on Debt % falls into.


PSQH
17GF Score
PSQ Holdings Inc PSQH
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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PSQ Holdings Effective Interest Rate on Debt % Calculation

PSQ Holdings's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -3.509/( (32.513+35.302)/ 2 )
=-1  *  -3.509/33.9075
=10.35 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=28.613 + 3.9
=32.513

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=28.804 + 6.498
=35.302

PSQ Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -3.788/( (35.302+36.455)/ 2 )
=-1  *  -3.788/35.8785
=10.56 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=28.804 + 6.498
=35.302

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=28.717 + 7.738
=36.455

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 10.56% mean?
PSQ Holdings (PSQH) has a Effective Interest Rate on Debt % of 10.56% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on PSQ Holdings and its competitors.
Is PSQ Holdings' Effective Interest Rate on Debt % too high?
PSQ Holdings' current Effective Interest Rate on Debt % is 10.56%. Overall, PSQ Holdings has a GF Score™ of 17/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does PSQ Holdings' Effective Interest Rate on Debt % compare to INUV and PAYD?
PSQ Holdings' Effective Interest Rate on Debt % of 10.56% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on PSQ Holdings and its competitors. PSQ Holdings's current Effective Interest Rate on Debt % is 10.56%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PSQ Holdings stock overvalued right now?
Based on GuruFocus' analysis, PSQ Holdings (PSQH) is currently considered Possible Value Trap. The stock's GF Value™ is $56.91, compared to a current price of $3.01 — trading 94.7% below its estimated fair value. The current Effective Interest Rate on Debt % is 10.56%. PSQ Holdings' overall GF Score™ is 17/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For PSQ Holdings (PSQH), the current Effective Interest Rate on Debt % is 10.56% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PSQ Holdings (PSQH) Overvalued in 2026?

Based on GuruFocus' analysis, PSQ Holdings stock appears to be undervalued. The current stock price of $3.01 is trading 94.7% below its estimated GF Value™ of $56.91. GuruFocus considers PSQ Holdings to be Possible Value Trap.

Key valuation signals for PSQH:

  • Effective Interest Rate on Debt %: 10.56%
  • GF Value™: $56.91 vs. price of $3.01 (94.7% below fair value)
  • GF Score™: 17/100 with 4 warning signs

No single metric tells the full story. See the PSQH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PSQ Holdings Business Description

Address 313 Datura Street, Suite 200, West Palm Beach, FL, USA, 33401
PSQ Holdings Inc operates the website and mobile application named as PublicSq. It is an app and website that connects freedom-loving Americans to high-quality businesses that share values, both online and in local communities. It has three reportable segments comprised of Marketplace; which includes a marketplace platform to access consumers that are drawn to patriotic values and the revenue is generated in the form of advertising and eCommerce transactions, and Brands segment in which through its wholly-owned brand, the company generates revenue from online sales of diapers and wipes and third financial technology which assists consumers, lenders, and retailers in offering point-of-sale financing products.
17GF Score

Get the complete analysis for PSQH

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$3.01
Price
$56.91
GF Value