Serko (SERKF) Effective Interest Rate on Debt %: -7.17% (As of Mar. 2026)


SERKF Serko Ltd SERKF
62 GF Score
Price $0.81
GF Value $3.82
Valuation Significantly Undervalued
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What is Serko Effective Interest Rate on Debt %?

Serko SERKF 62 Effective Interest Rate on Debt % is -7.17% as of Mar. 2026. GuruFocus rates SERKF with a GF Score™ of 62/100 and a GF Value™ of $3.82 (Significantly Undervalued).

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Serko's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $-0.23 Mil. Serko's average total debt for the quarter that ended in Mar. 2026 was $3.15 Mil. Therefore, Serko's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was -7.17%.


Serko  (OTCPK:SERKF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Serko Effective Interest Rate on Debt % Related Terms


Serko Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Serko's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Serko Effective Interest Rate on Debt % Chart

Serko Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.17 1.85 1.91 2.27 1.26

Serko Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -6.23 8.49 -3.05 17.06 -7.17

SERKF vs MSFT, ORCL, PLTR: Effective Interest Rate on Debt % Comparison

For the Software - Infrastructure subindustry, Serko's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Serko Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, Serko's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Serko's Effective Interest Rate on Debt % falls into.


SERKF
62GF Score
Serko Ltd SERKF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Serko Effective Interest Rate on Debt % Calculation

Serko's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -0.033/( (1.176+4.055)/ 2 )
=-1  *  -0.033/2.6155
=1.26 %

where

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.648 + 0.528
=1.176

Total Debt  (A: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3.223 + 0.832
=4.055

Serko's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Sep. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  0.226/( (2.248+4.055)/ 2 )
=-1  *  0.226/3.1515
=-7.17 %

where

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.769 + 0.479
=2.248

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3.223 + 0.832
=4.055

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of -7.17% mean?
Serko (SERKF) has a Effective Interest Rate on Debt % of -7.17% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Serko and its competitors.
Is Serko's Effective Interest Rate on Debt % too high?
Serko's current Effective Interest Rate on Debt % is -7.17%. Overall, Serko has a GF Score™ of 62/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Serko's Effective Interest Rate on Debt % compare to MSFT and ORCL?
Serko's Effective Interest Rate on Debt % of -7.17% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Serko and its competitors. Serko's current Effective Interest Rate on Debt % is -7.17%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Serko stock overvalued right now?
Based on GuruFocus' analysis, Serko (SERKF) is currently considered Significantly Undervalued. The stock's GF Value™ is $3.82, compared to a current price of $0.81 — trading 78.9% below its estimated fair value. The current Effective Interest Rate on Debt % is -7.17%. Serko's overall GF Score™ is 62/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Serko (SERKF), the current Effective Interest Rate on Debt % is -7.17% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Serko (SERKF) Overvalued in 2026?

Based on GuruFocus' analysis, Serko stock appears to be undervalued. The current stock price of $0.81 is trading 78.9% below its estimated GF Value™ of $3.82. GuruFocus considers Serko to be Significantly Undervalued.

Key valuation signals for SERKF:

  • Effective Interest Rate on Debt %: -7.17%
  • GF Value™: $3.82 vs. price of $0.81 (78.9% below fair value)
  • GF Score™: 62/100

No single metric tells the full story. See the SERKF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Serko Business Description

Address 125 The Strand Parnell, Level 1, Saatchi Building, Auckland, NZL, 1010
Serko Ltd is engaged in the provisioning of computer software solutions for corporate travel. The company's products are Serko Online and Serko Expense which are cloud-based enterprise-grade solutions that help corporates manage their travel and expense programs. Geographically, it derives a majority of its revenue from Australia and also has a presence in New Zealand, the US, India, Singapore, and Others. The company generates revenue from Serko Online, Serko Zeno, Serko Mobile, and Serko Expense technology platforms.
62GF Score

Get the complete analysis for SERKF

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.81
Price
$3.82
GF Value