Vietnam National Seed Group JSC (STC:NSC) Effective Interest Rate on Debt %: 4.23% (As of Mar. 2026)


STC:NSC Vietnam National Seed Group JSC STC:NSC
81 GF Score
Price ₫73,000.00
GF Value ₫81,149.80
Valuation Modestly Undervalued
! 5 Warning Signs
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What is Vietnam National Seed Group JSC Effective Interest Rate on Debt %?

Vietnam National Seed Group JSC STC:NSC 81 Effective Interest Rate on Debt % is 4.23% as of Mar. 2026. GuruFocus rates STC:NSC with a GF Score™ of 81/100 and a GF Value™ of ₫81,149.80 (Modestly Undervalued). The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Vietnam National Seed Group JSC's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was ₫27,257 Mil. Vietnam National Seed Group JSC's average total debt for the quarter that ended in Mar. 2026 was ₫644,402 Mil. Therefore, Vietnam National Seed Group JSC's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 4.23%.


Vietnam National Seed Group JSC  (STC:NSC) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Vietnam National Seed Group JSC Effective Interest Rate on Debt % Related Terms


Vietnam National Seed Group JSC Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Vietnam National Seed Group JSC's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Vietnam National Seed Group JSC Effective Interest Rate on Debt % Chart

Vietnam National Seed Group JSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.35 5.83 7.11 7.00 7.96

Vietnam National Seed Group JSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.42 4.62 4.42 5.30 4.23

STC:NSC vs ADM, BG, TSN: Effective Interest Rate on Debt % Comparison

For the Farm Products subindustry, Vietnam National Seed Group JSC's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Vietnam National Seed Group JSC Effective Interest Rate on Debt % vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Vietnam National Seed Group JSC's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Vietnam National Seed Group JSC's Effective Interest Rate on Debt % falls into.


STC:NSC
81GF Score
Vietnam National Seed Group JSC STC:NSC
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Vietnam National Seed Group JSC Effective Interest Rate on Debt % Calculation

Vietnam National Seed Group JSC's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -31299.586/( (195464.592+591408.455)/ 2 )
=-1  *  -31299.586/393436.5235
=7.96 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 195464.592
=195464.592

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 591408.455
=591408.455

Vietnam National Seed Group JSC's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -27256.928/( (591408.455+697396.322)/ 2 )
=-1  *  -27256.928/644402.3885
=4.23 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 591408.455
=591408.455

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 697396.322
=697396.322

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.23% mean?
Vietnam National Seed Group JSC (STC:NSC) has a Effective Interest Rate on Debt % of 4.23% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Vietnam National Seed Group JSC and its competitors.
Is Vietnam National Seed Group JSC's Effective Interest Rate on Debt % too high?
Vietnam National Seed Group JSC's current Effective Interest Rate on Debt % is 4.23%. Overall, Vietnam National Seed Group JSC has a GF Score™ of 81/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Vietnam National Seed Group JSC's Effective Interest Rate on Debt % compare to ADM and BG?
Vietnam National Seed Group JSC's Effective Interest Rate on Debt % of 4.23% can be compared against companies in the Consumer Packaged Goods industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Consumer Packaged Goods company?
A good Effective Interest Rate on Debt % depends on the Consumer Packaged Goods industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Vietnam National Seed Group JSC and its competitors. Vietnam National Seed Group JSC's current Effective Interest Rate on Debt % is 4.23%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vietnam National Seed Group JSC stock overvalued right now?
Based on GuruFocus' analysis, Vietnam National Seed Group JSC (STC:NSC) is currently considered Modestly Undervalued. The stock's GF Value™ is ₫81,149.80, compared to a current price of ₫73,000.00 — trading 10% below its estimated fair value. The current Effective Interest Rate on Debt % is 4.23%. Vietnam National Seed Group JSC's overall GF Score™ is 81/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Vietnam National Seed Group JSC (STC:NSC), the current Effective Interest Rate on Debt % is 4.23% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Vietnam National Seed Group JSC (STC:NSC) Overvalued in 2026?

Based on GuruFocus' analysis, Vietnam National Seed Group JSC stock appears to be undervalued. The current stock price of ₫73,000.00 is trading 10% below its estimated GF Value™ of ₫81,149.80. GuruFocus considers Vietnam National Seed Group JSC to be Modestly Undervalued.

Key valuation signals for STC:NSC:

  • Effective Interest Rate on Debt %: 4.23%
  • GF Value™: ₫81,149.80 vs. price of ₫73,000.00 (10% below fair value)
  • GF Score™: 81/100 with 5 warning signs

No single metric tells the full story. See the STC:NSC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Vietnam National Seed Group JSC Business Description

Address 1 Luong Dinh Cua Street, Kim Lien Ward, Dong Da District, Hanoi, VNM
Vietnam National Seed Group JSC is engaged in the cultivation, trading, and direct import and export of plant varieties and agricultural materials, along with the processing, packaging, and preservation of these products. The Company's core business activity is the cultivation, trading, and import and export of plant varieties, which represents its main source of operations. It mainly operates in Vietnam.
81GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫73,000.00
Price
₫81,149.80
GF Value