Vietnam National Seed Group JSC (STC:NSC) Interest Coverage: 7.43 (As of Mar. 2026) — 65% Below Median


STC:NSC Vietnam National Seed Group JSC STC:NSC
81 GF Score
Price ₫72,300.00
GF Value ₫81,031.91
Valuation Modestly Undervalued
! 5 Warning Signs
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What is Vietnam National Seed Group JSC Interest Coverage?

Vietnam National Seed Group JSC STC:NSC 81 Interest Coverage is 7.43 as of Mar. 2026, which is 65% below its 10-year median of 21.24. GuruFocus rates STC:NSC with a GF Score™ of 81/100 and a GF Value™ of ₫81,031.91 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 1,510 Consumer Packaged Goods companies, Vietnam National Seed Group JSC ranks better than 50.79% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Vietnam National Seed Group JSC's Operating Income for the three months ended in Mar. 2026 was ₫50,614 Mil. Vietnam National Seed Group JSC's Interest Expense for the three months ended in Mar. 2026 was ₫-6,814 Mil. Vietnam National Seed Group JSC's interest coverage for the quarter that ended in Mar. 2026 was 7.43. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Vietnam National Seed Group JSC's Interest Coverage or its related term are showing as below:

STC:NSC' s Interest Coverage Range Over the Past 10 Years
Min: 8.88   Med: 21.24   Max: 35.68
Current: 8.88


STC:NSC's Interest Coverage is ranked better than
50.79% of 1510 companies
in the Consumer Packaged Goods industry
Industry Median: 8.64 vs STC:NSC: 8.88

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Vietnam National Seed Group JSC  (STC:NSC) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Vietnam National Seed Group JSC Interest Coverage Related Terms


Vietnam National Seed Group JSC Interest Coverage Historical Data

* Premium members only.

The historical data trend for Vietnam National Seed Group JSC's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Vietnam National Seed Group JSC Interest Coverage Chart

Vietnam National Seed Group JSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 20.69 24.02 15.87 17.72 9.77

Vietnam National Seed Group JSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.42 8.71 3.33 15.69 7.43

STC:NSC vs ADM, BG, TSN: Interest Coverage Comparison

For the Farm Products subindustry, Vietnam National Seed Group JSC's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Vietnam National Seed Group JSC Interest Coverage vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Vietnam National Seed Group JSC's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Vietnam National Seed Group JSC's Interest Coverage falls into.


STC:NSC
81GF Score
Vietnam National Seed Group JSC STC:NSC
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Vietnam National Seed Group JSC Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Vietnam National Seed Group JSC's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Vietnam National Seed Group JSC's Interest Expense was ₫-31,300 Mil. Its Operating Income was ₫305,813 Mil. And its Long-Term Debt & Capital Lease Obligation was ₫0 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*305812.853/-31299.586
=9.77

Vietnam National Seed Group JSC's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Vietnam National Seed Group JSC's Interest Expense was ₫-6,814 Mil. Its Operating Income was ₫50,614 Mil. And its Long-Term Debt & Capital Lease Obligation was ₫0 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*50613.926/-6814.232
=7.43

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 7.43 mean?
Vietnam National Seed Group JSC (STC:NSC) has a Interest Coverage of 7.43 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Vietnam National Seed Group JSC and its competitors. This is 65% below median its historical median of 21.24. Over the past decade, Vietnam National Seed Group JSC's Interest Coverage has ranged from 8.88 to 35.68. According to the industry distribution chart, Vietnam National Seed Group JSC ranks #743 out of 1510 companies in the Consumer Packaged Goods industry, placing it in the top 49.2%.
Is Vietnam National Seed Group JSC's Interest Coverage too high?
Vietnam National Seed Group JSC's current Interest Coverage of 7.43 is 65% below median its 10-year median of 21.24. Over the past 10 years, this metric has ranged from a low of 8.88 to a high of 35.68. The Consumer Packaged Goods industry median Interest Coverage is 8.64. Vietnam National Seed Group JSC's value of 7.43 is 14% below this industry median. Based on the distribution chart, Vietnam National Seed Group JSC ranks #743 out of 1510 companies in the Consumer Packaged Goods industry, which is above the industry midpoint. Overall, Vietnam National Seed Group JSC has a GF Score™ of 81/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Vietnam National Seed Group JSC's Interest Coverage compare to ADM and BG?
According to the Consumer Packaged Goods industry distribution chart, Vietnam National Seed Group JSC ranks #743 out of 1510 companies for Interest Coverage. This puts Vietnam National Seed Group JSC in the upper half of its industry. The industry median Interest Coverage is 8.64. Vietnam National Seed Group JSC's value of 7.43 is 14% below this benchmark. Historically, Vietnam National Seed Group JSC's own Interest Coverage has ranged from 8.88 to 35.68 over the past decade. While the company's 10-year median is 21.24 vs. the industry median of 8.64, Vietnam National Seed Group JSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Consumer Packaged Goods company?
The median Interest Coverage among Consumer Packaged Goods companies is 8.64, based on 1,510 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vietnam National Seed Group JSC's current Interest Coverage of 7.43 is 14% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Vietnam National Seed Group JSC and its competitors. For the Consumer Packaged Goods industry, the median Interest Coverage is 8.64 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vietnam National Seed Group JSC's current Interest Coverage is 7.43, which is 65% below median its own 10-year median of 21.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vietnam National Seed Group JSC stock overvalued right now?
Based on GuruFocus' analysis, Vietnam National Seed Group JSC (STC:NSC) is currently considered Modestly Undervalued. The stock's GF Value™ is ₫81,031.91, compared to a current price of ₫72,300.00 — trading 10.8% below its estimated fair value. The current Interest Coverage is 7.43, which is 65% below median its 10-year median of 21.24 and 14% below the Consumer Packaged Goods industry median of 8.64. Vietnam National Seed Group JSC's overall GF Score™ is 81/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Vietnam National Seed Group JSC (STC:NSC), the current Interest Coverage is 7.43 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Vietnam National Seed Group JSC (STC:NSC) Overvalued in 2026?

Based on GuruFocus' analysis, Vietnam National Seed Group JSC stock appears to be undervalued. The current stock price of ₫72,300.00 is trading 10.8% below its estimated GF Value™ of ₫81,031.91. GuruFocus considers Vietnam National Seed Group JSC to be Modestly Undervalued.

Key valuation signals for STC:NSC:

  • Interest Coverage: 7.43 (65% below median its 10-year median of 21.24)
  • GF Value™: ₫81,031.91 vs. price of ₫72,300.00 (10.8% below fair value)
  • GF Score™: 81/100 with 5 warning signs
  • Industry Position: 14% below the Consumer Packaged Goods median (#743 of 1510)

No single metric tells the full story. See the STC:NSC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Vietnam National Seed Group JSC Business Description

Address 1 Luong Dinh Cua Street, Kim Lien Ward, Dong Da District, Hanoi, VNM
Vietnam National Seed Group JSC is engaged in the cultivation, trading, and direct import and export of plant varieties and agricultural materials, along with the processing, packaging, and preservation of these products. The Company's core business activity is the cultivation, trading, and import and export of plant varieties, which represents its main source of operations. It mainly operates in Vietnam.
81GF Score

Get the complete analysis for STC:NSC

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫72,300.00
Price
₫81,031.91
GF Value