STEW (SRH Total Return Fund,) Effective Interest Rate on Debt %: 2.73% (As of Nov. 2025)


STEW SRH Total Return Fund, Inc. STEW
54 GF Score
Price $18.33
GF Value $20.96
Valuation Modestly Undervalued
! 4 Warning Signs
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What is SRH Total Return Fund, Effective Interest Rate on Debt %?

SRH Total Return Fund, STEW +0.88% 54 Effective Interest Rate on Debt % is 2.73% as of Nov. 2025. GuruFocus rates STEW with a GF Score™ of 54/100 and a GF Value™ of $20.96 (Modestly Undervalued). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. SRH Total Return Fund,'s annualized positive value of Interest Expense for the quarter that ended in Nov. 2025 was $6.1 Mil. SRH Total Return Fund,'s average total debt for the quarter that ended in Nov. 2025 was $223.7 Mil. Therefore, SRH Total Return Fund,'s annualized Effective Interest Rate on Debt % for the quarter that ended in Nov. 2025 was 2.73%.


SRH Total Return Fund,  (NYSE:STEW) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


SRH Total Return Fund, Effective Interest Rate on Debt % Related Terms


SRH Total Return Fund, Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for SRH Total Return Fund,'s Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SRH Total Return Fund, Effective Interest Rate on Debt % Chart

SRH Total Return Fund, Annual Data
Trend Nov17 Nov18 Nov19 Nov20 Nov21 Nov22 Nov23 Nov24 Nov25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only 2.75 2.74 2.74 2.74 2.74

SRH Total Return Fund, Semi-Annual Data
May16 Nov17 May18 Nov18 May19 Nov19 May20 Nov20 May21 Nov21 May22 Nov22 May23 Nov23 May24 Nov24 May25 Nov25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.73 2.75 2.73 2.74 2.73

STEW vs ETV, RQI, ETG: Effective Interest Rate on Debt % Comparison

For the Asset Management subindustry, SRH Total Return Fund,'s Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SRH Total Return Fund, Effective Interest Rate on Debt % vs Asset Management Industry

For the Asset Management industry and Financial Services sector, SRH Total Return Fund,'s Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where SRH Total Return Fund,'s Effective Interest Rate on Debt % falls into.


STEW
54GF Score
SRH Total Return Fund, Inc. STEW
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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SRH Total Return Fund, Effective Interest Rate on Debt % Calculation

SRH Total Return Fund,'s annualized Effective Interest Rate on Debt % for the fiscal year that ended in Nov. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Nov. 2024 )+Total Debt  (A: Nov. 2025 ))/ count )
=-1  *  -6.118/( (223.55+223.74)/ 2 )
=-1  *  -6.118/223.645
=2.74 %

where

Total Debt  (A: Nov. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=223.55 + 0
=223.55

Total Debt  (A: Nov. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=223.74 + 0
=223.74

SRH Total Return Fund,'s annualized Effective Interest Rate on Debt % for the quarter that ended in Nov. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: May. 2025 )+Total Debt  (Q: Nov. 2025 ))/ count )
=-1  *  -6.098/( (223.645+223.74)/ 2 )
=-1  *  -6.098/223.6925
=2.73 %

where

Total Debt  (Q: May. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=223.645 + 0
=223.645

Total Debt  (Q: Nov. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=223.74 + 0
=223.74

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Nov. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 2.73% mean?
SRH Total Return Fund, (STEW) has a Effective Interest Rate on Debt % of 2.73% as of Nov. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on SRH Total Return Fund, and its competitors.
Is SRH Total Return Fund,'s Effective Interest Rate on Debt % too high?
SRH Total Return Fund,'s current Effective Interest Rate on Debt % is 2.73%. Overall, SRH Total Return Fund, has a GF Score™ of 54/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does SRH Total Return Fund,'s Effective Interest Rate on Debt % compare to ETV and RQI?
SRH Total Return Fund,'s Effective Interest Rate on Debt % of 2.73% can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Asset Management company?
A good Effective Interest Rate on Debt % depends on the Asset Management industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on SRH Total Return Fund, and its competitors. SRH Total Return Fund,'s current Effective Interest Rate on Debt % is 2.73%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SRH Total Return Fund, stock overvalued right now?
Based on GuruFocus' analysis, SRH Total Return Fund, (STEW) is currently considered Modestly Undervalued. The stock's GF Value™ is $20.96, compared to a current price of $18.33 — trading 12.5% below its estimated fair value. The current Effective Interest Rate on Debt % is 2.73%. SRH Total Return Fund,'s overall GF Score™ is 54/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For SRH Total Return Fund, (STEW), the current Effective Interest Rate on Debt % is 2.73% as of Nov. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SRH Total Return Fund, (STEW) Overvalued in 2026?

Based on GuruFocus' analysis, SRH Total Return Fund, stock appears to be undervalued. The current stock price of $18.33 is trading 12.5% below its estimated GF Value™ of $20.96. GuruFocus considers SRH Total Return Fund, to be Modestly Undervalued.

Key valuation signals for STEW:

  • Effective Interest Rate on Debt %: 2.73%
  • GF Value™: $20.96 vs. price of $18.33 (12.5% below fair value)
  • GF Score™: 54/100 with 4 warning signs

No single metric tells the full story. See the STEW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SRH Total Return Fund, Business Description

Address 1700 Broadway, Suite 2100, Denver, CO, USA, 80290
SRH Total Return Fund, Inc. is a non-diversified closed-end management investment company. The company's investment objective is to seek total returns. Its fund utilizes a bottom-up, value-driven investment process to identify securities of good quality businesses trading below estimated intrinsic value. The Funds are available as an actively-managed closed-end fund, an actively managed ETF and a passively-managed ETF.
54GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$18.33
Price
$20.96
GF Value