Beneteau (STU:3GD) Effective Interest Rate on Debt %: 1.64% (As of Dec. 2025)


STU:3GD Beneteau SA STU:3GD
77 GF Score
Price €6.06
GF Value €7.46
Valuation Modestly Undervalued
! 7 Warning Signs
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What is Beneteau Effective Interest Rate on Debt %?

Beneteau STU:3GD -0.16% 77 Effective Interest Rate on Debt % is 1.64% as of Dec. 2025. GuruFocus rates STU:3GD with a GF Score™ of 77/100 and a GF Value™ of €7.46 (Modestly Undervalued). The stock has 7 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Beneteau's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was €5.5 Mil. Beneteau's average total debt for the quarter that ended in Dec. 2025 was €335.0 Mil. Therefore, Beneteau's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 1.64%.


Beneteau  (STU:3GD) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Beneteau Effective Interest Rate on Debt % Related Terms


Beneteau Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Beneteau's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Beneteau Effective Interest Rate on Debt % Chart

Beneteau Annual Data
Trend Aug15 Aug16 Aug17 Aug18 Aug19 Dec20 Dec21 Dec22 Dec23 Dec24
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.04 0.50 1.12 1.26 1.29

Beneteau Semi-Annual Data
Feb16 Aug16 Feb17 Aug17 Feb18 Aug18 Feb19 Aug19 Feb20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.61 1.27 1.43 1.39 1.64

STU:3GD vs BC, PII, THO: Effective Interest Rate on Debt % Comparison

For the Recreational Vehicles subindustry, Beneteau's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Beneteau Effective Interest Rate on Debt % vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, Beneteau's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Beneteau's Effective Interest Rate on Debt % falls into.


STU:3GD
77GF Score
Beneteau SA STU:3GD
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Beneteau Effective Interest Rate on Debt % Calculation

Beneteau's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2024 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2023 )+Total Debt  (A: Dec. 2024 ))/ count )
=-1  *  -6.237/( (552.519+411.943)/ 2 )
=-1  *  -6.237/482.231
=1.29 %

where

Total Debt  (A: Dec. 2023 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=21.911 + 530.608
=552.519

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=16.931 + 395.012
=411.943

Beneteau's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -5.48/( (302.407+367.584)/ 2 )
=-1  *  -5.48/334.9955
=1.64 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=17.745 + 284.662
=302.407

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=19.511 + 348.073
=367.584

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 1.64% mean?
Beneteau (STU:3GD) has a Effective Interest Rate on Debt % of 1.64% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Beneteau and its competitors.
Is Beneteau's Effective Interest Rate on Debt % too high?
Beneteau's current Effective Interest Rate on Debt % is 1.64%. Overall, Beneteau has a GF Score™ of 77/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Beneteau's Effective Interest Rate on Debt % compare to BC and PII?
Beneteau's Effective Interest Rate on Debt % of 1.64% can be compared against companies in the Vehicles & Parts industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Vehicles & Parts company?
A good Effective Interest Rate on Debt % depends on the Vehicles & Parts industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Beneteau and its competitors. Beneteau's current Effective Interest Rate on Debt % is 1.64%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Beneteau stock overvalued right now?
Based on GuruFocus' analysis, Beneteau (STU:3GD) is currently considered Modestly Undervalued. The stock's GF Value™ is €7.46, compared to a current price of €6.06 — trading 18.8% below its estimated fair value. The current Effective Interest Rate on Debt % is 1.64%. Beneteau's overall GF Score™ is 77/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Beneteau (STU:3GD), the current Effective Interest Rate on Debt % is 1.64% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Beneteau (STU:3GD) Overvalued in 2026?

Based on GuruFocus' analysis, Beneteau stock appears to be undervalued. The current stock price of €6.06 is trading 18.8% below its estimated GF Value™ of €7.46. GuruFocus considers Beneteau to be Modestly Undervalued.

Key valuation signals for STU:3GD:

  • Effective Interest Rate on Debt %: 1.64%
  • GF Value™: €7.46 vs. price of €6.06 (18.8% below fair value)
  • GF Score™: 77/100 with 7 warning signs

No single metric tells the full story. See the STU:3GD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Beneteau Business Description

Other Exchanges BENp:UK0K8N:UKBEN:France
Address 16 Boulevard de la Mer, Les Embruns, Saint-Gilles-Croix-de-Vie, FRA, 85803
Beneteau SA is a boat and housing manufacturer, domiciled in France. The company organises itself into two segments: boats and housing. The boats business, which contributes the majority of revenue, manufactures and markets boats. Beneteau produces both motor and sail boats, and derives revenue from France, Europe, and North America. The housing segment manufactures mobile homes for campsites and tour operators, and timber-frame homes. The housing business derives the vast majority of income domestically.
77GF Score

Get the complete analysis for STU:3GD

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€6.06
Price
€7.46
GF Value