Beneteau (STU:3GD) Interest Coverage: 0.03 (As of Dec. 2025) — 100% Below Median


STU:3GD Beneteau SA STU:3GD
75 GF Score
Price €6.54
GF Value €7.47
Valuation Modestly Undervalued
! 7 Warning Signs
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What is Beneteau Interest Coverage?

Beneteau STU:3GD +0.76% 75 Interest Coverage is 0.03 as of Dec. 2025, which is 100% below its 10-year median of 29.41. GuruFocus rates STU:3GD with a GF Score™ of 75/100 and a GF Value™ of €7.47 (Modestly Undervalued). The stock has 7 warning signs investors should review. Among 1,066 Vehicles & Parts companies, Beneteau ranks worse than 93808.54% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Beneteau's Operating Income for the six months ended in Dec. 2025 was €0.1 Mil. Beneteau's Interest Expense for the six months ended in Dec. 2025 was €-2.7 Mil. Beneteau's interest coverage for the quarter that ended in Dec. 2025 was 0.03. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Beneteau's Interest Coverage or its related term are showing as below:


STU:3GD's Interest Coverage is not ranked *
in the Vehicles & Parts industry.
Industry Median: 8.295
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Beneteau  (STU:3GD) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Beneteau Interest Coverage Related Terms


Beneteau Interest Coverage Historical Data

* Premium members only.

The historical data trend for Beneteau's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Beneteau Interest Coverage Chart

Beneteau Annual Data
Trend Aug15 Aug16 Aug17 Aug18 Aug19 Dec20 Dec21 Dec22 Dec23 Dec24
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 65.02 36.09 34.15 12.46

Beneteau Semi-Annual Data
Feb16 Aug16 Feb17 Aug17 Feb18 Aug18 Feb19 Aug19 Feb20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 48.79 15.69 9.13 0.00 0.03

STU:3GD vs BC, THO, PII: Interest Coverage Comparison

For the Recreational Vehicles subindustry, Beneteau's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Beneteau Interest Coverage vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, Beneteau's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Beneteau's Interest Coverage falls into.


STU:3GD
75GF Score
Beneteau SA STU:3GD
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Beneteau Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Beneteau's Interest Coverage for the fiscal year that ended in Dec. 2024 is calculated as

Here, for the fiscal year that ended in Dec. 2024, Beneteau's Interest Expense was €-6.2 Mil. Its Operating Income was €77.7 Mil. And its Long-Term Debt & Capital Lease Obligation was €16.9 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2024 )/Interest Expense (A: Dec. 2024 )
=-1*77.705/-6.237
=12.46

Beneteau's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, Beneteau's Interest Expense was €-2.7 Mil. Its Operating Income was €0.1 Mil. And its Long-Term Debt & Capital Lease Obligation was €19.5 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*0.072/-2.74
=0.03

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0.03 mean?
Beneteau (STU:3GD) has a Interest Coverage of 0.03 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Beneteau and its competitors. This is 100% below median its historical median of 29.41. According to the industry distribution chart, Beneteau ranks #999999 out of 1066 companies in the Vehicles & Parts industry.
Is Beneteau's Interest Coverage too high?
Beneteau's current Interest Coverage of 0.03 is 100% below median its 10-year median of 29.41. The Vehicles & Parts industry median Interest Coverage is 8.30. Beneteau's value of 0.03 is 99.6% below this industry median. Based on the distribution chart, Beneteau ranks #999999 out of 1066 companies in the Vehicles & Parts industry, which is in the bottom quartile relative to peers. Overall, Beneteau has a GF Score™ of 75/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Beneteau's Interest Coverage compare to BC and THO?
According to the Vehicles & Parts industry distribution chart, Beneteau ranks #999999 out of 1066 companies for Interest Coverage. This places Beneteau in the lower half of its industry. The industry median Interest Coverage is 8.30. Beneteau's value of 0.03 is 99.6% below this benchmark. While the company's 10-year median is 29.41 vs. the industry median of 8.30, Beneteau has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Vehicles & Parts company?
The median Interest Coverage among Vehicles & Parts companies is 8.30, based on 1,066 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Beneteau's current Interest Coverage of 0.03 is 99.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Beneteau and its competitors. For the Vehicles & Parts industry, the median Interest Coverage is 8.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Beneteau's current Interest Coverage is 0.03, which is 100% below median its own 10-year median of 29.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Beneteau stock overvalued right now?
Based on GuruFocus' analysis, Beneteau (STU:3GD) is currently considered Modestly Undervalued. The stock's GF Value™ is €7.47, compared to a current price of €6.54 — trading 12.4% below its estimated fair value. The current Interest Coverage is 0.03, which is 100% below median its 10-year median of 29.41 and 99.6% below the Vehicles & Parts industry median of 8.30. Beneteau's overall GF Score™ is 75/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Beneteau (STU:3GD), the current Interest Coverage is 0.03 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Beneteau (STU:3GD) Overvalued in 2026?

Based on GuruFocus' analysis, Beneteau stock appears to be undervalued. The current stock price of €6.54 is trading 12.4% below its estimated GF Value™ of €7.47. GuruFocus considers Beneteau to be Modestly Undervalued.

Key valuation signals for STU:3GD:

  • Interest Coverage: 0.03 (100% below median its 10-year median of 29.41)
  • GF Value™: €7.47 vs. price of €6.54 (12.4% below fair value)
  • GF Score™: 75/100 with 7 warning signs
  • Industry Position: 99.6% below the Vehicles & Parts median (#999999 of 1066)

No single metric tells the full story. See the STU:3GD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Beneteau Business Description

Other Exchanges BENp:UK0K8N:UKBEN:France
Address 16 Boulevard de la Mer, Les Embruns, Saint-Gilles-Croix-de-Vie, FRA, 85803
Beneteau SA is a boat and housing manufacturer, domiciled in France. The company organises itself into two segments: boats and housing. The boats business, which contributes the majority of revenue, manufactures and markets boats. Beneteau produces both motor and sail boats, and derives revenue from France, Europe, and North America. The housing segment manufactures mobile homes for campsites and tour operators, and timber-frame homes. The housing business derives the vast majority of income domestically.
75GF Score

Get the complete analysis for STU:3GD

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€6.54
Price
€7.47
GF Value