Impro Precision Industries (STU:7IP) Effective Interest Rate on Debt %: 3.57% (As of Dec. 2025)


STU:7IP Impro Precision Industries Ltd STU:7IP
67 GF Score
Price €0.91
GF Value €0.34
Valuation Significantly Overvalued
! 1 Warning Sign
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What is Impro Precision Industries Effective Interest Rate on Debt %?

Impro Precision Industries STU:7IP 67 Effective Interest Rate on Debt % is 3.57% as of Dec. 2025. GuruFocus rates STU:7IP with a GF Score™ of 67/100 and a GF Value™ of €0.34 (Significantly Overvalued). The stock has 1 warning sign investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Impro Precision Industries's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was €9.4 Mil. Impro Precision Industries's average total debt for the quarter that ended in Dec. 2025 was €263.4 Mil. Therefore, Impro Precision Industries's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 3.57%.


Impro Precision Industries  (STU:7IP) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Impro Precision Industries Effective Interest Rate on Debt % Related Terms


Impro Precision Industries Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Impro Precision Industries's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Impro Precision Industries Effective Interest Rate on Debt % Chart

Impro Precision Industries Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.42 3.30 5.13 5.08 3.68

Impro Precision Industries Semi-Annual Data
Dec16 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.22 5.48 4.80 3.94 3.57

STU:7IP vs GEV, ETN, PH: Effective Interest Rate on Debt % Comparison

For the Specialty Industrial Machinery subindustry, Impro Precision Industries's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Impro Precision Industries Effective Interest Rate on Debt % vs Industrial Products Industry

For the Industrial Products industry and Industrials sector, Impro Precision Industries's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Impro Precision Industries's Effective Interest Rate on Debt % falls into.


STU:7IP
67GF Score
Impro Precision Industries Ltd STU:7IP
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Impro Precision Industries Effective Interest Rate on Debt % Calculation

Impro Precision Industries's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -9.883/( (269.804+266.794)/ 2 )
=-1  *  -9.883/268.299
=3.68 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=156.407 + 113.397
=269.804

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=149.844 + 116.95
=266.794

Impro Precision Industries's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -9.402/( (259.967+266.794)/ 2 )
=-1  *  -9.402/263.3805
=3.57 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=153.52 + 106.447
=259.967

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=149.844 + 116.95
=266.794

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 3.57% mean?
Impro Precision Industries (STU:7IP) has a Effective Interest Rate on Debt % of 3.57% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Impro Precision Industries and its competitors.
Is Impro Precision Industries' Effective Interest Rate on Debt % too high?
Impro Precision Industries' current Effective Interest Rate on Debt % is 3.57%. Overall, Impro Precision Industries has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Impro Precision Industries' Effective Interest Rate on Debt % compare to GEV and ETN?
Impro Precision Industries' Effective Interest Rate on Debt % of 3.57% can be compared against companies in the Industrial Products industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Industrial Products company?
A good Effective Interest Rate on Debt % depends on the Industrial Products industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Impro Precision Industries and its competitors. Impro Precision Industries's current Effective Interest Rate on Debt % is 3.57%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Impro Precision Industries stock overvalued right now?
Based on GuruFocus' analysis, Impro Precision Industries (STU:7IP) is currently considered Significantly Overvalued. The stock's GF Value™ is €0.34, compared to a current price of €0.91 — trading 166.2% above its estimated fair value. The current Effective Interest Rate on Debt % is 3.57%. Impro Precision Industries' overall GF Score™ is 67/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Impro Precision Industries (STU:7IP), the current Effective Interest Rate on Debt % is 3.57% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Impro Precision Industries (STU:7IP) Overvalued in 2026?

Based on GuruFocus' analysis, Impro Precision Industries stock appears to be overvalued. The current stock price of €0.91 is trading 166.2% above its estimated GF Value™ of €0.34. GuruFocus considers Impro Precision Industries to be Significantly Overvalued.

Key valuation signals for STU:7IP:

  • Effective Interest Rate on Debt %: 3.57%
  • GF Value™: €0.34 vs. price of €0.91 (166.2% above fair value)
  • GF Score™: 67/100 with 1 warning sign

No single metric tells the full story. See the STU:7IP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Impro Precision Industries Business Description

Other Exchanges 01286:Hong Kong
Address 6-8 Harbour Road, Unit 803, Shui On Centre, Wanchai, Hong Kong, HKG
Impro Precision Industries Ltd is an investment holding company. It operates in four segments: Investment casting, Precision machining and others, Sand casting, and Surface Treatment. The products and services offered are widely applied to various end-markets, including passenger cars, commercial vehicles, high horsepower engines, hydraulic equipment, construction equipment, agricultural equipment, recreational boats and vehicles, aerospace, and medical. The company's geographical segments are the Americas, Europe, and Asia, of which key revenue is generated from the Americas.
67GF Score

Get the complete analysis for STU:7IP

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.91
Price
€0.34
GF Value