TNTFF (PostNL NV) Effective Interest Rate on Debt %: 5.19% (As of Dec. 2025)

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TNTFF PostNL NV TNTFF
75 GF Score
Price $1.13
GF Value $1.34
Valuation Modestly Undervalued
! 3 Warning Signs
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What is PostNL NV Effective Interest Rate on Debt %?

PostNL NV TNTFF 75 Effective Interest Rate on Debt % is 5.19% as of Dec. 2025. GuruFocus rates TNTFF with a GF Score™ of 75/100 and a GF Value™ of $1.34 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. PostNL NV's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was $66 Mil. PostNL NV's average total debt for the quarter that ended in Dec. 2025 was $1,264 Mil. Therefore, PostNL NV's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 5.19%.


PostNL NV  (OTCPK:TNTFF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


PostNL NV Effective Interest Rate on Debt % Related Terms


PostNL NV Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for PostNL NV's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PostNL NV Effective Interest Rate on Debt % Chart

PostNL NV Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.40 1.63 1.71 2.60 4.13

PostNL NV Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.73 3.48 4.19 3.92 5.19

TNTFF vs UPS, FDX, JBHT: Effective Interest Rate on Debt % Comparison

For the Integrated Freight & Logistics subindustry, PostNL NV's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PostNL NV Effective Interest Rate on Debt % vs Transportation Industry

For the Transportation industry and Industrials sector, PostNL NV's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where PostNL NV's Effective Interest Rate on Debt % falls into.


TNTFF
75GF Score
PostNL NV TNTFF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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PostNL NV Effective Interest Rate on Debt % Calculation

PostNL NV's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -49.18/( (1017.801+1366.51)/ 2 )
=-1  *  -49.18/1192.1555
=4.13 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=925.654 + 92.147
=1017.801

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1133.489 + 233.021
=1366.51

PostNL NV's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Sep. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -65.572/( (1161.971+1366.51)/ 2 )
=-1  *  -65.572/1264.2405
=5.19 %

where

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=707.746 + 454.225
=1161.971

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1133.489 + 233.021
=1366.51

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.19% mean?
PostNL NV (TNTFF) has a Effective Interest Rate on Debt % of 5.19% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on PostNL NV and its competitors.
Is PostNL NV's Effective Interest Rate on Debt % too high?
PostNL NV's current Effective Interest Rate on Debt % is 5.19%. Overall, PostNL NV has a GF Score™ of 75/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PostNL NV's Effective Interest Rate on Debt % compare to UPS and FDX?
PostNL NV's Effective Interest Rate on Debt % of 5.19% can be compared against companies in the Transportation industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Transportation company?
A good Effective Interest Rate on Debt % depends on the Transportation industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on PostNL NV and its competitors. PostNL NV's current Effective Interest Rate on Debt % is 5.19%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PostNL NV stock overvalued right now?
Based on GuruFocus' analysis, PostNL NV (TNTFF) is currently considered Modestly Undervalued. The stock's GF Value™ is $1.34, compared to a current price of $1.13 — trading 15.3% below its estimated fair value. The current Effective Interest Rate on Debt % is 5.19%. PostNL NV's overall GF Score™ is 75/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For PostNL NV (TNTFF), the current Effective Interest Rate on Debt % is 5.19% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PostNL NV (TNTFF) Overvalued in 2026?

Based on GuruFocus' analysis, PostNL NV stock appears to be undervalued. The current stock price of $1.13 is trading 15.3% below its estimated GF Value™ of $1.34. GuruFocus considers PostNL NV to be Modestly Undervalued.

Key valuation signals for TNTFF:

  • Effective Interest Rate on Debt %: 5.19%
  • GF Value™: $1.34 vs. price of $1.13 (15.3% below fair value)
  • GF Score™: 75/100 with 3 warning signs

No single metric tells the full story. See the TNTFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PostNL NV Business Description

Address Waldorpstraat 3, The Hague, NLD, 2521 CA
PostNL NV provides businesses and consumers in the Benelux with an extensive range of services for their mail and parcel needs. Through its international sales network, Spring connects local businesses with consumers globally. PostNL's services include collecting, sorting, transporting, and delivering letters and parcels for its customers within specified timeframes. The company also provides services in the area of data management, direct marketing, and fulfilment. It reports two operating segments: Parcels and Mail in the Netherlands, and one other segment: PostNL Other. The majority of its revenue is generated from the Parcels segment. Geographically, the company earns maximum revenue from the Netherlands, with the remainder coming from the rest of Europe and other markets.
75GF Score

Get the complete analysis for TNTFF

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.13
Price
$1.34
GF Value