Access Co (TSE:4813) Effective Interest Rate on Debt %: 0.97% (As of Jan. 2026)

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TSE:4813 Access Co Ltd TSE:4813
54 GF Score
Price 円381.00
GF Value 円1,165.91
Valuation Possible Value Trap
! 1 Warning Sign
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What is Access Co Effective Interest Rate on Debt %?

Access Co TSE:4813 -10.35% 54 Effective Interest Rate on Debt % is 0.97% as of Jan. 2026. GuruFocus rates TSE:4813 with a GF Score™ of 54/100 and a GF Value™ of 円1,165.91 (Possible Value Trap). The stock has 1 warning sign investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Access Co's annualized positive value of Interest Expense for the quarter that ended in Jan. 2026 was 円9 Mil. Access Co's average total debt for the quarter that ended in Jan. 2026 was 円940 Mil. Therefore, Access Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Jan. 2026 was 0.97%.


Access Co  (TSE:4813) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Access Co Effective Interest Rate on Debt % Related Terms


Access Co Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Access Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Access Co Effective Interest Rate on Debt % Chart

Access Co Annual Data
Trend Jan17 Jan18 Jan19 Jan20 Jan21 Jan22 Jan23 Jan24 Jan25 Jan26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 25.48 9.34 0.82

Access Co Semi-Annual Data
Jul16 Jan17 Jul17 Jan18 Jul18 Jan19 Jul19 Jan20 Jul20 Jan21 Jul21 Jan22 Jul22 Jan23 Jul23 Jan24 Jul24 Jan25 Jul25 Jan26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 49.36 28.22 5.46 0.77 0.97

TSE:4813 vs IBM, ACN, FISV: Effective Interest Rate on Debt % Comparison

For the Information Technology Services subindustry, Access Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Access Co Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, Access Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Access Co's Effective Interest Rate on Debt % falls into.


TSE:4813
54GF Score
Access Co Ltd TSE:4813
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Access Co Effective Interest Rate on Debt % Calculation

Access Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jan. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jan. 2025 )+Total Debt  (A: Jan. 2026 ))/ count )
=-1  *  -8.259/( (1032.004+977.152)/ 2 )
=-1  *  -8.259/1004.578
=0.82 %

where

Total Debt  (A: Jan. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=962.539 + 69.465
=1032.004

Total Debt  (A: Jan. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=850.973 + 126.179
=977.152

Access Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Jan. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jul. 2025 )+Total Debt  (Q: Jan. 2026 ))/ count )
=-1  *  -9.07/( (902.252+977.152)/ 2 )
=-1  *  -9.07/939.702
=0.97 %

where

Total Debt  (Q: Jul. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=830.709 + 71.543
=902.252

Total Debt  (Q: Jan. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=850.973 + 126.179
=977.152

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Jan. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.97% mean?
Access Co (TSE:4813) has a Effective Interest Rate on Debt % of 0.97% as of Jan. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Access Co and its competitors.
Is Access Co's Effective Interest Rate on Debt % too high?
Access Co's current Effective Interest Rate on Debt % is 0.97%. Overall, Access Co has a GF Score™ of 54/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Access Co's Effective Interest Rate on Debt % compare to IBM and ACN?
Access Co's Effective Interest Rate on Debt % of 0.97% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Access Co and its competitors. Access Co's current Effective Interest Rate on Debt % is 0.97%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Access Co stock overvalued right now?
Based on GuruFocus' analysis, Access Co (TSE:4813) is currently considered Possible Value Trap. The stock's GF Value™ is 円1,165.91, compared to a current price of 円381.00 — trading 67.3% below its estimated fair value. The current Effective Interest Rate on Debt % is 0.97%. Access Co's overall GF Score™ is 54/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Access Co (TSE:4813), the current Effective Interest Rate on Debt % is 0.97% as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Access Co (TSE:4813) Overvalued in 2026?

Based on GuruFocus' analysis, Access Co stock appears to be undervalued. The current stock price of 円381.00 is trading 67.3% below its estimated GF Value™ of 円1,165.91. GuruFocus considers Access Co to be Possible Value Trap.

Key valuation signals for TSE:4813:

  • Effective Interest Rate on Debt %: 0.97%
  • GF Value™: 円1,165.91 vs. price of 円381.00 (67.3% below fair value)
  • GF Score™: 54/100 with 1 warning sign

No single metric tells the full story. See the TSE:4813 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Access Co Business Description

Address 1-10-2 Nakase, Mihama, Chiba, JPN, 261-0023
Access Co Ltd is a Japan-based company. It is a provider of software technologies to the mobile and beyond-personal computer markets. The company provides products that are browser solutions, solutions for internet appliances, digital publishing solutions, smartphone solutions, cloud solutions, and network solutions. The company offers its services to Europe, Asia, and North America market regions.
54GF Score

Get the complete analysis for TSE:4813

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円381.00
Price
円1,165.91
GF Value