Earth (TSE:4985) Effective Interest Rate on Debt %: 1.77% (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:4985 Earth Corp TSE:4985
76 GF Score
Price 円4,560.00
GF Value 円5,690.86
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is Earth Effective Interest Rate on Debt %?

Earth TSE:4985 -1.08% 76 Effective Interest Rate on Debt % is 1.77% as of Dec. 2025. GuruFocus rates TSE:4985 with a GF Score™ of 76/100 and a GF Value™ of 円5,690.86 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Earth's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was 円84 Mil. Earth's average total debt for the quarter that ended in Dec. 2025 was 円4,736 Mil. Therefore, Earth's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 1.77%.


Earth  (TSE:4985) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Earth Effective Interest Rate on Debt % Related Terms


Earth Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Earth's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Earth Effective Interest Rate on Debt % Chart

Earth Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.36 0.78 0.54 0.51 1.42

Earth Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.00 0.92 1.34 1.77 1.14

TSE:4985 vs PG, CL, KVUE: Effective Interest Rate on Debt % Comparison

For the Household & Personal Products subindustry, Earth's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Earth Effective Interest Rate on Debt % vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Earth's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Earth's Effective Interest Rate on Debt % falls into.


TSE:4985
76GF Score
Earth Corp TSE:4985
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Earth Effective Interest Rate on Debt % Calculation

Earth's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -90/( (5000+7719)/ 2 )
=-1  *  -90/6359.5
=1.42 %

where

Earth's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Sep. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -84/( (1752+7719)/ 2 )
=-1  *  -84/4735.5
=1.77 %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 1.77% mean?
Earth (TSE:4985) has a Effective Interest Rate on Debt % of 1.77% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Earth and its competitors.
Is Earth's Effective Interest Rate on Debt % too high?
Earth's current Effective Interest Rate on Debt % is 1.77%. Overall, Earth has a GF Score™ of 76/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Earth's Effective Interest Rate on Debt % compare to PG and CL?
Earth's Effective Interest Rate on Debt % of 1.77% can be compared against companies in the Consumer Packaged Goods industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Consumer Packaged Goods company?
A good Effective Interest Rate on Debt % depends on the Consumer Packaged Goods industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Earth and its competitors. Earth's current Effective Interest Rate on Debt % is 1.77%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Earth stock overvalued right now?
Based on GuruFocus' analysis, Earth (TSE:4985) is currently considered Modestly Undervalued. The stock's GF Value™ is 円5,690.86, compared to a current price of 円4,560.00 — trading 19.9% below its estimated fair value. The current Effective Interest Rate on Debt % is 1.77%. Earth's overall GF Score™ is 76/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Earth (TSE:4985), the current Effective Interest Rate on Debt % is 1.77% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Earth (TSE:4985) Overvalued in 2026?

Based on GuruFocus' analysis, Earth stock appears to be undervalued. The current stock price of 円4,560.00 is trading 19.9% below its estimated GF Value™ of 円5,690.86. GuruFocus considers Earth to be Modestly Undervalued.

Key valuation signals for TSE:4985:

  • Effective Interest Rate on Debt %: 1.77%
  • GF Value™: 円5,690.86 vs. price of 円4,560.00 (19.9% below fair value)
  • GF Score™: 76/100 with 3 warning signs

No single metric tells the full story. See the TSE:4985 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Earth Business Description

Address 12-1 Kanda-Tsukasamachi 2-chome, Chiyoda-ku, Tokyo, JPN, 101-0048
Earth Corp is in the business of manufacturing and selling Pharmaceutical insecticides, Quasi-drug insecticides and Insecticides for nuisance pests and Gardening products. Its products include fumigants, insect repellent, liquid mosquito killer, insecticide, bath addictive, cockroach repellent, oral care, air freshener etc. The company mainly operates in Japan.
76GF Score

Get the complete analysis for TSE:4985

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円4,560.00
Price
円5,690.86
GF Value