Btm (TSE:5247) Effective Interest Rate on Debt %: 2.01% (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:5247 Btm Inc TSE:5247
72 GF Score
Price 円542.00
GF Value 円1,319.49
Valuation Significantly Undervalued
! 2 Warning Signs
View Full Analysis

What is Btm Effective Interest Rate on Debt %?

Btm TSE:5247 -1.09% 72 Effective Interest Rate on Debt % is 2.01% as of Mar. 2026. GuruFocus rates TSE:5247 with a GF Score™ of 72/100 and a GF Value™ of 円1,319.49 (Significantly Undervalued). The stock has 2 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Btm's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was 円10 Mil. Btm's average total debt for the quarter that ended in Mar. 2026 was 円483 Mil. Therefore, Btm's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 2.01%.


Btm  (TSE:5247) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Btm Effective Interest Rate on Debt % Related Terms


Btm Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Btm's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Btm Effective Interest Rate on Debt % Chart

Btm Annual Data
Trend Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 1.50 0.94 1.05 1.47 1.87

Btm Semi-Annual Data
Mar21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.97 1.61 1.88 1.75 2.01

TSE:5247 vs IBM, ACN, FISV: Effective Interest Rate on Debt % Comparison

For the Information Technology Services subindustry, Btm's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Btm Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, Btm's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Btm's Effective Interest Rate on Debt % falls into.


TSE:5247
72GF Score
Btm Inc TSE:5247
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Btm Effective Interest Rate on Debt % Calculation

Btm's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -8.264/( (345+536.661)/ 2 )
=-1  *  -8.264/440.8305
=1.87 %

where

Total Debt  (A: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=236.661 + 300
=536.661

Btm's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Sep. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -9.728/( (430+536.661)/ 2 )
=-1  *  -9.728/483.3305
=2.01 %

where

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=236.661 + 300
=536.661

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 2.01% mean?
Btm (TSE:5247) has a Effective Interest Rate on Debt % of 2.01% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Btm and its competitors.
Is Btm's Effective Interest Rate on Debt % too high?
Btm's current Effective Interest Rate on Debt % is 2.01%. Overall, Btm has a GF Score™ of 72/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Btm's Effective Interest Rate on Debt % compare to IBM and ACN?
Btm's Effective Interest Rate on Debt % of 2.01% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Btm and its competitors. Btm's current Effective Interest Rate on Debt % is 2.01%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Btm stock overvalued right now?
Based on GuruFocus' analysis, Btm (TSE:5247) is currently considered Significantly Undervalued. The stock's GF Value™ is 円1,319.49, compared to a current price of 円542.00 — trading 58.9% below its estimated fair value. The current Effective Interest Rate on Debt % is 2.01%. Btm's overall GF Score™ is 72/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Btm (TSE:5247), the current Effective Interest Rate on Debt % is 2.01% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Btm (TSE:5247) Overvalued in 2026?

Based on GuruFocus' analysis, Btm stock appears to be undervalued. The current stock price of 円542.00 is trading 58.9% below its estimated GF Value™ of 円1,319.49. GuruFocus considers Btm to be Significantly Undervalued.

Key valuation signals for TSE:5247:

  • Effective Interest Rate on Debt %: 2.01%
  • GF Value™: 円1,319.49 vs. price of 円542.00 (58.9% below fair value)
  • GF Score™: 72/100 with 2 warning signs

No single metric tells the full story. See the TSE:5247 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Btm Business Description

Address 9-1, Shinsencho, 2nd Floor, Daiwa Shibuya Shinsen Building, Shibuya-ku, Tokyo, JPN, 150?0045
Btm Inc is engaged in the digital transformation (DX) solution service business provided by engineers nationwide. The group focuses on providing Digital Transformation Solution Services and IT Engineering Services. The majority of its revenue is generated from the IT Engineering Services business, which provides services related to software and system development in various areas of IT, including development and infrastructure projects.
72GF Score

Get the complete analysis for TSE:5247

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円542.00
Price
円1,319.49
GF Value