Btm (TSE:5247) Interest Coverage: 11.57 (As of Mar. 2026) — 42% Below Median

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Director of Data and Quant Analytics at GuruFocus
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TSE:5247 Btm Inc TSE:5247
71 GF Score
Price 円534.00
GF Value 円1,269.06
Valuation Significantly Undervalued
! 2 Warning Signs
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What is Btm Interest Coverage?

Btm TSE:5247 +1.14% 71 Interest Coverage is 11.57 as of Mar. 2026, which is 42% below its 10-year median of 19.89. GuruFocus rates TSE:5247 with a GF Score™ of 71/100 and a GF Value™ of 円1,269.06 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 1,713 Software companies, Btm ranks worse than 61% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Btm's Operating Income for the six months ended in Mar. 2026 was 円56 Mil. Btm's Interest Expense for the six months ended in Mar. 2026 was 円-5 Mil. Btm's interest coverage for the quarter that ended in Mar. 2026 was 11.57. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Btm's Interest Coverage or its related term are showing as below:

TSE:5247' s Interest Coverage Range Over the Past 10 Years
Min: 13.02   Med: 19.89   Max: 47.45
Current: 13.12


TSE:5247's Interest Coverage is ranked worse than
61% of 1713 companies
in the Software industry
Industry Median: 24.62 vs TSE:5247: 13.12

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Btm  (TSE:5247) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Btm Interest Coverage Related Terms


Btm Interest Coverage Historical Data

* Premium members only.

The historical data trend for Btm's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Btm Interest Coverage Chart

Btm Annual Data
Trend Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial 13.02 38.66 47.45 19.89 13.12

Btm Semi-Annual Data
Mar21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only 62.67 31.99 10.69 15.34 11.57

TSE:5247 vs IBM, ACN, FISV: Interest Coverage Comparison

For the Information Technology Services subindustry, Btm's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Btm Interest Coverage vs Software Industry

For the Software industry and Technology sector, Btm's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Btm's Interest Coverage falls into.


TSE:5247
71GF Score
Btm Inc TSE:5247
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Btm Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Btm's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, Btm's Interest Expense was 円-8 Mil. Its Operating Income was 円108 Mil. And its Long-Term Debt & Capital Lease Obligation was 円237 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*108.408/-8.264
=13.12

Btm's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the six months ended in Mar. 2026, Btm's Interest Expense was 円-5 Mil. Its Operating Income was 円56 Mil. And its Long-Term Debt & Capital Lease Obligation was 円237 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*56.253/-4.864
=11.57

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 11.57 mean?
Btm (TSE:5247) has a Interest Coverage of 11.57 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Btm and its competitors. This is 42% below median its historical median of 19.89. Over the past decade, Btm's Interest Coverage has ranged from 13.02 to 47.45. According to the industry distribution chart, Btm ranks #1045 out of 1713 companies in the Software industry, placing it in the top 61%.
Is Btm's Interest Coverage too high?
Btm's current Interest Coverage of 11.57 is 42% below median its 10-year median of 19.89. Over the past 10 years, this metric has ranged from a low of 13.02 to a high of 47.45. The Software industry median Interest Coverage is 24.62. Btm's value of 11.57 is 53% below this industry median. Based on the distribution chart, Btm ranks #1045 out of 1713 companies in the Software industry, which is below the industry midpoint. Overall, Btm has a GF Score™ of 71/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Btm's Interest Coverage compare to IBM and ACN?
According to the Software industry distribution chart, Btm ranks #1045 out of 1713 companies for Interest Coverage. This places Btm in the lower half of its industry. The industry median Interest Coverage is 24.62. Btm's value of 11.57 is 53% below this benchmark. Historically, Btm's own Interest Coverage has ranged from 13.02 to 47.45 over the past decade. While the company's 10-year median is 19.89 vs. the industry median of 24.62, Btm has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.62, based on 1,713 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Btm's current Interest Coverage of 11.57 is 53% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Btm and its competitors. For the Software industry, the median Interest Coverage is 24.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Btm's current Interest Coverage is 11.57, which is 42% below median its own 10-year median of 19.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Btm stock overvalued right now?
Based on GuruFocus' analysis, Btm (TSE:5247) is currently considered Significantly Undervalued. The stock's GF Value™ is 円1,269.06, compared to a current price of 円534.00 — trading 57.9% below its estimated fair value. The current Interest Coverage is 11.57, which is 42% below median its 10-year median of 19.89 and 53% below the Software industry median of 24.62. Btm's overall GF Score™ is 71/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Btm (TSE:5247), the current Interest Coverage is 11.57 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Btm (TSE:5247) Overvalued in 2026?

Based on GuruFocus' analysis, Btm stock appears to be undervalued. The current stock price of 円534.00 is trading 57.9% below its estimated GF Value™ of 円1,269.06. GuruFocus considers Btm to be Significantly Undervalued.

Key valuation signals for TSE:5247:

  • Interest Coverage: 11.57 (42% below median its 10-year median of 19.89)
  • GF Value™: 円1,269.06 vs. price of 円534.00 (57.9% below fair value)
  • GF Score™: 71/100 with 2 warning signs
  • Industry Position: 53% below the Software median (#1045 of 1713)

No single metric tells the full story. See the TSE:5247 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Btm Business Description

Address 9-1, Shinsencho, 2nd Floor, Daiwa Shibuya Shinsen Building, Shibuya-ku, Tokyo, JPN, 150?0045
Btm Inc is engaged in the digital transformation (DX) solution service business provided by engineers nationwide. The group focuses on providing Digital Transformation Solution Services and IT Engineering Services. The majority of its revenue is generated from the IT Engineering Services business, which provides services related to software and system development in various areas of IT, including development and infrastructure projects.
71GF Score

Get the complete analysis for TSE:5247

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円534.00
Price
円1,269.06
GF Value