UPR (TSE:7065) Effective Interest Rate on Debt %: 0.88% (As of Feb. 2026)

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TSE:7065 UPR Corp TSE:7065
70 GF Score
Price 円993.00
GF Value 円1,120.14
Valuation Modestly Undervalued
! 9 Warning Signs
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What is UPR Effective Interest Rate on Debt %?

UPR TSE:7065 +0.91% 70 Effective Interest Rate on Debt % is 0.88% as of Feb. 2026. GuruFocus rates TSE:7065 with a GF Score™ of 70/100 and a GF Value™ of 円1,120.14 (Modestly Undervalued). The stock has 9 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. UPR's annualized positive value of Interest Expense for the quarter that ended in Feb. 2026 was 円77 Mil. UPR's average total debt for the quarter that ended in Feb. 2026 was 円8,770 Mil. Therefore, UPR's annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 was 0.88%.


UPR  (TSE:7065) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


UPR Effective Interest Rate on Debt % Related Terms


UPR Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for UPR's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

UPR Effective Interest Rate on Debt % Chart

UPR Annual Data
Trend Aug17 Aug18 Aug19 Aug20 Aug21 Aug22 Aug23 Aug24 Aug25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only 0.46 0.42 0.48 0.59 0.64

UPR Semi-Annual Data
Aug18 Feb19 Aug19 Feb20 Aug20 Feb21 Aug21 Feb22 Aug22 Feb23 Aug23 Feb24 Aug24 Feb25 Aug25 Feb26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.48 0.63 0.63 0.65 0.88

TSE:7065 vs URI, SUNB, AER: Effective Interest Rate on Debt % Comparison

For the Rental & Leasing Services subindustry, UPR's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


UPR Effective Interest Rate on Debt % vs Business Services Industry

For the Business Services industry and Industrials sector, UPR's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where UPR's Effective Interest Rate on Debt % falls into.


TSE:7065
70GF Score
UPR Corp TSE:7065
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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UPR Effective Interest Rate on Debt % Calculation

UPR's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Aug. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Aug. 2024 )+Total Debt  (A: Aug. 2025 ))/ count )
=-1  *  -56.873/( (8680.672+9189.736)/ 2 )
=-1  *  -56.873/8935.204
=0.64 %

where

Total Debt  (A: Aug. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=7189.736 + 1490.936
=8680.672

Total Debt  (A: Aug. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=7509.402 + 1680.334
=9189.736

UPR's annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Aug. 2025 )+Total Debt  (Q: Feb. 2026 ))/ count )
=-1  *  -77.134/( (9189.736+8351.26)/ 2 )
=-1  *  -77.134/8770.498
=0.88 %

where

Total Debt  (Q: Aug. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=7509.402 + 1680.334
=9189.736

Total Debt  (Q: Feb. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=6694.792 + 1656.468
=8351.26

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Feb. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.88% mean?
UPR (TSE:7065) has a Effective Interest Rate on Debt % of 0.88% as of Feb. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on UPR and its competitors.
Is UPR's Effective Interest Rate on Debt % too high?
UPR's current Effective Interest Rate on Debt % is 0.88%. Overall, UPR has a GF Score™ of 70/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does UPR's Effective Interest Rate on Debt % compare to URI and SUNB?
UPR's Effective Interest Rate on Debt % of 0.88% can be compared against companies in the Business Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Business Services company?
A good Effective Interest Rate on Debt % depends on the Business Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on UPR and its competitors. UPR's current Effective Interest Rate on Debt % is 0.88%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UPR stock overvalued right now?
Based on GuruFocus' analysis, UPR (TSE:7065) is currently considered Modestly Undervalued. The stock's GF Value™ is 円1,120.14, compared to a current price of 円993.00 — trading 11.4% below its estimated fair value. The current Effective Interest Rate on Debt % is 0.88%. UPR's overall GF Score™ is 70/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For UPR (TSE:7065), the current Effective Interest Rate on Debt % is 0.88% as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is UPR (TSE:7065) Overvalued in 2026?

Based on GuruFocus' analysis, UPR stock appears to be undervalued. The current stock price of 円993.00 is trading 11.4% below its estimated GF Value™ of 円1,120.14. GuruFocus considers UPR to be Modestly Undervalued.

Key valuation signals for TSE:7065:

  • Effective Interest Rate on Debt %: 0.88%
  • GF Value™: 円1,120.14 vs. price of 円993.00 (11.4% below fair value)
  • GF Score™: 70/100 with 9 warning signs

No single metric tells the full story. See the TSE:7065 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


UPR Business Description

Address 26-5, Kotobukicho 3-chome, Yamaguchi Prefecture, Ube, JPN, 755-0032
UPR Corp is engaged in logistics equipment rental, focusing especially on pallets. The company is also engaged in location tracking systems, M2M technology, car sharing, and other businesses related to IT. The company operates in two segments, which include the Logistics business and Connected Business.
70GF Score

Get the complete analysis for TSE:7065

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円993.00
Price
円1,120.14
GF Value