UPR (TSE:7065) Interest Coverage: 15.09 (As of Feb. 2026) — 14% Below Median


TSE:7065 UPR Corp TSE:7065
71 GF Score
Price 円1,005.00
GF Value 円1,118.40
Valuation Modestly Undervalued
! 8 Warning Signs
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What is UPR Interest Coverage?

UPR TSE:7065 -0.20% 71 Interest Coverage is 15.09 as of Feb. 2026, which is 14% below its 10-year median of 17.53. GuruFocus rates TSE:7065 with a GF Score™ of 71/100 and a GF Value™ of 円1,118.40 (Modestly Undervalued). The stock has 8 warning signs investors should review. Among 813 Business Services companies, UPR ranks worse than 54.61% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. UPR's Operating Income for the six months ended in Feb. 2026 was 円582 Mil. UPR's Interest Expense for the six months ended in Feb. 2026 was 円-39 Mil. UPR's interest coverage for the quarter that ended in Feb. 2026 was 15.09. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for UPR's Interest Coverage or its related term are showing as below:

TSE:7065' s Interest Coverage Range Over the Past 10 Years
Min: 4.88   Med: 17.53   Max: 32.92
Current: 10.18


TSE:7065's Interest Coverage is ranked worse than
54.61% of 813 companies
in the Business Services industry
Industry Median: 12.98 vs TSE:7065: 10.18

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


UPR  (TSE:7065) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


UPR Interest Coverage Related Terms


UPR Interest Coverage Historical Data

* Premium members only.

The historical data trend for UPR's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

UPR Interest Coverage Chart

UPR Annual Data
Trend Aug17 Aug18 Aug19 Aug20 Aug21 Aug22 Aug23 Aug24 Aug25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only 12.89 15.18 21.25 11.56 4.88

UPR Semi-Annual Data
Aug18 Feb19 Aug19 Feb20 Aug20 Feb21 Aug21 Feb22 Aug22 Feb23 Aug23 Feb24 Aug24 Feb25 Aug25 Feb26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 19.63 5.53 6.12 3.72 15.09

TSE:7065 vs URI, SUNB, AER: Interest Coverage Comparison

For the Rental & Leasing Services subindustry, UPR's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


UPR Interest Coverage vs Business Services Industry

For the Business Services industry and Industrials sector, UPR's Interest Coverage distribution charts can be found below:

* The bar in red indicates where UPR's Interest Coverage falls into.


TSE:7065
71GF Score
UPR Corp TSE:7065
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

UPR Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

UPR's Interest Coverage for the fiscal year that ended in Aug. 2025 is calculated as

Here, for the fiscal year that ended in Aug. 2025, UPR's Interest Expense was 円-57 Mil. Its Operating Income was 円278 Mil. And its Long-Term Debt & Capital Lease Obligation was 円7,509 Mil.

Interest Coverage=-1* Operating Income (A: Aug. 2025 )/Interest Expense (A: Aug. 2025 )
=-1*277.701/-56.873
=4.88

UPR's Interest Coverage for the quarter that ended in Feb. 2026 is calculated as

Here, for the six months ended in Feb. 2026, UPR's Interest Expense was 円-39 Mil. Its Operating Income was 円582 Mil. And its Long-Term Debt & Capital Lease Obligation was 円6,695 Mil.

Interest Coverage=-1* Operating Income (Q: Feb. 2026 )/Interest Expense (Q: Feb. 2026 )
=-1*581.829/-38.567
=15.09

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 15.09 mean?
UPR (TSE:7065) has a Interest Coverage of 15.09 as of Feb. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on UPR and its competitors. This is 14% below median its historical median of 17.53. Over the past decade, UPR's Interest Coverage has ranged from 4.88 to 32.92. According to the industry distribution chart, UPR ranks #444 out of 813 companies in the Business Services industry, placing it in the top 54.6%.
Is UPR's Interest Coverage too high?
UPR's current Interest Coverage of 15.09 is 14% below median its 10-year median of 17.53. Over the past 10 years, this metric has ranged from a low of 4.88 to a high of 32.92. The Business Services industry median Interest Coverage is 12.98. UPR's value of 15.09 is 16.3% above this industry median. Based on the distribution chart, UPR ranks #444 out of 813 companies in the Business Services industry, which is below the industry midpoint. Overall, UPR has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does UPR's Interest Coverage compare to URI and SUNB?
According to the Business Services industry distribution chart, UPR ranks #444 out of 813 companies for Interest Coverage. This places UPR in the lower half of its industry. The industry median Interest Coverage is 12.98. UPR's value of 15.09 is 16.3% above this benchmark. Historically, UPR's own Interest Coverage has ranged from 4.88 to 32.92 over the past decade. While the company's 10-year median is 17.53 vs. the industry median of 12.98, UPR has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Business Services company?
The median Interest Coverage among Business Services companies is 12.98, based on 813 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. UPR's current Interest Coverage of 15.09 is 16.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on UPR and its competitors. For the Business Services industry, the median Interest Coverage is 12.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. UPR's current Interest Coverage is 15.09, which is 14% below median its own 10-year median of 17.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UPR stock overvalued right now?
Based on GuruFocus' analysis, UPR (TSE:7065) is currently considered Modestly Undervalued. The stock's GF Value™ is 円1,118.40, compared to a current price of 円1,005.00 — trading 10.1% below its estimated fair value. The current Interest Coverage is 15.09, which is 14% below median its 10-year median of 17.53 and 16.3% above the Business Services industry median of 12.98. UPR's overall GF Score™ is 71/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For UPR (TSE:7065), the current Interest Coverage is 15.09 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is UPR (TSE:7065) Overvalued in 2026?

Based on GuruFocus' analysis, UPR stock appears to be undervalued. The current stock price of 円1,005.00 is trading 10.1% below its estimated GF Value™ of 円1,118.40. GuruFocus considers UPR to be Modestly Undervalued.

Key valuation signals for TSE:7065:

  • Interest Coverage: 15.09 (14% below median its 10-year median of 17.53)
  • GF Value™: 円1,118.40 vs. price of 円1,005.00 (10.1% below fair value)
  • GF Score™: 71/100 with 8 warning signs
  • Industry Position: 16.3% above the Business Services median (#444 of 813)

No single metric tells the full story. See the TSE:7065 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


UPR Business Description

Address 26-5, Kotobukicho 3-chome, Yamaguchi Prefecture, Ube, JPN, 755-0032
UPR Corp is engaged in logistics equipment rental, focusing especially on pallets. The company is also engaged in location tracking systems, M2M technology, car sharing, and other businesses related to IT. The company operates in two segments, which include the Logistics business and Connected Business.
71GF Score

Get the complete analysis for TSE:7065

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,005.00
Price
円1,118.40
GF Value