TRANSACTION Co (TSE:7818) Effective Interest Rate on Debt %: 0.76% (As of Feb. 2026)

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TSE:7818 TRANSACTION Co Ltd TSE:7818
100 GF Score
Price 円1,178.00
GF Value 円1,356.90
Valuation Modestly Undervalued
! 1 Warning Sign
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What is TRANSACTION Co Effective Interest Rate on Debt %?

TRANSACTION Co TSE:7818 -1.34% 100 Effective Interest Rate on Debt % is 0.76% as of Feb. 2026. GuruFocus rates TSE:7818 with a GF Score™ of 100/100 and a GF Value™ of 円1,356.90 (Modestly Undervalued). The stock has 1 warning sign investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. TRANSACTION Co's annualized positive value of Interest Expense for the quarter that ended in Feb. 2026 was 円4 Mil. TRANSACTION Co's average total debt for the quarter that ended in Feb. 2026 was 円521 Mil. Therefore, TRANSACTION Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 was 0.76%.


TRANSACTION Co  (TSE:7818) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


TRANSACTION Co Effective Interest Rate on Debt % Related Terms


TRANSACTION Co Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for TRANSACTION Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

TRANSACTION Co Effective Interest Rate on Debt % Chart

TRANSACTION Co Annual Data
Trend Aug16 Aug17 Aug18 Aug19 Aug20 Aug21 Aug22 Aug23 Aug24 Aug25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.37 0.31 0.30 0.39 0.38

TRANSACTION Co Quarterly Data
Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26 May26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.43 0.35 0.45 0.76 0.61

TSE:7818 vs PG, CL, KVUE: Effective Interest Rate on Debt % Comparison

For the Household & Personal Products subindustry, TRANSACTION Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


TRANSACTION Co Effective Interest Rate on Debt % vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, TRANSACTION Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where TRANSACTION Co's Effective Interest Rate on Debt % falls into.


TSE:7818
100GF Score
TRANSACTION Co Ltd TSE:7818
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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TRANSACTION Co Effective Interest Rate on Debt % Calculation

TRANSACTION Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Aug. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Aug. 2024 )+Total Debt  (A: Aug. 2025 ))/ count )
=-1  *  -2.296/( (768.138+434.606)/ 2 )
=-1  *  -2.296/601.372
=0.38 %

where

Total Debt  (A: Aug. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=434.606 + 333.532
=768.138

Total Debt  (A: Aug. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=172.5 + 262.106
=434.606

TRANSACTION Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Nov. 2025 )+Total Debt  (Q: Feb. 2026 ))/ count )
=-1  *  -3.936/( (563.84+477.516)/ 2 )
=-1  *  -3.936/520.678
=0.76 %

where

Total Debt  (Q: Nov. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=290.921 + 272.919
=563.84

Total Debt  (Q: Feb. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=217.172 + 260.344
=477.516

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Feb. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.76% mean?
TRANSACTION Co (TSE:7818) has a Effective Interest Rate on Debt % of 0.76% as of Feb. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on TRANSACTION Co and its competitors.
Is TRANSACTION Co's Effective Interest Rate on Debt % too high?
TRANSACTION Co's current Effective Interest Rate on Debt % is 0.76%. Overall, TRANSACTION Co has a GF Score™ of 100/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does TRANSACTION Co's Effective Interest Rate on Debt % compare to PG and CL?
TRANSACTION Co's Effective Interest Rate on Debt % of 0.76% can be compared against companies in the Consumer Packaged Goods industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Consumer Packaged Goods company?
A good Effective Interest Rate on Debt % depends on the Consumer Packaged Goods industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on TRANSACTION Co and its competitors. TRANSACTION Co's current Effective Interest Rate on Debt % is 0.76%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TRANSACTION Co stock overvalued right now?
Based on GuruFocus' analysis, TRANSACTION Co (TSE:7818) is currently considered Modestly Undervalued. The stock's GF Value™ is 円1,356.90, compared to a current price of 円1,178.00 — trading 13.2% below its estimated fair value. The current Effective Interest Rate on Debt % is 0.76%. TRANSACTION Co's overall GF Score™ is 100/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For TRANSACTION Co (TSE:7818), the current Effective Interest Rate on Debt % is 0.76% as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is TRANSACTION Co (TSE:7818) Overvalued in 2026?

Based on GuruFocus' analysis, TRANSACTION Co stock appears to be undervalued. The current stock price of 円1,178.00 is trading 13.2% below its estimated GF Value™ of 円1,356.90. GuruFocus considers TRANSACTION Co to be Modestly Undervalued.

Key valuation signals for TSE:7818:

  • Effective Interest Rate on Debt %: 0.76%
  • GF Value™: 円1,356.90 vs. price of 円1,178.00 (13.2% below fair value)
  • GF Score™: 100/100 with 1 warning sign

No single metric tells the full story. See the TSE:7818 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


TRANSACTION Co Business Description

Address 28-13 Shibuya 3-chome, 8th Floor, Shibuya New South Exit Building, Shibuya-ku, Tokyo, JPN
TRANSACTION Co Ltd engages in the manufacture and sale of eco, lifestyle, and wellness products. The company sells made-to-order products and markets them directly to end-user companies, and also sells its original easy-to-order products to wholesalers. In addition, the company's products are sold to end-users, wholesalers, and others through e-commerce, mainly through its website. Its product portfolio comprises eco bags, fashionable pet wear, disinfecting wipes, masks, disinfectant spray, travel bags, and others, which are marketed through brands like Calulu, Motteru, Gowell, and Leaffresh.
100GF Score

Get the complete analysis for TSE:7818

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,178.00
Price
円1,356.90
GF Value