Toshin Holdings Co (TSE:9444) Effective Interest Rate on Debt %: 2.09% (As of Apr. 2026)

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TSE:9444 Toshin Holdings Co Ltd TSE:9444
41 GF Score
Price 円280.00
GF Value 円668.12
Valuation Possible Value Trap
! 8 Warning Signs
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What is Toshin Holdings Co Effective Interest Rate on Debt %?

Toshin Holdings Co TSE:9444 -1.41% 41 Effective Interest Rate on Debt % is 2.09% as of Apr. 2026. GuruFocus rates TSE:9444 with a GF Score™ of 41/100 and a GF Value™ of 円668.12 (Possible Value Trap). The stock has 8 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Toshin Holdings Co's annualized positive value of Interest Expense for the quarter that ended in Apr. 2026 was 円318 Mil. Toshin Holdings Co's average total debt for the quarter that ended in Apr. 2026 was 円15,238 Mil. Therefore, Toshin Holdings Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Apr. 2026 was 2.09%.


Toshin Holdings Co  (TSE:9444) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Toshin Holdings Co Effective Interest Rate on Debt % Related Terms


Toshin Holdings Co Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Toshin Holdings Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Toshin Holdings Co Effective Interest Rate on Debt % Chart

Toshin Holdings Co Annual Data
Trend Apr17 Apr18 Apr19 Apr20 Apr21 Apr22 Apr23 Apr24 Apr25 Apr26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.64 0.64 0.66 0.97 1.22

Toshin Holdings Co Quarterly Data
Jan21 Apr21 Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Oct24 Apr25 Jul25 Oct25 Jan26 Apr26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 1.20 1.19 0.47 2.09

TSE:9444 vs CASY, WSM, ULTA: Effective Interest Rate on Debt % Comparison

For the Specialty Retail subindustry, Toshin Holdings Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Toshin Holdings Co Effective Interest Rate on Debt % vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Toshin Holdings Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Toshin Holdings Co's Effective Interest Rate on Debt % falls into.


TSE:9444
41GF Score
Toshin Holdings Co Ltd TSE:9444
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Toshin Holdings Co Effective Interest Rate on Debt % Calculation

Toshin Holdings Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Apr. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Apr. 2025 )+Total Debt  (A: Apr. 2026 ))/ count )
=-1  *  -194.301/( (16569.909+15256.171)/ 2 )
=-1  *  -194.301/15913.04
=1.22 %

where

Total Debt  (A: Apr. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=9895.653 + 6674.256
=16569.909

Total Debt  (A: Apr. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=7528.442 + 7727.729
=15256.171

Toshin Holdings Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Apr. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jan. 2026 )+Total Debt  (Q: Apr. 2026 ))/ count )
=-1  *  -318.244/( (15218.968+15256.171)/ 2 )
=-1  *  -318.244/15237.5695
=2.09 %

where

Total Debt  (Q: Jan. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=8659.538 + 6559.43
=15218.968

Total Debt  (Q: Apr. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=7528.442 + 7727.729
=15256.171

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Apr. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 2.09% mean?
Toshin Holdings Co (TSE:9444) has a Effective Interest Rate on Debt % of 2.09% as of Apr. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Toshin Holdings Co and its competitors.
Is Toshin Holdings Co's Effective Interest Rate on Debt % too high?
Toshin Holdings Co's current Effective Interest Rate on Debt % is 2.09%. Overall, Toshin Holdings Co has a GF Score™ of 41/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Toshin Holdings Co's Effective Interest Rate on Debt % compare to CASY and WSM?
Toshin Holdings Co's Effective Interest Rate on Debt % of 2.09% can be compared against companies in the Retail - Cyclical industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Retail - Cyclical company?
A good Effective Interest Rate on Debt % depends on the Retail - Cyclical industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Toshin Holdings Co and its competitors. Toshin Holdings Co's current Effective Interest Rate on Debt % is 2.09%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Toshin Holdings Co stock overvalued right now?
Based on GuruFocus' analysis, Toshin Holdings Co (TSE:9444) is currently considered Possible Value Trap. The stock's GF Value™ is 円668.12, compared to a current price of 円280.00 — trading 58.1% below its estimated fair value. The current Effective Interest Rate on Debt % is 2.09%. Toshin Holdings Co's overall GF Score™ is 41/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Toshin Holdings Co (TSE:9444), the current Effective Interest Rate on Debt % is 2.09% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Toshin Holdings Co (TSE:9444) Overvalued in 2026?

Based on GuruFocus' analysis, Toshin Holdings Co stock appears to be undervalued. The current stock price of 円280.00 is trading 58.1% below its estimated GF Value™ of 円668.12. GuruFocus considers Toshin Holdings Co to be Possible Value Trap.

Key valuation signals for TSE:9444:

  • Effective Interest Rate on Debt %: 2.09%
  • GF Value™: 円668.12 vs. price of 円280.00 (58.1% below fair value)
  • GF Score™: 41/100 with 8 warning signs

No single metric tells the full story. See the TSE:9444 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Toshin Holdings Co Business Description

Address Aichi Prefecture, Naka-ku Sakae, 3-4-21 Toshin Sakae Building, Nagoya, JPN, 460 0008
Toshin Holdings Co Ltd is engaged in the sale of mobile phone and other communication equipment. It also offers leasing and sale of real estate properties, provides asset management services, operates golf courses and restaurants, sales drinking water. Its other business includes OA equipment sales, air conditioner sales, drinking water sales, rental conference room operation, golfers salon management.
41GF Score

Get the complete analysis for TSE:9444

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円280.00
Price
円668.12
GF Value