Progrit (TSE:9560) Effective Interest Rate on Debt %: 1.06% (As of Feb. 2026)

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TSE:9560 Progrit Inc TSE:9560
72 GF Score
Price 円900.00
GF Value 円1,938.65
Valuation Significantly Undervalued
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What is Progrit Effective Interest Rate on Debt %?

Progrit TSE:9560 +0.78% 72 Effective Interest Rate on Debt % is 1.06% as of Feb. 2026. GuruFocus rates TSE:9560 with a GF Score™ of 72/100 and a GF Value™ of 円1,938.65 (Significantly Undervalued).

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Progrit's annualized positive value of Interest Expense for the quarter that ended in Feb. 2026 was 円2 Mil. Progrit's average total debt for the quarter that ended in Feb. 2026 was 円220 Mil. Therefore, Progrit's annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 was 1.06%.


Progrit  (TSE:9560) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Progrit Effective Interest Rate on Debt % Related Terms


Progrit Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Progrit's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Progrit Effective Interest Rate on Debt % Chart

Progrit Annual Data
Trend Aug20 Aug21 Aug22 Aug23 Aug24 Aug25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 1.13 1.26 1.08 0.93 0.89

Progrit Quarterly Data
Aug20 Aug21 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Feb25 May25 Aug25 Nov25 Feb26 May26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.99 0.98 0.91 1.06 1.05

TSE:9560 vs EDU, TAL, LAUR: Effective Interest Rate on Debt % Comparison

For the Education & Training Services subindustry, Progrit's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Progrit Effective Interest Rate on Debt % vs Education Industry

For the Education industry and Consumer Defensive sector, Progrit's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Progrit's Effective Interest Rate on Debt % falls into.


TSE:9560
72GF Score
Progrit Inc TSE:9560
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Progrit Effective Interest Rate on Debt % Calculation

Progrit's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Aug. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Aug. 2024 )+Total Debt  (A: Aug. 2025 ))/ count )
=-1  *  -1.786/( (152.045+249.542)/ 2 )
=-1  *  -1.786/200.7935
=0.89 %

where

Total Debt  (A: Aug. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=93.38 + 58.665
=152.045

Total Debt  (A: Aug. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=173.714 + 75.828
=249.542

Progrit's annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Nov. 2025 )+Total Debt  (Q: Feb. 2026 ))/ count )
=-1  *  -2.328/( (229.91+210.278)/ 2 )
=-1  *  -2.328/220.094
=1.06 %

where

Total Debt  (Q: Nov. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=156.632 + 73.278
=229.91

Total Debt  (Q: Feb. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=141.15 + 69.128
=210.278

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Feb. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 1.06% mean?
Progrit (TSE:9560) has a Effective Interest Rate on Debt % of 1.06% as of Feb. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Progrit and its competitors.
Is Progrit's Effective Interest Rate on Debt % too high?
Progrit's current Effective Interest Rate on Debt % is 1.06%. Overall, Progrit has a GF Score™ of 72/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Progrit's Effective Interest Rate on Debt % compare to EDU and TAL?
Progrit's Effective Interest Rate on Debt % of 1.06% can be compared against companies in the Education industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Education company?
A good Effective Interest Rate on Debt % depends on the Education industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Progrit and its competitors. Progrit's current Effective Interest Rate on Debt % is 1.06%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Progrit stock overvalued right now?
Based on GuruFocus' analysis, Progrit (TSE:9560) is currently considered Significantly Undervalued. The stock's GF Value™ is 円1,938.65, compared to a current price of 円900.00 — trading 53.6% below its estimated fair value. The current Effective Interest Rate on Debt % is 1.06%. Progrit's overall GF Score™ is 72/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Progrit (TSE:9560), the current Effective Interest Rate on Debt % is 1.06% as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Progrit (TSE:9560) Overvalued in 2026?

Based on GuruFocus' analysis, Progrit stock appears to be undervalued. The current stock price of 円900.00 is trading 53.6% below its estimated GF Value™ of 円1,938.65. GuruFocus considers Progrit to be Significantly Undervalued.

Key valuation signals for TSE:9560:

  • Effective Interest Rate on Debt %: 1.06%
  • GF Value™: 円1,938.65 vs. price of 円900.00 (53.6% below fair value)
  • GF Score™: 72/100

No single metric tells the full story. See the TSE:9560 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Progrit Business Description

Address 1-30-5 Hamamatsucho, Hamamatsucho Square, 11th Floor, Minato-ku, Tokyo, JPN, 105-0013
Progrit Inc is engaged in the English coaching services and subscription-based English learning services.
72GF Score

Get the complete analysis for TSE:9560

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円900.00
Price
円1,938.65
GF Value