UUU (Universalfety Products) Effective Interest Rate on Debt %: 83.50% (As of Mar. 2026)

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UUU Universal Safety Products Inc UUU
31 GF Score
Price $3.74
GF Value $0.46
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Universalfety Products Effective Interest Rate on Debt %?

Universalfety Products UUU -1.84% 31 Effective Interest Rate on Debt % is 83.50% as of Mar. 2026. GuruFocus rates UUU with a GF Score™ of 31/100 and a GF Value™ of $0.46 (Significantly Overvalued). The stock has 8 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Universalfety Products's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $1.04 Mil. Universalfety Products's average total debt for the quarter that ended in Mar. 2026 was $1.25 Mil. Therefore, Universalfety Products's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 83.50%.


Universalfety Products  (AMEX:UUU) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Universalfety Products Effective Interest Rate on Debt % Related Terms


Universalfety Products Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Universalfety Products's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Universalfety Products Effective Interest Rate on Debt % Chart

Universalfety Products Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.95 8.67 11.45 17.15 25.49

Universalfety Products Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.91 0.00 2.50 17.31 83.50

UUU vs AEHL, ILAG, STAI: Effective Interest Rate on Debt % Comparison

For the Building Products & Equipment subindustry, Universalfety Products's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Universalfety Products Effective Interest Rate on Debt % vs Construction Industry

For the Construction industry and Industrials sector, Universalfety Products's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Universalfety Products's Effective Interest Rate on Debt % falls into.


UUU
31GF Score
Universal Safety Products Inc UUU
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Universalfety Products Effective Interest Rate on Debt % Calculation

Universalfety Products's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -0.346/( (2.114+0.601)/ 2 )
=-1  *  -0.346/1.3575
=25.49 %

where

Universalfety Products's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -1.04/( (1.89+0.601)/ 2 )
=-1  *  -1.04/1.2455
=83.50 %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 83.50% mean?
Universalfety Products (UUU) has a Effective Interest Rate on Debt % of 83.50% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Universalfety Products and its competitors.
Is Universalfety Products' Effective Interest Rate on Debt % too high?
Universalfety Products' current Effective Interest Rate on Debt % is 83.50%. Overall, Universalfety Products has a GF Score™ of 31/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Universalfety Products' Effective Interest Rate on Debt % compare to AEHL and ILAG?
Universalfety Products' Effective Interest Rate on Debt % of 83.50% can be compared against companies in the Construction industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Construction company?
A good Effective Interest Rate on Debt % depends on the Construction industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Universalfety Products and its competitors. Universalfety Products's current Effective Interest Rate on Debt % is 83.50%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Universalfety Products stock overvalued right now?
Based on GuruFocus' analysis, Universalfety Products (UUU) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.46, compared to a current price of $3.74 — trading 713% above its estimated fair value. The current Effective Interest Rate on Debt % is 83.50%. Universalfety Products' overall GF Score™ is 31/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Universalfety Products (UUU), the current Effective Interest Rate on Debt % is 83.50% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Universalfety Products (UUU) Overvalued in 2026?

Based on GuruFocus' analysis, Universalfety Products stock appears to be overvalued. The current stock price of $3.74 is trading 713% above its estimated GF Value™ of $0.46. GuruFocus considers Universalfety Products to be Significantly Overvalued.

Key valuation signals for UUU:

  • Effective Interest Rate on Debt %: 83.50%
  • GF Value™: $0.46 vs. price of $3.74 (713% above fair value)
  • GF Score™: 31/100 with 8 warning signs

No single metric tells the full story. See the UUU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Universalfety Products Business Description

Address 11407 Cronhill Drive, Suite A, Owings Mills, MD, USA, 21117
Universal Safety Products Inc is a U.S.-based importer and distributor of home safety devices such as ventilation fans and ground fault circuit interrupters.
31GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$3.74
Price
$0.46
GF Value