UUU (Universalfety Products) Interest Coverage: 0 (At Loss) (As of Dec. 2025)


UUU Universal Safety Products Inc UUU
38 GF Score
Price $4.57
GF Value $1.14
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Universalfety Products Interest Coverage?

Universalfety Products UUU +0.99% 38 Interest Coverage is 0 (At Loss) as of Dec. 2025. GuruFocus rates UUU with a GF Score™ of 38/100 and a GF Value™ of $1.14 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,354 Construction companies, Universalfety Products ranks worse than 73855.17% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Universalfety Products's Operating Income for the three months ended in Dec. 2025 was $-2.19 Mil. Universalfety Products's Interest Expense for the three months ended in Dec. 2025 was $-0.08 Mil. did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Universalfety Products's Interest Coverage or its related term are showing as below:


UUU's Interest Coverage is not ranked *
in the Construction industry.
Industry Median: 7.865
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Universalfety Products  (AMEX:UUU) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Universalfety Products Interest Coverage Related Terms


Universalfety Products Interest Coverage Historical Data

* Premium members only.

The historical data trend for Universalfety Products's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Universalfety Products Interest Coverage Chart

Universalfety Products Annual Data
Trend Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.54 0.47 4.09 0.00 1.53

Universalfety Products Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 19.84 No Debt 0.00 0.00

UUU vs AEHL, ILAG, STAI: Interest Coverage Comparison

For the Building Products & Equipment subindustry, Universalfety Products's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Universalfety Products Interest Coverage vs Construction Industry

For the Construction industry and Industrials sector, Universalfety Products's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Universalfety Products's Interest Coverage falls into.


UUU
38GF Score
Universal Safety Products Inc UUU
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Universalfety Products Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Universalfety Products's Interest Coverage for the fiscal year that ended in Mar. 2025 is calculated as

Here, for the fiscal year that ended in Mar. 2025, Universalfety Products's Interest Expense was $-0.26 Mil. Its Operating Income was $0.40 Mil. And its Long-Term Debt & Capital Lease Obligation was $0.00 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2025 )/Interest Expense (A: Mar. 2025 )
=-1*0.402/-0.262
=1.53

Universalfety Products's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the three months ended in Dec. 2025, Universalfety Products's Interest Expense was $-0.08 Mil. Its Operating Income was $-2.19 Mil. And its Long-Term Debt & Capital Lease Obligation was $0.00 Mil.

Universalfety Products did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0 (At Loss) mean?
Universalfety Products (UUU) has a Interest Coverage of 0 (At Loss) as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Universalfety Products and its competitors. According to the industry distribution chart, Universalfety Products ranks #999999 out of 1354 companies in the Construction industry.
Is Universalfety Products' Interest Coverage too high?
Universalfety Products' current Interest Coverage is 0 (At Loss). Based on the distribution chart, Universalfety Products ranks #999999 out of 1354 companies in the Construction industry, which is in the bottom quartile relative to peers. Overall, Universalfety Products has a GF Score™ of 38/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Universalfety Products' Interest Coverage compare to AEHL and ILAG?
According to the Construction industry distribution chart, Universalfety Products ranks #999999 out of 1354 companies for Interest Coverage. This places Universalfety Products in the lower half of its industry. The industry median Interest Coverage is 7.87. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Construction company?
The median Interest Coverage among Construction companies is 7.87, based on 1,354 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Universalfety Products and its competitors. For the Construction industry, the median Interest Coverage is 7.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Universalfety Products's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Universalfety Products stock overvalued right now?
Based on GuruFocus' analysis, Universalfety Products (UUU) is currently considered Significantly Overvalued. The stock's GF Value™ is $1.14, compared to a current price of $4.57 — trading 300.9% above its estimated fair value. The current Interest Coverage is 0 (At Loss). Universalfety Products' overall GF Score™ is 38/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Universalfety Products (UUU), the current Interest Coverage is 0 (At Loss) as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Universalfety Products (UUU) Overvalued in 2026?

Based on GuruFocus' analysis, Universalfety Products stock appears to be overvalued. The current stock price of $4.57 is trading 300.9% above its estimated GF Value™ of $1.14. GuruFocus considers Universalfety Products to be Significantly Overvalued.

Key valuation signals for UUU:

  • Interest Coverage: 0 (At Loss)
  • GF Value™: $1.14 vs. price of $4.57 (300.9% above fair value)
  • GF Score™: 38/100 with 3 warning signs

No single metric tells the full story. See the UUU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Universalfety Products Business Description

Address 11407 Cronhill Drive, Suite A, Owings Mills, MD, USA, 21117
Universal Safety Products Inc is a U.S.-based importer and distributor of home safety devices such as ventilation fans and ground fault circuit interrupters.
38GF Score

Get the complete analysis for UUU

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$4.57
Price
$1.14
GF Value