E-Xim IT (WAR:EXM) Effective Interest Rate on Debt %: 800.00% (As of Mar. 2026)

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WAR:EXM E-Xim IT SA WAR:EXM
88 GF Score
Price zł118.00
GF Value zł104.25
Valuation Modestly Overvalued
! 7 Warning Signs
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What is E-Xim IT Effective Interest Rate on Debt %?

E-Xim IT WAR:EXM -1.67% 88 Effective Interest Rate on Debt % is 800.00% as of Mar. 2026. GuruFocus rates WAR:EXM with a GF Score™ of 88/100 and a GF Value™ of zł104.25 (Modestly Overvalued). The stock has 7 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. E-Xim IT's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was zł0.02 Mil. E-Xim IT's average total debt for the quarter that ended in Mar. 2026 was zł0.00 Mil. Therefore, E-Xim IT's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 800.00%.


E-Xim IT  (WAR:EXM) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


E-Xim IT Effective Interest Rate on Debt % Related Terms


E-Xim IT Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for E-Xim IT's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

E-Xim IT Effective Interest Rate on Debt % Chart

E-Xim IT Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 50.53 184.00 25.00 160.00 400.00

E-Xim IT Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 500.00 0.00 0.00 400.00 800.00

WAR:EXM vs IBM, ACN, FISV: Effective Interest Rate on Debt % Comparison

For the Information Technology Services subindustry, E-Xim IT's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


E-Xim IT Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, E-Xim IT's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where E-Xim IT's Effective Interest Rate on Debt % falls into.


WAR:EXM
88GF Score
E-Xim IT SA WAR:EXM
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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E-Xim IT Effective Interest Rate on Debt % Calculation

E-Xim IT's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.014/( (0.004+0.003)/ 2 )
=-1  *  -0.014/0.0035
=400.00 %

where

E-Xim IT's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -0.024/( (0.003+0)/ 1 )
=-1  *  -0.024/0.003
=800.00 %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 800.00% mean?
E-Xim IT (WAR:EXM) has a Effective Interest Rate on Debt % of 800.00% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on E-Xim IT and its competitors.
Is E-Xim IT's Effective Interest Rate on Debt % too high?
E-Xim IT's current Effective Interest Rate on Debt % is 800.00%. Overall, E-Xim IT has a GF Score™ of 88/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does E-Xim IT's Effective Interest Rate on Debt % compare to IBM and ACN?
E-Xim IT's Effective Interest Rate on Debt % of 800.00% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on E-Xim IT and its competitors. E-Xim IT's current Effective Interest Rate on Debt % is 800.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is E-Xim IT stock overvalued right now?
Based on GuruFocus' analysis, E-Xim IT (WAR:EXM) is currently considered Modestly Overvalued. The stock's GF Value™ is zł104.25, compared to a current price of zł118.00 — trading 13.2% above its estimated fair value. The current Effective Interest Rate on Debt % is 800.00%. E-Xim IT's overall GF Score™ is 88/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For E-Xim IT (WAR:EXM), the current Effective Interest Rate on Debt % is 800.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is E-Xim IT (WAR:EXM) Overvalued in 2026?

Based on GuruFocus' analysis, E-Xim IT stock appears to be overvalued. The current stock price of zł118.00 is trading 13.2% above its estimated GF Value™ of zł104.25. GuruFocus considers E-Xim IT to be Modestly Overvalued.

Key valuation signals for WAR:EXM:

  • Effective Interest Rate on Debt %: 800.00%
  • GF Value™: zł104.25 vs. price of zł118.00 (13.2% above fair value)
  • GF Score™: 88/100 with 7 warning signs

No single metric tells the full story. See the WAR:EXM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


E-Xim IT Business Description

Address ul. Dowry of 7 Maidens 1, building C, Warsaw, POL, 02-495
E-Xim IT SA is an information technology company. Its services include digital transformation, application delivery, and services management. The company focus on the implementation services of the proposed solutions, and also consulting and advisory services independent of information technology, project management and substantive training.
88GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł118.00
Price
zł104.25
GF Value