Harper Hygienics (WAR:HRP) Effective Interest Rate on Debt %: 7.13% (As of Mar. 2026)

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WAR:HRP Harper Hygienics SA WAR:HRP
45 GF Score
Price zł5.12
GF Value zł5.68
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Harper Hygienics Effective Interest Rate on Debt %?

Harper Hygienics WAR:HRP +3.23% 45 Effective Interest Rate on Debt % is 7.13% as of Mar. 2026. GuruFocus rates WAR:HRP with a GF Score™ of 45/100 and a GF Value™ of zł5.68 (Modestly Undervalued). The stock has 1 warning sign investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Harper Hygienics's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was zł7.0 Mil. Harper Hygienics's average total debt for the quarter that ended in Mar. 2026 was zł97.8 Mil. Therefore, Harper Hygienics's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 7.13%.


Harper Hygienics  (WAR:HRP) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Harper Hygienics Effective Interest Rate on Debt % Related Terms


Harper Hygienics Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Harper Hygienics's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Harper Hygienics Effective Interest Rate on Debt % Chart

Harper Hygienics Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Mar18 Mar19 Mar20 Mar21 Mar22 Dec24
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 4.59 3.23 3.70 7.38

Harper Hygienics Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.35 7.19 8.16 4.92 7.13

WAR:HRP vs PG, CL, KVUE: Effective Interest Rate on Debt % Comparison

For the Household & Personal Products subindustry, Harper Hygienics's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Harper Hygienics Effective Interest Rate on Debt % vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Harper Hygienics's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Harper Hygienics's Effective Interest Rate on Debt % falls into.


WAR:HRP
45GF Score
Harper Hygienics SA WAR:HRP
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Harper Hygienics Effective Interest Rate on Debt % Calculation

Harper Hygienics's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2024 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2022 )+Total Debt  (A: Dec. 2024 ))/ count )
=-1  *  -6.975/( (98.967+90.022)/ 2 )
=-1  *  -6.975/94.4945
=7.38 %

where

Total Debt  (A: Mar. 2022 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=73.929 + 25.038
=98.967

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=79.313 + 10.709
=90.022

Harper Hygienics's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -6.972/( (96.158+99.466)/ 2 )
=-1  *  -6.972/97.812
=7.13 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=83.307 + 12.851
=96.158

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=85.087 + 14.379
=99.466

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 7.13% mean?
Harper Hygienics (WAR:HRP) has a Effective Interest Rate on Debt % of 7.13% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Harper Hygienics and its competitors.
Is Harper Hygienics' Effective Interest Rate on Debt % too high?
Harper Hygienics' current Effective Interest Rate on Debt % is 7.13%. Overall, Harper Hygienics has a GF Score™ of 45/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Harper Hygienics' Effective Interest Rate on Debt % compare to PG and CL?
Harper Hygienics' Effective Interest Rate on Debt % of 7.13% can be compared against companies in the Consumer Packaged Goods industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Consumer Packaged Goods company?
A good Effective Interest Rate on Debt % depends on the Consumer Packaged Goods industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Harper Hygienics and its competitors. Harper Hygienics's current Effective Interest Rate on Debt % is 7.13%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Harper Hygienics stock overvalued right now?
Based on GuruFocus' analysis, Harper Hygienics (WAR:HRP) is currently considered Modestly Undervalued. The stock's GF Value™ is zł5.68, compared to a current price of zł5.12 — trading 9.9% below its estimated fair value. The current Effective Interest Rate on Debt % is 7.13%. Harper Hygienics' overall GF Score™ is 45/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Harper Hygienics (WAR:HRP), the current Effective Interest Rate on Debt % is 7.13% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Harper Hygienics (WAR:HRP) Overvalued in 2026?

Based on GuruFocus' analysis, Harper Hygienics stock appears to be undervalued. The current stock price of zł5.12 is trading 9.9% below its estimated GF Value™ of zł5.68. GuruFocus considers Harper Hygienics to be Modestly Undervalued.

Key valuation signals for WAR:HRP:

  • Effective Interest Rate on Debt %: 7.13%
  • GF Value™: zł5.68 vs. price of zł5.12 (9.9% below fair value)
  • GF Score™: 45/100 with 1 warning sign

No single metric tells the full story. See the WAR:HRP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Harper Hygienics Business Description

Address Jerozolimskie Avenue 96, Equator II, XIII p, Warsaw, POL, 00-807
Harper Hygienics SA is a Poland-based company engaged in producing and selling hygiene products and cosmetics. It offers cotton pads, buds, wet wipes, ear swabs, plaster strips, and lotions for facial cleansing and make-up removal, intimate hygiene, and baby care. The company's main brand is Cleanic products, including facial makeup removal, children's skin cleansing and care, and intimate hygiene. The company also produces private labels for retail chains. Its other brands are Sweet Sense, Kindii, Presto, Petino, and Others.
45GF Score

Get the complete analysis for WAR:HRP

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł5.12
Price
zł5.68
GF Value