Toplivo AD (XBUL:TOPL) Effective Interest Rate on Debt %: 2.96% (As of Jun. 2025)

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XBUL:TOPL Toplivo AD XBUL:TOPL
48 GF Score
Price €3.90
GF Value €4.44
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Toplivo AD Effective Interest Rate on Debt %?

Toplivo AD XBUL:TOPL 48 Effective Interest Rate on Debt % is 2.96% as of Jun. 2025. GuruFocus rates XBUL:TOPL with a GF Score™ of 48/100 and a GF Value™ of €4.44 (Modestly Undervalued). The stock has 1 warning sign investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Toplivo AD's annualized positive value of Interest Expense for the quarter that ended in Jun. 2025 was €0.17 Mil. Toplivo AD's average total debt for the quarter that ended in Jun. 2025 was €5.61 Mil. Therefore, Toplivo AD's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2025 was 2.96%.


Toplivo AD  (XBUL:TOPL) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Toplivo AD Effective Interest Rate on Debt % Related Terms


Toplivo AD Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Toplivo AD's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Toplivo AD Effective Interest Rate on Debt % Chart

Toplivo AD Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.05 3.02 2.10 2.27 3.71

Toplivo AD Semi-Annual Data
Dec15 Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.77 2.98 3.57 3.99 2.96

XBUL:TOPL vs MPC, VLO, PSX: Effective Interest Rate on Debt % Comparison

For the Oil & Gas Refining & Marketing subindustry, Toplivo AD's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Toplivo AD Effective Interest Rate on Debt % vs Oil & Gas Industry

For the Oil & Gas industry and Energy sector, Toplivo AD's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Toplivo AD's Effective Interest Rate on Debt % falls into.


XBUL:TOPL
48GF Score
Toplivo AD XBUL:TOPL
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Toplivo AD Effective Interest Rate on Debt % Calculation

Toplivo AD's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2024 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2023 )+Total Debt  (A: Dec. 2024 ))/ count )
=-1  *  -0.271/( (9.635+4.965)/ 2 )
=-1  *  -0.271/7.3
=3.71 %

where

Total Debt  (A: Dec. 2023 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5.474 + 4.161
=9.635

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.68 + 3.285
=4.965

Toplivo AD's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2024 )+Total Debt  (Q: Jun. 2025 ))/ count )
=-1  *  -0.166/( (4.965+6.256)/ 2 )
=-1  *  -0.166/5.6105
=2.96 %

where

Total Debt  (Q: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.68 + 3.285
=4.965

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.764 + 4.492
=6.256

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Jun. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 2.96% mean?
Toplivo AD (XBUL:TOPL) has a Effective Interest Rate on Debt % of 2.96% as of Jun. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Toplivo AD and its competitors.
Is Toplivo AD's Effective Interest Rate on Debt % too high?
Toplivo AD's current Effective Interest Rate on Debt % is 2.96%. Overall, Toplivo AD has a GF Score™ of 48/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Toplivo AD's Effective Interest Rate on Debt % compare to MPC and VLO?
Toplivo AD's Effective Interest Rate on Debt % of 2.96% can be compared against companies in the Oil & Gas industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Oil & Gas company?
A good Effective Interest Rate on Debt % depends on the Oil & Gas industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Toplivo AD and its competitors. Toplivo AD's current Effective Interest Rate on Debt % is 2.96%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Toplivo AD stock overvalued right now?
Based on GuruFocus' analysis, Toplivo AD (XBUL:TOPL) is currently considered Modestly Undervalued. The stock's GF Value™ is €4.44, compared to a current price of €3.90 — trading 12.2% below its estimated fair value. The current Effective Interest Rate on Debt % is 2.96%. Toplivo AD's overall GF Score™ is 48/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Toplivo AD (XBUL:TOPL), the current Effective Interest Rate on Debt % is 2.96% as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Toplivo AD (XBUL:TOPL) Overvalued in 2026?

Based on GuruFocus' analysis, Toplivo AD stock appears to be undervalued. The current stock price of €3.90 is trading 12.2% below its estimated GF Value™ of €4.44. GuruFocus considers Toplivo AD to be Modestly Undervalued.

Key valuation signals for XBUL:TOPL:

  • Effective Interest Rate on Debt %: 2.96%
  • GF Value™: €4.44 vs. price of €3.90 (12.2% below fair value)
  • GF Score™: 48/100 with 1 warning sign

No single metric tells the full story. See the XBUL:TOPL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Toplivo AD Business Description

Industry EnergyOil & Gas
Address Pavlina Unufrieva Street, Sofia, BGR, 15102
Toplivo AD is engaged in the provision of petroleum products like propane-butane, liquid petrol and liquid petroleum gas. It also offers construction and heating materials like firewood, wooden materials, decorating tiles, briquettes, wood, and metals.
48GF Score

Get the complete analysis for XBUL:TOPL

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3.90
Price
€4.44
GF Value