Paragon Union Bhd (XKLS:9407) Effective Interest Rate on Debt %: 14.57% (As of Mar. 2026)

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XKLS:9407 Paragon Union Bhd XKLS:9407
47 GF Score
Price RM1.65
GF Value RM4.05
Valuation Significantly Undervalued
! 4 Warning Signs
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What is Paragon Union Bhd Effective Interest Rate on Debt %?

Paragon Union Bhd XKLS:9407 -1.20% 47 Effective Interest Rate on Debt % is 14.57% as of Mar. 2026. GuruFocus rates XKLS:9407 with a GF Score™ of 47/100 and a GF Value™ of RM4.05 (Significantly Undervalued). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Paragon Union Bhd's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was RM1.3 Mil. Paragon Union Bhd's average total debt for the quarter that ended in Mar. 2026 was RM8.8 Mil. Therefore, Paragon Union Bhd's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 14.57%.


Paragon Union Bhd  (XKLS:9407) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Paragon Union Bhd Effective Interest Rate on Debt % Related Terms


Paragon Union Bhd Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Paragon Union Bhd's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Paragon Union Bhd Effective Interest Rate on Debt % Chart

Paragon Union Bhd Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.01 5.38 5.53 6.46 6.35

Paragon Union Bhd Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.75 7.57 7.27 9.26 14.57

XKLS:9407 vs ORLY, AZO: Effective Interest Rate on Debt % Comparison

For the Auto Parts subindustry, Paragon Union Bhd's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Paragon Union Bhd Effective Interest Rate on Debt % vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, Paragon Union Bhd's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Paragon Union Bhd's Effective Interest Rate on Debt % falls into.


XKLS:9407
47GF Score
Paragon Union Bhd XKLS:9407
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Paragon Union Bhd Effective Interest Rate on Debt % Calculation

Paragon Union Bhd's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2023 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2022 )+Total Debt  (A: Dec. 2023 ))/ count )
=-1  *  -0.961/( (19.125+11.137)/ 2 )
=-1  *  -0.961/15.131
=6.35 %

where

Total Debt  (A: Dec. 2022 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=9.892 + 9.233
=19.125

Total Debt  (A: Dec. 2023 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5.643 + 5.494
=11.137

Paragon Union Bhd's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -1.276/( (9.086+8.429)/ 2 )
=-1  *  -1.276/8.7575
=14.57 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5.36 + 3.726
=9.086

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5.418 + 3.011
=8.429

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 14.57% mean?
Paragon Union Bhd (XKLS:9407) has a Effective Interest Rate on Debt % of 14.57% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Paragon Union Bhd and its competitors.
Is Paragon Union Bhd's Effective Interest Rate on Debt % too high?
Paragon Union Bhd's current Effective Interest Rate on Debt % is 14.57%. Overall, Paragon Union Bhd has a GF Score™ of 47/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Paragon Union Bhd's Effective Interest Rate on Debt % compare to ORLY and AZO?
Paragon Union Bhd's Effective Interest Rate on Debt % of 14.57% can be compared against companies in the Vehicles & Parts industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Vehicles & Parts company?
A good Effective Interest Rate on Debt % depends on the Vehicles & Parts industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Paragon Union Bhd and its competitors. Paragon Union Bhd's current Effective Interest Rate on Debt % is 14.57%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Paragon Union Bhd stock overvalued right now?
Based on GuruFocus' analysis, Paragon Union Bhd (XKLS:9407) is currently considered Significantly Undervalued. The stock's GF Value™ is RM4.05, compared to a current price of RM1.65 — trading 59.3% below its estimated fair value. The current Effective Interest Rate on Debt % is 14.57%. Paragon Union Bhd's overall GF Score™ is 47/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Paragon Union Bhd (XKLS:9407), the current Effective Interest Rate on Debt % is 14.57% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Paragon Union Bhd (XKLS:9407) Overvalued in 2026?

Based on GuruFocus' analysis, Paragon Union Bhd stock appears to be undervalued. The current stock price of RM1.65 is trading 59.3% below its estimated GF Value™ of RM4.05. GuruFocus considers Paragon Union Bhd to be Significantly Undervalued.

Key valuation signals for XKLS:9407:

  • Effective Interest Rate on Debt %: 14.57%
  • GF Value™: RM4.05 vs. price of RM1.65 (59.3% below fair value)
  • GF Score™: 47/100 with 4 warning signs

No single metric tells the full story. See the XKLS:9407 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Paragon Union Bhd Business Description

Address Lot 14 Jalan CJ 1/1, Kawasan Perindustrian Cheras Jaya, Batu 11, Cheras, SGR, MYS, 43200
Paragon Union Bhd, through its subsidiaries, engages in the manufacturing and distribution of commercial carpets, rugs, automotive carpets, and NVH components. It has three reportable business segments: Automotive, Recycling, and Commercial. The Automotive segment covers car carpets and components, while the Commercial segment produces commercial carpets. The Recycling segment includes metal recycling and waste management. The Automotive segment generates the highest revenue for the company. Geographically, the company operates in Malaysia, Australia, China, Hong Kong, and other markets, with the majority of revenue derived from Malaysia.
47GF Score

Get the complete analysis for XKLS:9407

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM1.65
Price
RM4.05
GF Value