Seresco (XMAD:SCO) Effective Interest Rate on Debt %: 5.19% (As of Dec. 2025)


XMAD:SCO Seresco SA XMAD:SCO
49 GF Score
Price €6.15
! 3 Warning Signs
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What is Seresco Effective Interest Rate on Debt %?

Seresco XMAD:SCO +1.65% 49 Effective Interest Rate on Debt % is 5.19% as of Dec. 2025. GuruFocus rates XMAD:SCO with a GF Score™ of 49/100. The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Seresco's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was €0.88 Mil. Seresco's average total debt for the quarter that ended in Dec. 2025 was €16.90 Mil. Therefore, Seresco's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 5.19%.

Seresco  (XMAD:SCO) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

Seresco Effective Interest Rate on Debt % Related Terms

Seresco Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Seresco's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Seresco Effective Interest Rate on Debt % Chart

Seresco Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 12.16 2.09 3.89 5.24 5.67

Seresco Semi-Annual Data
Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 5.20 5.24 4.91 6.29 5.19

XMAD:SCO vs IBM, ACN, FISV: Effective Interest Rate on Debt % Comparison

For the Information Technology Services subindustry, Seresco's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Seresco Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, Seresco's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Seresco's Effective Interest Rate on Debt % falls into.


XMAD:SCO
49GF Score
Seresco SA XMAD:SCO
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Seresco Effective Interest Rate on Debt % Calculation

Seresco's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.867/( (11.994+18.582)/ 2 )
=-1  *  -0.867/15.288
=5.67 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=6.6 + 5.394
=11.994

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=11.389 + 7.193
=18.582

Seresco's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -0.878/( (15.226+18.582)/ 2 )
=-1  *  -0.878/16.904
=5.19 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=10.183 + 5.043
=15.226

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=11.389 + 7.193
=18.582

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.19% mean?
Seresco (XMAD:SCO) has a Effective Interest Rate on Debt % of 5.19% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Seresco and its competitors.
Is Seresco's Effective Interest Rate on Debt % too high?
Seresco's current Effective Interest Rate on Debt % is 5.19%. Overall, Seresco has a GF Score™ of 49/100, reflecting its overall financial health beyond just this single metric.
How does Seresco's Effective Interest Rate on Debt % compare to IBM and ACN?
Seresco's Effective Interest Rate on Debt % of 5.19% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Seresco and its competitors. Seresco's current Effective Interest Rate on Debt % is 5.19%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Seresco stock overvalued right now?
Seresco (XMAD:SCO) has a current Effective Interest Rate on Debt % of 5.19%. The current Effective Interest Rate on Debt % is 5.19%. Seresco's overall GF Score™ is 49/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Seresco (XMAD:SCO), the current Effective Interest Rate on Debt % is 5.19% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Seresco Business Description

Other Exchanges XV7:Germany
Address Calle Matematico Pedrayes, 23, Oviedo, ESP, 33005
Seresco SA specialized in software solutions and services in Information and Communication Technology (ICT). The company is providing services in the areas of personnel and payroll administration, digital transformation, cartography and cadastre, IT infrastructures and services, cybersecurity, and software development.
49GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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