Seresco (XMAD:SCO) Interest Coverage: 11.80 (As of Dec. 2025) — 19% Above Median


XMAD:SCO Seresco SA XMAD:SCO
47 GF Score
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What is Seresco Interest Coverage?

Seresco XMAD:SCO 47 Interest Coverage is 11.80 as of Dec. 2025, which is 19% above its 10-year median of 9.93. GuruFocus rates XMAD:SCO with a GF Score™ of 47/100. The stock has 3 warning signs investors should review. Among 1,707 Software companies, Seresco ranks worse than 68.13% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Seresco's Operating Income for the six months ended in Dec. 2025 was €5.18 Mil. Seresco's Interest Expense for the six months ended in Dec. 2025 was €-0.44 Mil. Seresco's interest coverage for the quarter that ended in Dec. 2025 was 11.80. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Seresco's Interest Coverage or its related term are showing as below:

XMAD:SCO' s Interest Coverage Range Over the Past 10 Years
Min: 2.51   Med: 9.93   Max: 22.18
Current: 8.7


XMAD:SCO's Interest Coverage is ranked worse than
68.13% of 1707 companies
in the Software industry
Industry Median: 24.65 vs XMAD:SCO: 8.70

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Seresco  (XMAD:SCO) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Seresco Interest Coverage Related Terms


Seresco Interest Coverage Historical Data

* Premium members only.

The historical data trend for Seresco's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Seresco Interest Coverage Chart

Seresco Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial 2.90 22.18 11.15 12.13 8.70

Seresco Semi-Annual Data
Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 9.40 6.93 17.24 5.52 11.80

XMAD:SCO vs IBM, ACN, FISV: Interest Coverage Comparison

For the Information Technology Services subindustry, Seresco's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Seresco Interest Coverage vs Software Industry

For the Software industry and Technology sector, Seresco's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Seresco's Interest Coverage falls into.


XMAD:SCO
47GF Score
Seresco SA XMAD:SCO
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Seresco Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Seresco's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Seresco's Interest Expense was €-0.87 Mil. Its Operating Income was €7.54 Mil. And its Long-Term Debt & Capital Lease Obligation was €11.39 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*7.543/-0.867
=8.70

Seresco's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, Seresco's Interest Expense was €-0.44 Mil. Its Operating Income was €5.18 Mil. And its Long-Term Debt & Capital Lease Obligation was €11.39 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*5.181/-0.439
=11.80

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 11.80 mean?
Seresco (XMAD:SCO) has a Interest Coverage of 11.80 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Seresco and its competitors. This is 19% above median its historical median of 9.93. Over the past decade, Seresco's Interest Coverage has ranged from 2.51 to 22.18. According to the industry distribution chart, Seresco ranks #1163 out of 1707 companies in the Software industry, placing it in the top 68.1%.
Is Seresco's Interest Coverage too high?
Seresco's current Interest Coverage of 11.80 is 19% above median its 10-year median of 9.93. Over the past 10 years, this metric has ranged from a low of 2.51 to a high of 22.18. The Software industry median Interest Coverage is 24.65. Seresco's value of 11.80 is 52.1% below this industry median. Based on the distribution chart, Seresco ranks #1163 out of 1707 companies in the Software industry, which is below the industry midpoint. Overall, Seresco has a GF Score™ of 47/100, reflecting its overall financial health beyond just this single metric.
How does Seresco's Interest Coverage compare to IBM and ACN?
According to the Software industry distribution chart, Seresco ranks #1163 out of 1707 companies for Interest Coverage. This places Seresco in the lower half of its industry. The industry median Interest Coverage is 24.65. Seresco's value of 11.80 is 52.1% below this benchmark. Historically, Seresco's own Interest Coverage has ranged from 2.51 to 22.18 over the past decade. While the company's 10-year median is 9.93 vs. the industry median of 24.65, Seresco has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.65, based on 1,707 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Seresco's current Interest Coverage of 11.80 is 52.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Seresco and its competitors. For the Software industry, the median Interest Coverage is 24.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Seresco's current Interest Coverage is 11.80, which is 19% above median its own 10-year median of 9.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Seresco stock overvalued right now?
Seresco (XMAD:SCO) has a current Interest Coverage of 11.80. The current Interest Coverage is 11.80, which is 19% above median its 10-year median of 9.93 and 52.1% below the Software industry median of 24.65. Seresco's overall GF Score™ is 47/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Seresco (XMAD:SCO), the current Interest Coverage is 11.80 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Seresco Business Description

Other Exchanges XV7:Germany
Address Calle Matematico Pedrayes, 23, Oviedo, ESP, 33005
Seresco SA specialized in software solutions and services in Information and Communication Technology (ICT). The company is providing services in the areas of personnel and payroll administration, digital transformation, cartography and cadastre, IT infrastructures and services, cybersecurity, and software development.
47GF Score

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