BlueLife (XMAU:BLL) Effective Interest Rate on Debt %: 6.44% (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XMAU:BLL BlueLife Ltd XMAU:BLL
27 GF Score
Price MUR0.66
GF Value MUR0.73
Valuation Modestly Undervalued
! 12 Warning Signs
View Full Analysis

What is BlueLife Effective Interest Rate on Debt %?

BlueLife XMAU:BLL -7.04% 27 Effective Interest Rate on Debt % is 6.44% as of Mar. 2026. GuruFocus rates XMAU:BLL with a GF Score™ of 27/100 and a GF Value™ of MUR0.73 (Modestly Undervalued). The stock has 12 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. BlueLife's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was MUR58 Mil. BlueLife's average total debt for the quarter that ended in Mar. 2026 was MUR908 Mil. Therefore, BlueLife's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 6.44%.


BlueLife  (XMAU:BLL) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


BlueLife Effective Interest Rate on Debt % Related Terms


BlueLife Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for BlueLife's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BlueLife Effective Interest Rate on Debt % Chart

BlueLife Annual Data
Trend Dec15 Dec16 Dec17 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.78 5.33 6.33 6.36 6.59

BlueLife Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.72 0.00 0.00 6.54 6.44

XMAU:BLL vs MAR, HLT, H: Effective Interest Rate on Debt % Comparison

For the Lodging subindustry, BlueLife's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BlueLife Effective Interest Rate on Debt % vs Travel & Leisure Industry

For the Travel & Leisure industry and Consumer Cyclical sector, BlueLife's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where BlueLife's Effective Interest Rate on Debt % falls into.


XMAU:BLL
27GF Score
BlueLife Ltd XMAU:BLL
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

BlueLife Effective Interest Rate on Debt % Calculation

BlueLife's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jun. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jun. 2024 )+Total Debt  (A: Jun. 2025 ))/ count )
=-1  *  -61.531/( (959.061+907.993)/ 2 )
=-1  *  -61.531/933.527
=6.59 %

where

Total Debt  (A: Jun. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=586.272 + 372.789
=959.061

Total Debt  (A: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=628.213 + 279.78
=907.993

BlueLife's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -58.492/( (907.993+0)/ 1 )
=-1  *  -58.492/907.993
=6.44 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=628.213 + 279.78
=907.993

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 6.44% mean?
BlueLife (XMAU:BLL) has a Effective Interest Rate on Debt % of 6.44% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on BlueLife and its competitors.
Is BlueLife's Effective Interest Rate on Debt % too high?
BlueLife's current Effective Interest Rate on Debt % is 6.44%. Overall, BlueLife has a GF Score™ of 27/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does BlueLife's Effective Interest Rate on Debt % compare to MAR and HLT?
BlueLife's Effective Interest Rate on Debt % of 6.44% can be compared against companies in the Travel & Leisure industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Travel & Leisure company?
A good Effective Interest Rate on Debt % depends on the Travel & Leisure industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on BlueLife and its competitors. BlueLife's current Effective Interest Rate on Debt % is 6.44%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BlueLife stock overvalued right now?
Based on GuruFocus' analysis, BlueLife (XMAU:BLL) is currently considered Modestly Undervalued. The stock's GF Value™ is MUR0.73, compared to a current price of MUR0.66 — trading 9.6% below its estimated fair value. The current Effective Interest Rate on Debt % is 6.44%. BlueLife's overall GF Score™ is 27/100 with 12 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For BlueLife (XMAU:BLL), the current Effective Interest Rate on Debt % is 6.44% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BlueLife (XMAU:BLL) Overvalued in 2026?

Based on GuruFocus' analysis, BlueLife stock appears to be undervalued. The current stock price of MUR0.66 is trading 9.6% below its estimated GF Value™ of MUR0.73. GuruFocus considers BlueLife to be Modestly Undervalued.

Key valuation signals for XMAU:BLL:

  • Effective Interest Rate on Debt %: 6.44%
  • GF Value™: MUR0.73 vs. price of MUR0.66 (9.6% below fair value)
  • GF Score™: 27/100 with 12 warning signs

No single metric tells the full story. See the XMAU:BLL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BlueLife Business Description

Address Azuri Ocean and Golf Village, Roches Noires, Riviere du Rempart, MUS, 31201
BlueLife Ltd is a real estate company. The company is engaged in property investment and development company. It operates its business activities in three reportable segments including Property, Hospitality & Leisure and Services. The Property segment accounts for the operations and holding a number of Investment properties. The Hospitality & Leisure segment, which is the key revenue driver, includes two hotels, namely, the Radisson Blu Azuri Resort & Spa and the Radisson Blu Poste Lafayette Resort & Spa. The Service segment comprises facilities management, cleaning, housekeeping, syndicate management, rental and re-sale service as operational support to its commercial and residential developments. The group derives revenue from Property Segment.
27GF Score

Get the complete analysis for XMAU:BLL

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MUR0.66
Price
MUR0.73
GF Value