Prabhu Mahalaxmi Life Insurance (XNEP:PMLI) Effective Interest Rate on Debt %: 0.00% (As of . 20)

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XNEP:PMLI Prabhu Mahalaxmi Life Insurance Ltd XNEP:PMLI
18 GF Score
Price NPR422.70
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What is Prabhu Mahalaxmi Life Insurance Effective Interest Rate on Debt %?

Prabhu Mahalaxmi Life Insurance XNEP:PMLI -0.54% 18 Effective Interest Rate on Debt % is 0.00% as of . 20. GuruFocus rates XNEP:PMLI with a GF Score™ of 18/100.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Prabhu Mahalaxmi Life Insurance's annualized positive value of Interest Expense for the quarter that ended in . 20 was NPR Mil. Prabhu Mahalaxmi Life Insurance's average total debt for the quarter that ended in . 20 was NPR Mil. Therefore, Prabhu Mahalaxmi Life Insurance's annualized Effective Interest Rate on Debt % for the quarter that ended in . 20 was %.

Prabhu Mahalaxmi Life Insurance  (XNEP:PMLI) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

Prabhu Mahalaxmi Life Insurance Effective Interest Rate on Debt % Related Terms

Prabhu Mahalaxmi Life Insurance Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Prabhu Mahalaxmi Life Insurance's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Prabhu Mahalaxmi Life Insurance Effective Interest Rate on Debt % Chart

Prabhu Mahalaxmi Life Insurance Annual Data
Trend
Effective Interest Rate on Debt %

Prabhu Mahalaxmi Life Insurance Semi-Annual Data
Effective Interest Rate on Debt %

XNEP:PMLI vs : Effective Interest Rate on Debt % Comparison

For the Insurance - Life subindustry, Prabhu Mahalaxmi Life Insurance's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Prabhu Mahalaxmi Life Insurance Effective Interest Rate on Debt % vs Insurance Industry

For the Insurance industry and Financial Services sector, Prabhu Mahalaxmi Life Insurance's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Prabhu Mahalaxmi Life Insurance's Effective Interest Rate on Debt % falls into.


XNEP:PMLI
18GF Score
Prabhu Mahalaxmi Life Insurance Ltd XNEP:PMLI
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Prabhu Mahalaxmi Life Insurance Effective Interest Rate on Debt % Calculation

Prabhu Mahalaxmi Life Insurance's annualized Effective Interest Rate on Debt % for the fiscal year that ended in . 20 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: . 20 )+Total Debt  (A: . 20 ))/ count )
=-1  *  /( (+)/ )
=-1  *  /
= %

where

Total Debt  (A: . 20 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
= +
=

Total Debt  (A: . 20 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
= +
=

Prabhu Mahalaxmi Life Insurance's annualized Effective Interest Rate on Debt % for the quarter that ended in . 20 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: . 20 )+Total Debt  (Q: . 20 ))/ count )
=-1  *  /( (+)/ )
=-1  *  /
= %

where

Total Debt  (Q: . 20 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
= +
=

Total Debt  (Q: . 20 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
= +
=

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is one times the annual (. 20) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.00% mean?
Prabhu Mahalaxmi Life Insurance (XNEP:PMLI) has a Effective Interest Rate on Debt % of 0.00% as of . 20. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Prabhu Mahalaxmi Life Insurance and its competitors.
Is Prabhu Mahalaxmi Life Insurance's Effective Interest Rate on Debt % too high?
Prabhu Mahalaxmi Life Insurance's current Effective Interest Rate on Debt % is 0.00%. Overall, Prabhu Mahalaxmi Life Insurance has a GF Score™ of 18/100, reflecting its overall financial health beyond just this single metric.
How does Prabhu Mahalaxmi Life Insurance's Effective Interest Rate on Debt % compare to ?
Prabhu Mahalaxmi Life Insurance's Effective Interest Rate on Debt % of 0.00% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Insurance company?
A good Effective Interest Rate on Debt % depends on the Insurance industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Prabhu Mahalaxmi Life Insurance and its competitors. Prabhu Mahalaxmi Life Insurance's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Prabhu Mahalaxmi Life Insurance stock overvalued right now?
Prabhu Mahalaxmi Life Insurance (XNEP:PMLI) has a current Effective Interest Rate on Debt % of 0.00%. The current Effective Interest Rate on Debt % is 0.00%. Prabhu Mahalaxmi Life Insurance's overall GF Score™ is 18/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Prabhu Mahalaxmi Life Insurance (XNEP:PMLI), the current Effective Interest Rate on Debt % is 0.00% as of . 20. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Prabhu Mahalaxmi Life Insurance Business Description

Comparable Companies
Address Santhi Marg Kamaladi, Kathmandu, NPL, 44600
Prabhu Mahalaxmi Life Insurance Ltd is engaged in the life insurance business. The products of the company include Baibhav Jeevan Beema, Shubha Griha Jeevan Beema, Amulya Jeevan Beema, Sambridhha Jeevan Beema, and Jeevan Kiran among others. The business segments of the company are Endowment, Anticipated Endowment, Endowment Cum Whole Life, Whole Life, Foreign Employment Term, Other Term, Special Term, Others. It earns majority of its segmental income from Anticipated Endowment segment.
18GF Score

Get the complete analysis for XNEP:PMLI

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR422.70
Price