Prabhu Mahalaxmi Life Insurance (XNEP:PMLI) GF Score: 19/100 (As of Jul. 23, 2026) — 21% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XNEP:PMLI Prabhu Mahalaxmi Life Insurance Ltd XNEP:PMLI
19 GF Score
Price NPR465.00
View Full Analysis

What is Prabhu Mahalaxmi Life Insurance GF Score?

Prabhu Mahalaxmi Life Insurance XNEP:PMLI -1.11% 19 GF Score is 19 as of Jul. 23, 2026, which is 21% below its 10-year median of 24.00. GuruFocus rates XNEP:PMLI with a GF Score™ of 19/100.

Prabhu Mahalaxmi Life Insurance has the GF Score of 19, which implies that the company might have Worst future performance potential, or not enough data.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 2/10
2. Profitability Rank : 1/10
3. Growth Rank : 0/10
4. GF Value Rank : 0/10
5. Momentum Rank : 0/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes Prabhu Mahalaxmi Life Insurance might have Worst future performance potential, or not enough data.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.


Prabhu Mahalaxmi Life Insurance  (XNEP:PMLI) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.


Prabhu Mahalaxmi Life Insurance GF Score Related Terms


XNEP:PMLI vs : GF Score Comparison

For the Insurance - Life subindustry, Prabhu Mahalaxmi Life Insurance's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Prabhu Mahalaxmi Life Insurance GF Score vs Insurance Industry

For the Insurance industry and Financial Services sector, Prabhu Mahalaxmi Life Insurance's GF Score distribution charts can be found below:

* The bar in red indicates where Prabhu Mahalaxmi Life Insurance's GF Score falls into.


XNEP:PMLI
19GF Score
Prabhu Mahalaxmi Life Insurance Ltd XNEP:PMLI
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 19 mean?
Prabhu Mahalaxmi Life Insurance (XNEP:PMLI) has a GF Score of 19 as of Jul. 23, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Prabhu Mahalaxmi Life Insurance and its competitors. This is 21% below median its historical median of 24.00. Over the past decade, Prabhu Mahalaxmi Life Insurance's GF Score has ranged from 9.00 to 39.00.
Is Prabhu Mahalaxmi Life Insurance's GF Score too high?
Prabhu Mahalaxmi Life Insurance's current GF Score of 19 is 21% below median its 10-year median of 24.00. Over the past 10 years, this metric has ranged from a low of 9.00 to a high of 39.00. Overall, Prabhu Mahalaxmi Life Insurance has a GF Score™ of 19/100, reflecting its overall financial health beyond just this single metric.
How does Prabhu Mahalaxmi Life Insurance's GF Score compare to ?
Prabhu Mahalaxmi Life Insurance's GF Score of 19 can be compared against companies in the Insurance industry. Historically, Prabhu Mahalaxmi Life Insurance's own GF Score has ranged from 9.00 to 39.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for an Insurance company?
A good GF Score depends on the Insurance industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Prabhu Mahalaxmi Life Insurance and its competitors. Prabhu Mahalaxmi Life Insurance's current GF Score is 19, which is 21% below median its own 10-year median of 24.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Prabhu Mahalaxmi Life Insurance stock overvalued right now?
Prabhu Mahalaxmi Life Insurance (XNEP:PMLI) has a current GF Score of 19. The current GF Score is 19, which is 21% below median its 10-year median of 24.00. Prabhu Mahalaxmi Life Insurance's overall GF Score™ is 19/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Prabhu Mahalaxmi Life Insurance (XNEP:PMLI), the current GF Score is 19 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Prabhu Mahalaxmi Life Insurance Business Description

Comparable Companies
Address Santhi Marg Kamaladi, Kathmandu, NPL, 44600
Prabhu Mahalaxmi Life Insurance Ltd is engaged in the life insurance business. The products of the company include Baibhav Jeevan Beema, Shubha Griha Jeevan Beema, Amulya Jeevan Beema, Sambridhha Jeevan Beema, and Jeevan Kiran among others. The business segments of the company are Endowment, Anticipated Endowment, Endowment Cum Whole Life, Whole Life, Foreign Employment Term, Other Term, Special Term, Others. It earns majority of its segmental income from Anticipated Endowment segment.
19GF Score

Get the complete analysis for XNEP:PMLI

GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR465.00
Price