Prabhu Mahalaxmi Life Insurance (XNEP:PMLI) ROC %: 0.00% (As of . 20)


XNEP:PMLI Prabhu Mahalaxmi Life Insurance Ltd XNEP:PMLI
19 GF Score
Price NPR450.00
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What is Prabhu Mahalaxmi Life Insurance ROC %?

Prabhu Mahalaxmi Life Insurance XNEP:PMLI +0.90% 19 ROC % is 0.00% as of . 20. GuruFocus rates XNEP:PMLI with a GF Score™ of 19/100.

ROC % measures how well a company generates cash flow relative to the capital it has invested in its business. It is also called ROIC %. Prabhu Mahalaxmi Life Insurance's annualized return on capital (ROC %) for the quarter that ended in . 20 was 0.00%.

As of today (2026-07-08), Prabhu Mahalaxmi Life Insurance's WACC % is 0.00%. Prabhu Mahalaxmi Life Insurance's ROC % is 0.00% (calculated using TTM income statement data). Prabhu Mahalaxmi Life Insurance earns returns that do not match up to its cost of capital. It will destroy value as it grows.

Prabhu Mahalaxmi Life Insurance  (XNEP:PMLI) ROC % Explanation

ROC % measures how well a company generates cash flow relative to the capital it has invested in its business. It is also called ROIC %. The reason book values of debt and equity are used is because the book values are the capital the company received when issuing the debt or receiving the equity investments.

There are four key components to this definition. The first is the use of operating income or EBIT rather than net income in the numerator. The second is the tax adjustment to this operating income or EBIT, computed as a hypothetical tax based on an effective or marginal tax rate. The third is the use of book values for invested capital, rather than market values. The final is the timing difference; the capital invested is from the end of the prior year whereas the operating income or EBIT is the current year's number.

Why is ROC % important?

Because it costs money to raise capital. A firm that generates higher returns on investment than it costs the company to raise the capital needed for that investment is earning excess returns. A firm that expects to continue generating positive excess returns on new investments in the future will see its value increase as growth increases, whereas a firm that earns returns that do not match up to its cost of capital will destroy value as it grows.

As of today, Prabhu Mahalaxmi Life Insurance's WACC % is 0.00%. Prabhu Mahalaxmi Life Insurance's ROC % is 0.00% (calculated using TTM income statement data). Prabhu Mahalaxmi Life Insurance earns returns that do not match up to its cost of capital. It will destroy value as it grows.

Be Aware

Like ROE % and ROA %, ROC % is calculated with only 12 months of data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Prabhu Mahalaxmi Life Insurance ROC % Related Terms

Prabhu Mahalaxmi Life Insurance ROC % Historical Data

* Premium members only.

The historical data trend for Prabhu Mahalaxmi Life Insurance's ROC % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Prabhu Mahalaxmi Life Insurance ROC % Chart

Prabhu Mahalaxmi Life Insurance Annual Data
Trend
ROC %

Prabhu Mahalaxmi Life Insurance Semi-Annual Data
ROC %
XNEP:PMLI
19GF Score
Prabhu Mahalaxmi Life Insurance Ltd XNEP:PMLI
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Prabhu Mahalaxmi Life Insurance ROC % Calculation

Prabhu Mahalaxmi Life Insurance's annualized Return on Capital (ROC %) for the fiscal year that ended in . 20 is calculated as:

ROC % (A: . 20 )
=NOPAT/Average Invested Capital
=EBIT * ( 1 - Tax Rate % )/( (Invested Capital (A: . 20 ) + Invested Capital (A: . 20 ))/ count )
= * ( 1 - % )/( ( + )/ )
=/
= %

where

Invested Capital(A: . 20 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
= - - ( - 5% * )
=

Invested Capital(A: . 20 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
= - - ( - 5% * )
=

Prabhu Mahalaxmi Life Insurance's annualized Return on Capital (ROC %) for the quarter that ended in . 20 is calculated as:

ROC % (Q: . 20 )
=NOPAT/Average Invested Capital
=EBIT * ( 1 - Tax Rate % )/( (Invested Capital (Q: . 20 ) + Invested Capital (Q: . 20 ))/ count )
= * ( 1 - % )/( ( + )/ )
=/
= %

where

Invested Capital(Q: . 20 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
= - - ( - 5% * )
=

Invested Capital(Q: . 20 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
= - - ( - 5% * )
=

Note: The EBIT data used here is one times the annual (. 20) data. The tax rate is limited to between 0% and 100%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about ROC % →
What does a ROC % of 0.00% mean?
Prabhu Mahalaxmi Life Insurance (XNEP:PMLI) has a ROC % of 0.00% as of . 20. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Prabhu Mahalaxmi Life Insurance and its competitors.
Is Prabhu Mahalaxmi Life Insurance's ROC % too high?
Prabhu Mahalaxmi Life Insurance's current ROC % is 0.00%. Overall, Prabhu Mahalaxmi Life Insurance has a GF Score™ of 19/100, reflecting its overall financial health beyond just this single metric.
How does Prabhu Mahalaxmi Life Insurance's ROC % compare to ?
Prabhu Mahalaxmi Life Insurance's ROC % of 0.00% can be compared against companies in the Insurance industry. The industry median ROC % is 3.37. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for an Insurance company?
The median ROC % among Insurance companies is 3.37, based on 372 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Prabhu Mahalaxmi Life Insurance and its competitors. For the Insurance industry, the median ROC % is 3.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Prabhu Mahalaxmi Life Insurance's current ROC % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Prabhu Mahalaxmi Life Insurance stock overvalued right now?
Prabhu Mahalaxmi Life Insurance (XNEP:PMLI) has a current ROC % of 0.00%. The current ROC % is 0.00%. Prabhu Mahalaxmi Life Insurance's overall GF Score™ is 19/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Prabhu Mahalaxmi Life Insurance (XNEP:PMLI), the current ROC % is 0.00% as of . 20. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Prabhu Mahalaxmi Life Insurance Business Description

Comparable Companies
Address Santhi Marg Kamaladi, Kathmandu, NPL, 44600
Prabhu Mahalaxmi Life Insurance Ltd is engaged in the life insurance business. The products of the company include Baibhav Jeevan Beema, Shubha Griha Jeevan Beema, Amulya Jeevan Beema, Sambridhha Jeevan Beema, and Jeevan Kiran among others. The business segments of the company are Endowment, Anticipated Endowment, Endowment Cum Whole Life, Whole Life, Foreign Employment Term, Other Term, Special Term, Others. It earns majority of its segmental income from Anticipated Endowment segment.
19GF Score

Get the complete analysis for XNEP:PMLI

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR450.00
Price