Progressive Finance (XNEP:PROFL) Effective Interest Rate on Debt %: 0.00% (As of . 20)

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XNEP:PROFL Progressive Finance Ltd XNEP:PROFL
36 GF Score
Price NPR418.50
! 1 Warning Sign
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What is Progressive Finance Effective Interest Rate on Debt %?

Progressive Finance XNEP:PROFL -0.76% 36 Effective Interest Rate on Debt % is 0.00% as of . 20. GuruFocus rates XNEP:PROFL with a GF Score™ of 36/100. The stock has 1 warning sign investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Progressive Finance's annualized positive value of Interest Expense for the quarter that ended in . 20 was NPR Mil. Progressive Finance's average total debt for the quarter that ended in . 20 was NPR Mil. Therefore, Progressive Finance's annualized Effective Interest Rate on Debt % for the quarter that ended in . 20 was %.

Progressive Finance  (XNEP:PROFL) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

Progressive Finance Effective Interest Rate on Debt % Related Terms

Progressive Finance Effective Interest Rate on Debt % Historical Data

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The historical data trend for Progressive Finance's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Progressive Finance Effective Interest Rate on Debt % Chart

Progressive Finance Annual Data
Trend
Effective Interest Rate on Debt %

Progressive Finance Semi-Annual Data
Effective Interest Rate on Debt %

XNEP:PROFL vs V, MA, AXP: Effective Interest Rate on Debt % Comparison

For the Credit Services subindustry, Progressive Finance's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Progressive Finance Effective Interest Rate on Debt % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Progressive Finance's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Progressive Finance's Effective Interest Rate on Debt % falls into.


XNEP:PROFL
36GF Score
Progressive Finance Ltd XNEP:PROFL
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Progressive Finance Effective Interest Rate on Debt % Calculation

Progressive Finance's annualized Effective Interest Rate on Debt % for the fiscal year that ended in . 20 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: . 20 )+Total Debt  (A: . 20 ))/ count )
=-1  *  /( (+)/ )
=-1  *  /
= %

where

Total Debt  (A: . 20 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
= +
=

Total Debt  (A: . 20 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
= +
=

Progressive Finance's annualized Effective Interest Rate on Debt % for the quarter that ended in . 20 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: . 20 )+Total Debt  (Q: . 20 ))/ count )
=-1  *  /( (+)/ )
=-1  *  /
= %

where

Total Debt  (Q: . 20 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
= +
=

Total Debt  (Q: . 20 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
= +
=

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is one times the annual (. 20) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.00% mean?
Progressive Finance (XNEP:PROFL) has a Effective Interest Rate on Debt % of 0.00% as of . 20. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Progressive Finance and its competitors.
Is Progressive Finance's Effective Interest Rate on Debt % too high?
Progressive Finance's current Effective Interest Rate on Debt % is 0.00%. Overall, Progressive Finance has a GF Score™ of 36/100, reflecting its overall financial health beyond just this single metric.
How does Progressive Finance's Effective Interest Rate on Debt % compare to V and MA?
Progressive Finance's Effective Interest Rate on Debt % of 0.00% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Credit Services company?
A good Effective Interest Rate on Debt % depends on the Credit Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Progressive Finance and its competitors. Progressive Finance's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Progressive Finance stock overvalued right now?
Progressive Finance (XNEP:PROFL) has a current Effective Interest Rate on Debt % of 0.00%. The current Effective Interest Rate on Debt % is 0.00%. Progressive Finance's overall GF Score™ is 36/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Progressive Finance (XNEP:PROFL), the current Effective Interest Rate on Debt % is 0.00% as of . 20. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Progressive Finance Business Description

Address Tinkune, Kathmandu, NPL, 10390
Progressive Finance Ltd is a financial institution. Its segments are Koshi, Madhesh, Bagmati, Gandaki, Lumbini, Karnali, and Far West. The group generates revenue from Financial Intermediary Activities, Treasury, and Others. Financial Intermediary Activities include loans and deposits, service charges related to loans and deposit and related charges and income. Treasury includes investment in government securities, corporate bonds, mutual fund units, shares, etc., which are grouped under this product. Others include operational service fees, locker, guarantee commission, ATM fees, remittance commission, etc.
36GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR418.50
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