Progressive Finance (XNEP:PROFL) Net Margin %: 0.00% (As of . 20)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XNEP:PROFL Progressive Finance Ltd XNEP:PROFL
37 GF Score
Price NPR425.00
! 1 Warning Sign
View Full Analysis

What is Progressive Finance Net Margin %?

Progressive Finance XNEP:PROFL +0.47% 37 Net Margin % is 0.00% as of . 20. GuruFocus rates XNEP:PROFL with a GF Score™ of 37/100. The stock has 1 warning sign investors should review. Among 534 Credit Services companies, Progressive Finance ranks worse than 187265.73% on this metric.

Net margin is calculated as Net Income divided by its Revenue. Progressive Finance's Net Income for the six months ended in . 20 was NPR0.00 Mil. Progressive Finance's Revenue for the six months ended in . 20 was NPR0.00 Mil. Therefore, Progressive Finance's net margin for the quarter that ended in . 20 was 0.00%.

The historical rank and industry rank for Progressive Finance's Net Margin % or its related term are showing as below:


XNEP:PROFL's Net Margin % is not ranked *
in the Credit Services industry.
Industry Median: 14.59
* Ranked among companies with meaningful Net Margin % only.

Progressive Finance  (XNEP:PROFL) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Progressive Finance Net Margin % Related Terms


Progressive Finance Net Margin % Historical Data

* Premium members only.

The historical data trend for Progressive Finance's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Progressive Finance Net Margin % Chart

Progressive Finance Annual Data
Trend
Net Margin %

Progressive Finance Semi-Annual Data
Net Margin %

XNEP:PROFL vs V, MA, AXP: Net Margin % Comparison

For the Credit Services subindustry, Progressive Finance's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Progressive Finance Net Margin % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Progressive Finance's Net Margin % distribution charts can be found below:

* The bar in red indicates where Progressive Finance's Net Margin % falls into.


XNEP:PROFL
37GF Score
Progressive Finance Ltd XNEP:PROFL
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Progressive Finance Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Progressive Finance's Net Margin for the fiscal year that ended in . 20 is calculated as

Net Margin=Net Income (A: . 20 )/Revenue (A: . 20 )
=/
= %

Progressive Finance's Net Margin for the quarter that ended in . 20 is calculated as

Net Margin=Net Income (Q: . 20 )/Revenue (Q: . 20 )
=/
= %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 0.00% mean?
Progressive Finance (XNEP:PROFL) has a Net Margin % of 0.00% as of . 20. Net margin is the ratio of total net income to net sales. View historical data on Progressive Finance and its competitors. According to the industry distribution chart, Progressive Finance ranks #999999 out of 534 companies in the Credit Services industry.
Is Progressive Finance's Net Margin % too high?
Progressive Finance's current Net Margin % is 0.00%. Based on the distribution chart, Progressive Finance ranks #999999 out of 534 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Progressive Finance has a GF Score™ of 37/100, reflecting its overall financial health beyond just this single metric.
How does Progressive Finance's Net Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Progressive Finance ranks #999999 out of 534 companies for Net Margin %. This places Progressive Finance in the lower half of its industry. The industry median Net Margin % is 14.59. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Credit Services company?
The median Net Margin % among Credit Services companies is 14.59, based on 534 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Progressive Finance and its competitors. For the Credit Services industry, the median Net Margin % is 14.59 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Progressive Finance's current Net Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Progressive Finance stock overvalued right now?
Progressive Finance (XNEP:PROFL) has a current Net Margin % of 0.00%. The current Net Margin % is 0.00%. Progressive Finance's overall GF Score™ is 37/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Progressive Finance (XNEP:PROFL), the current Net Margin % is 0.00% as of . 20. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Progressive Finance Business Description

Address Tinkune, Kathmandu, NPL, 10390
Progressive Finance Ltd is a financial institution. Its segments are Koshi, Madhesh, Bagmati, Gandaki, Lumbini, Karnali, and Far West. The group generates revenue from Financial Intermediary Activities, Treasury, and Others. Financial Intermediary Activities include loans and deposits, service charges related to loans and deposit and related charges and income. Treasury includes investment in government securities, corporate bonds, mutual fund units, shares, etc., which are grouped under this product. Others include operational service fees, locker, guarantee commission, ATM fees, remittance commission, etc.
37GF Score

Get the complete analysis for XNEP:PROFL

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR425.00
Price