Basler Kantonalbank (XSWX:BSKP) Effective Interest Rate on Debt %: 6.72% (As of Dec. 2025)


XSWX:BSKP Basler Kantonalbank XSWX:BSKP
41 GF Score
Price CHF97.80
GF Value CHF11.94
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Basler Kantonalbank Effective Interest Rate on Debt %?

Basler Kantonalbank XSWX:BSKP -1.81% 41 Effective Interest Rate on Debt % is 6.72% as of Dec. 2025. GuruFocus rates XSWX:BSKP with a GF Score™ of 41/100 and a GF Value™ of CHF11.94 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Basler Kantonalbank's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was CHF783.0 Mil. Basler Kantonalbank's average total debt for the quarter that ended in Dec. 2025 was CHF11,651.3 Mil. Therefore, Basler Kantonalbank's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 6.72%.


Basler Kantonalbank  (XSWX:BSKP) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Basler Kantonalbank Effective Interest Rate on Debt % Related Terms


Basler Kantonalbank Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Basler Kantonalbank's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Basler Kantonalbank Effective Interest Rate on Debt % Chart

Basler Kantonalbank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.80 1.51 7.16 7.85 6.78

Basler Kantonalbank Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.02 8.36 7.26 6.73 6.72

Basler Kantonalbank Effective Interest Rate on Debt % Competitor Comparison

For the Banks - Regional subindustry, Basler Kantonalbank's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Basler Kantonalbank Effective Interest Rate on Debt % vs Banks Industry

For the Banks industry and Financial Services sector, Basler Kantonalbank's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Basler Kantonalbank's Effective Interest Rate on Debt % falls into.


XSWX:BSKP
41GF Score
Basler Kantonalbank XSWX:BSKP
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Basler Kantonalbank Effective Interest Rate on Debt % Calculation

Basler Kantonalbank's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -781.663/( (11462.558+11589.477)/ 2 )
=-1  *  -781.663/11526.0175
=6.78 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=11462.558 + 0
=11462.558

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=11589.477 + 0
=11589.477

Basler Kantonalbank's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -783.008/( (11713.195+11589.477)/ 2 )
=-1  *  -783.008/11651.336
=6.72 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=11713.195 + 0
=11713.195

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=11589.477 + 0
=11589.477

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 6.72% mean?
Basler Kantonalbank (XSWX:BSKP) has a Effective Interest Rate on Debt % of 6.72% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Basler Kantonalbank and its competitors.
Is Basler Kantonalbank's Effective Interest Rate on Debt % too high?
Basler Kantonalbank's current Effective Interest Rate on Debt % is 6.72%. Overall, Basler Kantonalbank has a GF Score™ of 41/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Basler Kantonalbank's Effective Interest Rate on Debt % compare to competitors?
Basler Kantonalbank's Effective Interest Rate on Debt % of 6.72% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Banks company?
A good Effective Interest Rate on Debt % depends on the Banks industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Basler Kantonalbank and its competitors. Basler Kantonalbank's current Effective Interest Rate on Debt % is 6.72%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Basler Kantonalbank stock overvalued right now?
Based on GuruFocus' analysis, Basler Kantonalbank (XSWX:BSKP) is currently considered Significantly Overvalued. The stock's GF Value™ is CHF11.94, compared to a current price of CHF97.80 — trading 719.1% above its estimated fair value. The current Effective Interest Rate on Debt % is 6.72%. Basler Kantonalbank's overall GF Score™ is 41/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Basler Kantonalbank (XSWX:BSKP), the current Effective Interest Rate on Debt % is 6.72% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Basler Kantonalbank (XSWX:BSKP) Overvalued in 2026?

Based on GuruFocus' analysis, Basler Kantonalbank stock appears to be overvalued. The current stock price of CHF97.80 is trading 719.1% above its estimated GF Value™ of CHF11.94. GuruFocus considers Basler Kantonalbank to be Significantly Overvalued.

Key valuation signals for XSWX:BSKP:

  • Effective Interest Rate on Debt %: 6.72%
  • GF Value™: CHF11.94 vs. price of CHF97.80 (719.1% above fair value)
  • GF Score™: 41/100 with 4 warning signs

No single metric tells the full story. See the XSWX:BSKP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Basler Kantonalbank Business Description

Other Exchanges BSKPz:UK0QLU:UK0B8:Germany
Address Spiegelgasse 2, Basel, CHE, 4002
Basler Kantonalbank provides banking services in Switzerland. The bank offers products and services to its private and corporate clients, including bank accounts, mortgages, financial planning, and pensions, as well as national and international stock market brokerage services. It also renders private banking services, mobile payment, financial planning, tax consultation, inheritance advisory and many more.
41GF Score

Get the complete analysis for XSWX:BSKP

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF97.80
Price
CHF11.94
GF Value