Villeroy & Boch AG (XSWX:VIB3) Effective Interest Rate on Debt %: 2.16% (As of Mar. 2026)


XSWX:VIB3 Villeroy & Boch AG XSWX:VIB3
73 GF Score
Price CHF16.45
GF Value CHF17.55
! 8 Warning Signs
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What is Villeroy & Boch AG Effective Interest Rate on Debt %?

Villeroy & Boch AG XSWX:VIB3 73 Effective Interest Rate on Debt % is 2.16% as of Mar. 2026. GuruFocus rates XSWX:VIB3 with a GF Score™ of 73/100 and a GF Value™ of CHF17.55. The stock has 8 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Villeroy & Boch AG's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was CHF9 Mil. Villeroy & Boch AG's average total debt for the quarter that ended in Mar. 2026 was CHF422 Mil. Therefore, Villeroy & Boch AG's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 2.16%.


Villeroy & Boch AG  (XSWX:VIB3) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Villeroy & Boch AG Effective Interest Rate on Debt % Related Terms


Villeroy & Boch AG Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Villeroy & Boch AG's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Villeroy & Boch AG Effective Interest Rate on Debt % Chart

Villeroy & Boch AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.05 4.37 5.82 8.63 8.06

Villeroy & Boch AG Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.71 6.28 6.90 36.81 2.16

XSWX:VIB3 vs TT, JCI, CARR: Effective Interest Rate on Debt % Comparison

For the Building Products & Equipment subindustry, Villeroy & Boch AG's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Villeroy & Boch AG Effective Interest Rate on Debt % vs Construction Industry

For the Construction industry and Industrials sector, Villeroy & Boch AG's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Villeroy & Boch AG's Effective Interest Rate on Debt % falls into.


XSWX:VIB3
73GF Score
Villeroy & Boch AG XSWX:VIB3
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Villeroy & Boch AG Effective Interest Rate on Debt % Calculation

Villeroy & Boch AG's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -37.046/( (495.655+423.738)/ 2 )
=-1  *  -37.046/459.6965
=8.06 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=362.242 + 133.413
=495.655

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=310.175 + 113.563
=423.738

Villeroy & Boch AG's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -9.1/( (423.738+420.227)/ 2 )
=-1  *  -9.1/421.9825
=2.16 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=310.175 + 113.563
=423.738

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=300.357 + 119.87
=420.227

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 2.16% mean?
Villeroy & Boch AG (XSWX:VIB3) has a Effective Interest Rate on Debt % of 2.16% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Villeroy & Boch AG and its competitors.
Is Villeroy & Boch AG's Effective Interest Rate on Debt % too high?
Villeroy & Boch AG's current Effective Interest Rate on Debt % is 2.16%. Overall, Villeroy & Boch AG has a GF Score™ of 73/100, reflecting its overall financial health beyond just this single metric.
How does Villeroy & Boch AG's Effective Interest Rate on Debt % compare to TT and JCI?
Villeroy & Boch AG's Effective Interest Rate on Debt % of 2.16% can be compared against companies in the Construction industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Construction company?
A good Effective Interest Rate on Debt % depends on the Construction industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Villeroy & Boch AG and its competitors. Villeroy & Boch AG's current Effective Interest Rate on Debt % is 2.16%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Villeroy & Boch AG stock overvalued right now?
Villeroy & Boch AG (XSWX:VIB3) has a current Effective Interest Rate on Debt % of 2.16%. The stock's GF Value™ is CHF17.55, compared to a current price of CHF16.45 — trading 6.3% below its estimated fair value. The current Effective Interest Rate on Debt % is 2.16%. Villeroy & Boch AG's overall GF Score™ is 73/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Villeroy & Boch AG (XSWX:VIB3), the current Effective Interest Rate on Debt % is 2.16% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Villeroy & Boch AG (XSWX:VIB3) Overvalued in 2026?

Based on GuruFocus' analysis, Villeroy & Boch AG stock appears to be undervalued. The current stock price of CHF16.45 is trading 6.3% below its estimated GF Value™ of CHF17.55.

Key valuation signals for XSWX:VIB3:

  • Effective Interest Rate on Debt %: 2.16%
  • GF Value™: CHF17.55 vs. price of CHF16.45 (6.3% below fair value)
  • GF Score™: 73/100 with 8 warning signs

No single metric tells the full story. See the XSWX:VIB3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Villeroy & Boch AG Business Description

Address Saaruferstrasse 1-3, Mettlach, DEU, 66693
Villeroy & Boch AG is a manufacturer of home furnishing products based in Germany. The firm's activities are broadly categorized into two segments. The Bathroom and Wellness Division produces a variety of items, including ceramic sanitary ware, ceramic kitchen sinks, bathroom furniture, shower tubs, whirlpools, as well as bath and kitchen fittings and accessories. This division also offers shower toilets, installation systems, outdoor whirlpools, and a range of accessories. Meanwhile, the Dining & Lifestyle Division provides an extensive selection of tableware, glassware, and cutlery designed for stylish dining, along with home accessories, gifts, and convenience-oriented products made from porcelain. The majority of the firm's revenue comes from the Bathroom and Wellness Division.
73GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF16.45
Price
CHF17.55
GF Value