Villeroy & Boch AG (XSWX:VIB3) Financial Strength: 5 (As of Jun. 2026) — 29% Below Median

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XSWX:VIB3 Villeroy & Boch AG XSWX:VIB3
79 GF Score
Price CHF14.60
GF Value CHF15.85
Valuation Modestly Undervalued
! 6 Warning Signs
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What is Villeroy & Boch AG Financial Strength?

Villeroy & Boch AG XSWX:VIB3 79 Financial Strength is 5 as of Jun. 2026, which is 29% below its 10-year median of 7.00. GuruFocus rates XSWX:VIB3 with a GF Score™ of 79/100 and a GF Value™ of CHF15.85 (Modestly Undervalued). The stock has 6 warning signs investors should review.

Villeroy & Boch AG has the Financial Strength Rank of 5.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Villeroy & Boch AG's Interest Coverage for the quarter that ended in Jun. 2026 was 9.56. Villeroy & Boch AG's debt to revenue ratio for the quarter that ended in Jun. 2026 was 0.17. As of today, Villeroy & Boch AG's Altman Z-Score is 1.35.


Villeroy & Boch AG  (XSWX:VIB3) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Villeroy & Boch AG has the Financial Strength Rank of 5.


Villeroy & Boch AG Financial Strength Related Terms


XSWX:VIB3 vs TT, JCI, CARR: Financial Strength Comparison

For the Building Products & Equipment subindustry, Villeroy & Boch AG's Financial Strength, along with its competitors' market caps and Financial Strength data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Villeroy & Boch AG Financial Strength vs Construction Industry

For the Construction industry and Industrials sector, Villeroy & Boch AG's Financial Strength distribution charts can be found below:

* The bar in red indicates where Villeroy & Boch AG's Financial Strength falls into.


XSWX:VIB3
79GF Score
Villeroy & Boch AG XSWX:VIB3
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
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Villeroy & Boch AG Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

Villeroy & Boch AG's Interest Expense for the months ended in Jun. 2026 was CHF-2 Mil. Its Operating Income for the months ended in Jun. 2026 was CHF22 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was CHF49 Mil.

Villeroy & Boch AG's Interest Coverage for the quarter that ended in Jun. 2026 is

Interest Coverage=-1*Operating Income (Q: Jun. 2026 )/Interest Expense (Q: Jun. 2026 )
=-1*22.008/-2.302
=9.56

The higher the ratio, the stronger the company's financial strength is.

2. Debt to revenue ratio. The lower, the better.

Villeroy & Boch AG's Debt to Revenue Ratio for the quarter that ended in Jun. 2026 is

Debt to Revenue Ratio=Total Debt (Q: Jun. 2026 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(148.441 + 48.897) / 1168.008
=0.17

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

Villeroy & Boch AG has a Z-score of 1.35, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.

Warning Sign:

Altman Z-score of 1.35 is in distress zone. This implies bankruptcy possibility in the next two years.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Financial Strength →
What does a Financial Strength of 5 mean?
Villeroy & Boch AG (XSWX:VIB3) has a Financial Strength of 5 as of Jun. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Villeroy & Boch AG and its competitors. This is 29% below median its historical median of 7.00. Over the past decade, Villeroy & Boch AG's Financial Strength has ranged from 4.00 to 8.00.
Is Villeroy & Boch AG's Financial Strength too high?
Villeroy & Boch AG's current Financial Strength of 5 is 29% below median its 10-year median of 7.00. Over the past 10 years, this metric has ranged from a low of 4.00 to a high of 8.00. Overall, Villeroy & Boch AG has a GF Score™ of 79/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Villeroy & Boch AG's Financial Strength compare to TT and JCI?
Villeroy & Boch AG's Financial Strength of 5 can be compared against companies in the Construction industry. Historically, Villeroy & Boch AG's own Financial Strength has ranged from 4.00 to 8.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a Construction company?
A good Financial Strength depends on the Construction industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Villeroy & Boch AG and its competitors. Villeroy & Boch AG's current Financial Strength is 5, which is 29% below median its own 10-year median of 7.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Villeroy & Boch AG stock overvalued right now?
Based on GuruFocus' analysis, Villeroy & Boch AG (XSWX:VIB3) is currently considered Modestly Undervalued. The stock's GF Value™ is CHF15.85, compared to a current price of CHF14.60 — trading 7.9% below its estimated fair value. The current Financial Strength is 5, which is 29% below median its 10-year median of 7.00. Villeroy & Boch AG's overall GF Score™ is 79/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For Villeroy & Boch AG (XSWX:VIB3), the current Financial Strength is 5 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Villeroy & Boch AG (XSWX:VIB3) Overvalued in 2026?

Based on GuruFocus' analysis, Villeroy & Boch AG stock appears to be undervalued. The current stock price of CHF14.60 is trading 7.9% below its estimated GF Value™ of CHF15.85. GuruFocus considers Villeroy & Boch AG to be Modestly Undervalued.

Key valuation signals for XSWX:VIB3:

  • Financial Strength: 5 (29% below median its 10-year median of 7.00)
  • GF Value™: CHF15.85 vs. price of CHF14.60 (7.9% below fair value)
  • GF Score™: 79/100 with 6 warning signs

No single metric tells the full story. See the XSWX:VIB3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Villeroy & Boch AG Business Description

Address Saaruferstrasse 1-3, Mettlach, DEU, 66693
Villeroy & Boch AG is a manufacturer of home furnishing products based in Germany. The firm's activities are broadly categorized into two segments. The Bathroom and Wellness Division produces a variety of items, including ceramic sanitary ware, ceramic kitchen sinks, bathroom furniture, shower tubs, whirlpools, as well as bath and kitchen fittings and accessories. This division also offers shower toilets, installation systems, outdoor whirlpools, and a range of accessories. Meanwhile, the Dining & Lifestyle Division provides an extensive selection of tableware, glassware, and cutlery designed for stylish dining, along with home accessories, gifts, and convenience-oriented products made from porcelain. The majority of the firm's revenue comes from the Bathroom and Wellness Division.
79GF Score

Get the complete analysis for XSWX:VIB3

Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF14.60
Price
CHF15.85
GF Value