Ennakl (XTUN:NAKL) Effective Interest Rate on Debt %: 5.10% (As of Dec. 2025)

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XTUN:NAKL Ennakl XTUN:NAKL
89 GF Score
Price TND18.72
GF Value TND12.89
Valuation Significantly Overvalued
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What is Ennakl Effective Interest Rate on Debt %?

Ennakl XTUN:NAKL 89 Effective Interest Rate on Debt % is 5.10% as of Dec. 2025. GuruFocus rates XTUN:NAKL with a GF Score™ of 89/100 and a GF Value™ of TND12.89 (Significantly Overvalued).

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Ennakl's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was TND1.7 Mil. Ennakl's average total debt for the quarter that ended in Dec. 2025 was TND32.6 Mil. Therefore, Ennakl's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 5.10%.


Ennakl  (XTUN:NAKL) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Ennakl Effective Interest Rate on Debt % Related Terms


Ennakl Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Ennakl's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ennakl Effective Interest Rate on Debt % Chart

Ennakl Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 16.15 9.96 18.57 41.62 26.19

Ennakl Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14.38 14.43 8.87 5.00 5.10

XTUN:NAKL vs CVNA, PAG, KMX: Effective Interest Rate on Debt % Comparison

For the Auto & Truck Dealerships subindustry, Ennakl's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ennakl Effective Interest Rate on Debt % vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, Ennakl's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Ennakl's Effective Interest Rate on Debt % falls into.


XTUN:NAKL
89GF Score
Ennakl XTUN:NAKL
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Ennakl Effective Interest Rate on Debt % Calculation

Ennakl's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -1.768/( (11.622+1.879)/ 2 )
=-1  *  -1.768/6.7505
=26.19 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.875 + 9.747
=11.622

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.457 + 1.422
=1.879

Ennakl's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -1.664/( (63.314+1.879)/ 2 )
=-1  *  -1.664/32.5965
=5.10 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5.334 + 57.98
=63.314

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.457 + 1.422
=1.879

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.10% mean?
Ennakl (XTUN:NAKL) has a Effective Interest Rate on Debt % of 5.10% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Ennakl and its competitors.
Is Ennakl's Effective Interest Rate on Debt % too high?
Ennakl's current Effective Interest Rate on Debt % is 5.10%. Overall, Ennakl has a GF Score™ of 89/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ennakl's Effective Interest Rate on Debt % compare to CVNA and PAG?
Ennakl's Effective Interest Rate on Debt % of 5.10% can be compared against companies in the Vehicles & Parts industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Vehicles & Parts company?
A good Effective Interest Rate on Debt % depends on the Vehicles & Parts industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Ennakl and its competitors. Ennakl's current Effective Interest Rate on Debt % is 5.10%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ennakl stock overvalued right now?
Based on GuruFocus' analysis, Ennakl (XTUN:NAKL) is currently considered Significantly Overvalued. The stock's GF Value™ is TND12.89, compared to a current price of TND18.72 — trading 45.2% above its estimated fair value. The current Effective Interest Rate on Debt % is 5.10%. Ennakl's overall GF Score™ is 89/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Ennakl (XTUN:NAKL), the current Effective Interest Rate on Debt % is 5.10% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ennakl (XTUN:NAKL) Overvalued in 2026?

Based on GuruFocus' analysis, Ennakl stock appears to be overvalued. The current stock price of TND18.72 is trading 45.2% above its estimated GF Value™ of TND12.89. GuruFocus considers Ennakl to be Significantly Overvalued.

Key valuation signals for XTUN:NAKL:

  • Effective Interest Rate on Debt %: 5.10%
  • GF Value™: TND12.89 vs. price of TND18.72 (45.2% above fair value)
  • GF Score™: 89/100

No single metric tells the full story. See the XTUN:NAKL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ennakl Business Description

Other Exchanges NKL:Morocco
Address Industrial Zone La Charguia II, Tunis, TUN, 0001949C
Ennakl is the official importer and dealer in Tunisia Volkswagen, Volkswagen Commercial, Audi, Porsche and Seat. The Company is also developing an after sales service and marketing of spare parts through its subsidiary AS BIG.
89GF Score

Get the complete analysis for XTUN:NAKL

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

TND18.72
Price
TND12.89
GF Value