ZCAR (Zoomcar Holdings) Effective Interest Rate on Debt %: 4.51% (As of Mar. 2026)

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What is Zoomcar Holdings Effective Interest Rate on Debt %?

Zoomcar Holdings ZCAR +21.12% Effective Interest Rate on Debt % is 4.51% as of Mar. 2026. The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Zoomcar Holdings's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $0.58 Mil. Zoomcar Holdings's average total debt for the quarter that ended in Mar. 2026 was $12.94 Mil. Therefore, Zoomcar Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 4.51%.


Zoomcar Holdings  (OTCPK:ZCAR) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Zoomcar Holdings Effective Interest Rate on Debt % Related Terms


Zoomcar Holdings Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Zoomcar Holdings's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Zoomcar Holdings Effective Interest Rate on Debt % Chart

Zoomcar Holdings Annual Data
Trend Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 7.94 5.13 3.48 24.60 5.62

Zoomcar Holdings Quarterly Data
Mar21 Mar22 Jun22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 53.71 5.40 6.97 6.42 4.51

ZCAR vs AITX, BDST, URI: Effective Interest Rate on Debt % Comparison

For the Rental & Leasing Services subindustry, Zoomcar Holdings's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Zoomcar Holdings Effective Interest Rate on Debt % vs Business Services Industry

For the Business Services industry and Industrials sector, Zoomcar Holdings's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Zoomcar Holdings's Effective Interest Rate on Debt % falls into.



Zoomcar Holdings Effective Interest Rate on Debt % Calculation

Zoomcar Holdings's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -0.763/( (13.939+13.214)/ 2 )
=-1  *  -0.763/13.5765
=5.62 %

where

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.802 + 13.137
=13.939

Total Debt  (A: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.602 + 12.612
=13.214

Zoomcar Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -0.584/( (12.673+13.214)/ 2 )
=-1  *  -0.584/12.9435
=4.51 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.61 + 12.063
=12.673

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.602 + 12.612
=13.214

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.51% mean?
Zoomcar Holdings (ZCAR) has a Effective Interest Rate on Debt % of 4.51% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Zoomcar Holdings and its competitors.
Is Zoomcar Holdings' Effective Interest Rate on Debt % too high?
Zoomcar Holdings' current Effective Interest Rate on Debt % is 4.51%.
How does Zoomcar Holdings' Effective Interest Rate on Debt % compare to AITX and BDST?
Zoomcar Holdings' Effective Interest Rate on Debt % of 4.51% can be compared against companies in the Business Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Business Services company?
A good Effective Interest Rate on Debt % depends on the Business Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Zoomcar Holdings and its competitors. Zoomcar Holdings's current Effective Interest Rate on Debt % is 4.51%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zoomcar Holdings stock overvalued right now?
Zoomcar Holdings (ZCAR) has a current Effective Interest Rate on Debt % of 4.51%. The current Effective Interest Rate on Debt % is 4.51%. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Zoomcar Holdings (ZCAR), the current Effective Interest Rate on Debt % is 4.51% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Zoomcar Holdings Business Description

Address HAL Old Airport Road, No.147, 1st Floor, ISRO Colony, Anjaneya Techno Park, Kodihalli, Bangalore, KA, IND, 560008
Zoomcar Holdings Inc is an emerging market-focused online car sharing marketplace, based on the number of current vehicles and active users on its platform. Its platform enables car owners (Hosts) and persons in temporary need of vehicles (Guests) to connect and share the use of a Host's car, made available to Guests at mutually convenient locations. It generates revenue in the form of facilitation fees charged to Hosts, net of incentives and refunds, and trip protection charged to the Renters. Geographically, the company generates a majority of its revenue from India, followed by Egypt, Indonesia, and Vietnam.