ZCAR (Zoomcar Holdings) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ZCAR Zoomcar Holdings Inc ZCAR
4 GF Score
Price $0.13
GF Value $0.06
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Zoomcar Holdings Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

ZCAR
4GF Score
Zoomcar Holdings Inc ZCAR
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Zoomcar Holdings (ZCAR) Overvalued in 2026?

Based on GuruFocus' analysis, Zoomcar Holdings stock appears to be overvalued. The current stock price of $0.13 is trading 116.7% above its estimated GF Value™ of $0.06. GuruFocus considers Zoomcar Holdings to be Significantly Overvalued.

Key valuation signals for ZCAR:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: $0.06 vs. price of $0.13 (116.7% above fair value)
  • GF Score™: 4/100 with 6 warning signs

No single metric tells the full story. See the ZCAR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Zoomcar Holdings Business Description

Address HAL Old Airport Road, No.147, 1st Floor, ISRO Colony, Anjaneya Techno Park, Kodihalli, Bangalore, KA, IND, 560008
Zoomcar Holdings Inc is an emerging market-focused online car sharing marketplace, based on the number of current vehicles and active users on its platform. Its platform enables car owners (Hosts) and persons in temporary need of vehicles (Guests) to connect and share the use of a Host's car, made available to Guests at mutually convenient locations. It generates revenue in the form of facilitation fees charged to Hosts, net of incentives and refunds, and trip protection charged to the Renters. Geographically, the company generates a majority of its revenue from India, followed by Egypt, Indonesia, and Vietnam.
4GF Score

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Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.13
Price
$0.06
GF Value